COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

WAFD

WaFd, Inc.

52
Fundamentals63/ 100
Valuation50/ 100
Upside potential54/ 100
Risk potential13/ 100

WAFD's fundamentals are mixed: revenue grew 7.8%, while its operating margin rose 2 points to 42%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

WAFD Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

WAFD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WAFD.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

WAFD PE Valuation

CHEAPFAIREXPENSIVE4.6x9.2x14x18x
CHEAPFAIREXPENSIVE4.6x9.2x14x18x
LevelPEPriceVs current
Cheap8.7x$27.59-5.7%
Forward8.9x$29.27—
Current9.1x$29.27—
Fair11x$35.52+21%
Expensive14x$44.57+52%

Historical ranges are pointers, not guarantees.

WAFD's PE is 9.1x, but its earnings don't support one, so it isn't a reliable read right now.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

COIN has the edge over WAFD on the outlook, with more favorable earnings and profitability expectations.

WAFD Forward outlook

MetricOutlook
Stable
Stable
Stable
Stable
Limited
Low

Analysts expect WAFD's earnings, revenue and profitability to hold roughly steady. However, they disagree widely on these estimates.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and WAFD's risk to reward.

WAFD Risk to reward

ScenarioChangePrice
Upside+15%$33.55
Downside-13%$25.58

Calculated from the latest close: $29.27 on Nov 12.

There is not enough scenario data to compare COIN and WAFD's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

WAFD Earnings Per Share

Q3 2025: $2.63Q4 2025: $2.88Q1 2026: $3.05Q2 2026: $3.16Forward: $3.28
Q3 2025: $2.63Q4 2025: $2.88Q1 2026: $3.05Q2 2026: $3.16Forward: $3.28

WAFD and COIN do not have enough comparable growth data to identify a winner.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

WAFD Quarterly Revenue

Q3 2023: $178MQ4 2023: $166MQ1 2024: $172MQ2 2024: $194MQ3 2024: $189MQ4 2024: $171MQ1 2025: $180MQ2 2025: $186MQ3 2025: $188MQ4 2025: $191MQ1 2026: $197MQ2 2026: $206M
Q3 2023: $178MQ4 2023: $166MQ1 2024: $172MQ2 2024: $194MQ3 2024: $189MQ4 2024: $171MQ1 2025: $180MQ2 2025: $186MQ3 2025: $188MQ4 2025: $191MQ1 2026: $197MQ2 2026: $206M
QuarterRevenueYoY
Q2 2026$205.5M+10%
Q1 2026$197.4M+9.8%
Q4 2025$191.4M+12%
Q3 2025$188.3M-0.2%
Q2 2025$186.3M-4.2%
Q1 2025$179.8M+4.5%
Q4 2024$171.1M+2.8%
Q3 2024$188.7M+6%

WAFD has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

WAFD Free Cash Flow

Q3 2023: --Q4 2023: $102MQ1 2024: $165MQ2 2024: $58MQ3 2024: $89MQ4 2024: $43MQ1 2025: $67MQ2 2025: $53MQ3 2025: $46MQ4 2025: $50MQ1 2026: $68MQ2 2026: $63M
Q3 2023: --Q4 2023: $102MQ1 2024: $165MQ2 2024: $58MQ3 2024: $89MQ4 2024: $43MQ1 2025: $67MQ2 2025: $53MQ3 2025: $46MQ4 2025: $50MQ1 2026: $68MQ2 2026: $63M
QuarterFree cash flowYoY
Q2 2026$63.4M+19%
Q1 2026$68M+2.1%
Q4 2025$50M+16%
Q3 2025$45.6M-49%
Q2 2025$53.1M-8.9%
Q1 2025$66.6M-60%
Q4 2024$43M-58%
Q2 2024$58.3M+189%

WAFD's free cash flow was $227M over the past year, down 10% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WAFD.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

WAFD Total Shares

Q3 2023: 65MQ4 2023: 64MQ1 2024: 70MQ2 2024: 81MQ3 2024: 74MQ4 2024: 81MQ1 2025: 81MQ2 2025: 80MQ3 2025: 80MQ4 2025: 77MQ1 2026: 76MQ2 2026: 74M
Q3 2023: 65MQ4 2023: 64MQ1 2024: 70MQ2 2024: 81MQ3 2024: 74MQ4 2024: 81MQ1 2025: 81MQ2 2025: 80MQ3 2025: 80MQ4 2025: 77MQ1 2026: 76MQ2 2026: 74M
PeriodChange %Net change
Quarterly-2%-1.5M shares
1 year-7.3%-5.9M shares
3 years+14%+8.8M shares
5 years+3%+2.1M shares
Available history-8%-6.4M shares

WAFD has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over WAFD on leverage, with a lower net debt burden relative to earnings.

WAFD Net Leverage

Q3 2024: -0.4xQ4 2024: -3.4xQ1 2025: -5.0xQ2 2025: -3.3xQ3 2025: 3.7xQ4 2025: -2.6xQ1 2026: -2.1xQ2 2026: -2.0x
Q3 2024: -0.4xQ4 2024: -3.4xQ1 2025: -5.0xQ2 2025: -3.3xQ3 2025: 3.7xQ4 2025: -2.6xQ1 2026: -2.1xQ2 2026: -2.0x
QuarterNet LeverageStatus
Q2 2026-2.0xNet Cash
Q1 2026-2.1xNet Cash
Q4 2025-2.6xNet Cash
Q3 20253.7xElevated
Q2 2025-3.3xNet Cash
Q1 2025-5.0xNet Cash
Q4 2024-3.4xNet Cash
Q3 2024-0.4xNet Cash

WAFD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like WAFD.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

WAFD Weekly Momentum

MetricValueStatus
RSI29.2Oversold
Stochastic12.3Oversold

WAFD's weekly RSI is 29 (oversold) and its Stochastic is 12 (oversold).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

WAFD PE vs Financial Services Sector

MetricWAFDSector medianRelative
PE9.1x13x30% below
PE %216342 pts below

WAFD is trading at 9.1x earnings, a 30% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

WAFD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.81.7% below
20 week MA$33.813% below
50 week MA$33.713% below
100 week MA$31.77.5% below
200 week MA$31.05.5% below

WAFD is in a downtrend: it's below all five of its weekly moving averages, and 5.5% below its 200-week average.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

WAFD Yearly ROI

YearStart priceEnd priceROI
2020$36.8$25.6-31%
2021$25.6$33.0+29%
2022$33.0$34.1+3.3%
2023$34.1$33.0-3.2%
2024$33.0$32.6-1.1%
2025$32.6$33.1+1.4%
2026 YTD$33.1$29.3-11%

WAFD has the edge over COIN on returns for 2026, with the stronger performance.

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