COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
VBNK
VersaBank
VBNK's fundamentals are mixed: revenue grew 68%, but its operating margin fell 16 points to 23%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
VBNK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
VBNK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like VBNK.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
VBNK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $5.74 | -76% |
| Fair | 13x | $8.48 | -65% |
| Expensive | 24x | $15.56 | -35% |
| Current | 36x | $23.97 | — |
Historical ranges are pointers, not guarantees.
VBNK's PE is 36x, but its earnings don't support one, so it isn't a reliable read right now.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
VBNK Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
VBNK has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
VBNK has the stronger earnings trend. Trailing diluted EPS is down 124% for COIN versus VBNK down 15%.
VBNK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $0.66 | -15% |
| Q1 2026 | $0.69 | -24% |
| Q4 2025 | $0.64 | -39% |
| Q3 2025 | $0.66 | -46% |
| Q2 2025 | $0.78 | -38% |
| Q1 2025 | $0.91 | -24% |
| Q4 2024 | $1.05 | -4.5% |
| Q3 2024 | $1.23 | +32% |
VBNK's earnings per share have fallen from their peak: $0.66 over the past year, against $1.25 in early 2024. Its recent earnings include one-off gains.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
VBNK has the stronger quarterly revenue trend. Revenue is down 35% for COIN versus up 184% for VBNK.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
VBNK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $60.2M | +184% |
| Q1 2026 | $25.7M | +31% |
| Q4 2025 | $24.7M | +29% |
| Q3 2025 | $22.2M | +17% |
| Q2 2025 | $21.2M | +5.7% |
| Q1 2025 | $19.6M | -3.5% |
| Q4 2024 | $19.2M | -6.5% |
| Q3 2024 | $19M | +0.5% |
VBNK's revenue has grown year over year for five quarters in a row: $60M last quarter, up 184% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 12% | -27 points |
| Q1 2026 | 42% | +1.9 points |
| Q4 2025 | 28% | -1.4 points |
| Q3 2025 | 28% | -22 points |
| Q2 2025 | 39% | -18 points |
| Q1 2025 | 40% | -19 points |
| Q4 2024 | 30% | -28 points |
| Q3 2024 | 50% | -1.5 points |
VBNK's operating margin was 12% last quarter, down 27 points from the same quarter a year ago, near the bottom of its range since 2019.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
VBNK has the stronger cash trend. Its trailing FCF is up 309% versus its history, compared with COIN at up 35%.
VBNK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$35M | +$34.4M |
| Q1 2026 | $39M | +$102.6M |
| Q4 2025 | $34.5M | -68% |
| Q3 2025 | $129.1M | +117% |
| Q2 2025 | -$69.4M | -296% |
| Q1 2025 | -$63.6M | -$39.7M |
| Q4 2024 | $107.8M | +113% |
| Q3 2024 | $59.5M | +$152.7M |
VBNK's free cash flow was $168M over the past year, about five times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like VBNK.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
VBNK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +123K shares |
| 1 year | -1.3% | -427K shares |
| 3 years | +23% | +5.9M shares |
| 5 years | +52% | +11M shares |
| Available history | +52% | +11M shares |
VBNK has 32M diluted shares, down 1.3% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q4 2021 | — |
| Q3 2021 | — |
| Q2 2021 | — |
| Q1 2021 | — |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
VBNK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2021 | -5.3x | Net Cash |
| Q3 2021 | -6.4x | Net Cash |
| Q2 2021 | -5.9x | Net Cash |
| Q1 2021 | -7.1x | Net Cash |
| Q4 2020 | -8.6x | Net Cash |
| Q3 2020 | -11.8x | Net Cash |
| Q2 2020 | -11.0x | Net Cash |
| Q1 2020 | -3.2x | Net Cash |
VBNK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like VBNK.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
VBNK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.9 | Neutral |
| Stochastic | 76.8 | Neutral |
VBNK's weekly RSI is 65 (neutral) and its Stochastic is 77 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
VBNK PE vs Financial Services Sector
| Metric | VBNK | Sector median | Relative |
|---|---|---|---|
| PE | 36x | 13x | 177% above |
| PE % | 100 | 66 | 34 pts above |
VBNK is trading at 36x earnings, a 177% premium to the Financial Services sector's median of 13x, though its earnings don't support one.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
VBNK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $22.8 | 5.2% above |
| 20 week MA | $21.7 | 11% above |
| 50 week MA | $18.4 | 30% above |
| 100 week MA | $15.1 | 59% above |
| 200 week MA | $12.5 | 91% above |
VBNK has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
VBNK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $10.4 | $11.9 | +15% |
| 2022 | $11.9 | $7.67 | -35% |
| 2023 | $7.67 | $11.0 | +43% |
| 2024 | $11.0 | $13.6 | +24% |
| 2025 | $13.6 | $15.0 | +10% |
| 2026 YTD | $15.0 | $24.0 | +60% |
VBNK has the edge over COIN on returns for 2026, with the stronger performance.