COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

UNTY

Unity Bancorp, Inc.

54
Fundamentals57/ 100
Valuation39/ 100
Upside potential61/ 100
Risk potential15/ 100

UNTY's fundamentals are mixed, but it looks expensive: trading at 9.7x earnings, above its usual 8.4x. Analysts expect earnings growth.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

UNTY Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

UNTY's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like UNTY.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

UNTY PE Valuation

CHEAPFAIREXPENSIVE3.3x6.6x9.9x13x
CHEAPFAIREXPENSIVE3.3x6.6x9.9x13x
LevelPEPriceVs current
Cheap6.8x$41.11-30%
Fair8.4x$50.62-13%
Forward9.3x$58.34—
Current9.7x$58.34—
Expensive10x$60.94+4.5%

Historical ranges are pointers, not guarantees.

UNTY's PE is in its expensive range at 9.7x. If earnings grow as analysts expect, today's price would be 9.3x next year's earnings.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

UNTY Forward outlook

MetricOutlook
Stable
Growth
Growth
Stable
Limited
High

Analysts expect earnings and revenue growth for UNTY, with profitability holding steady.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and UNTY's risk to reward.

UNTY Risk to reward

ScenarioChangePrice
Upside+25%$72.68
Downside-15%$49.34

Calculated from the latest close: $58.34 on Nov 12.

There is not enough scenario data to compare COIN and UNTY's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

UNTY Earnings Per Share

Q4 2023: $3.84Q1 2024: $3.81Q2 2024: $3.79Q3 2024: $3.89Q4 2024: $4.06Q1 2025: $4.26Q2 2025: $4.94Q3 2025: $5.28Q4 2025: $5.67Q1 2026: $5.94Q2 2026: $5.75Q3 2026: $6.04Forward: $6.27
Q4 2023: $3.84Q1 2024: $3.81Q2 2024: $3.79Q3 2024: $3.89Q4 2024: $4.06Q1 2025: $4.26Q2 2025: $4.94Q3 2025: $5.28Q4 2025: $5.67Q1 2026: $5.94Q2 2026: $5.75Q3 2026: $6.04Forward: $6.27
QuarterTTM EPSYoY
Forward$6.27+3.7%
Q3 2026$6.04+14%
Q2 2026$5.75+16%
Q1 2026$5.94+39%
Q4 2025$5.67+40%
Q3 2025$5.28+36%
Q2 2025$4.94+30%
Q1 2025$4.26+12%
Q4 2024$4.06+5.7%

UNTY has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

UNTY Quarterly Revenue

Q4 2023: $27MQ1 2024: $26MQ2 2024: $25MQ3 2024: $28MQ4 2024: $28MQ1 2025: $29MQ2 2025: $34MQ3 2025: $33MQ4 2025: $35MQ1 2026: $34MQ2 2026: $34MQ3 2026: $37M
Q4 2023: $27MQ1 2024: $26MQ2 2024: $25MQ3 2024: $28MQ4 2024: $28MQ1 2025: $29MQ2 2025: $34MQ3 2025: $33MQ4 2025: $35MQ1 2026: $34MQ2 2026: $34MQ3 2026: $37M
QuarterRevenueYoY
Q3 2026$36.7M+12%
Q2 2026$33.7M-1.8%
Q1 2026$33.6M+14%
Q4 2025$35.3M+24%
Q3 2025$32.8M+19%
Q2 2025$34.4M+35%
Q1 2025$29.4M+15%
Q4 2024$28.4M+6.8%

UNTY has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN has the edge over UNTY on cash flow, with more consistent year-over-year improvement.

UNTY Free Cash Flow

Q4 2023: $25MQ1 2024: $16MQ2 2024: −$9MQ3 2024: $18MQ4 2024: $23MQ1 2025: $18MQ2 2025: −$26MQ3 2025: $45MQ4 2025: $7MQ1 2026: $14MQ2 2026: −$39MQ3 2026: $48M
Q4 2023: $25MQ1 2024: $16MQ2 2024: −$9MQ3 2024: $18MQ4 2024: $23MQ1 2025: $18MQ2 2025: −$26MQ3 2025: $45MQ4 2025: $7MQ1 2026: $14MQ2 2026: −$39MQ3 2026: $48M
QuarterFree cash flowYoY
Q3 2026$48.2M+6.3%
Q2 2026-$38.8M-$13.3M
Q1 2026$14.5M-18%
Q4 2025$6.9M-69%
Q3 2025$45.3M+159%
Q2 2025-$25.5M-$16.9M
Q1 2025$17.6M+12%
Q4 2024$22.7M-8.3%

UNTY's free cash flow was $31M over the past year, down 49% from the year before. Free cash flow isn't a meaningful measure for financial services companies like UNTY.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over UNTY on shareholder dilution, with a more favorable share count trend.

UNTY Total Shares

Q4 2023: 10MQ1 2024: 10MQ2 2024: 10MQ3 2024: 10MQ4 2024: 10MQ1 2025: 10MQ2 2025: 10MQ3 2025: 10MQ4 2025: 10MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
Q4 2023: 10MQ1 2024: 10MQ2 2024: 10MQ3 2024: 10MQ4 2024: 10MQ1 2025: 10MQ2 2025: 10MQ3 2025: 10MQ4 2025: 10MQ1 2026: 10MQ2 2026: 10MQ3 2026: 10M
PeriodChange %Net change
Quarterly+0.1%+12K shares
1 year0%--
3 years-0.2%-25K shares
5 years-2.6%-274K shares
Available history-7.2%-796K shares

UNTY has 10M diluted shares, about the same as a year ago.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

UNTY Net Leverage

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

UNTY Weekly Momentum

MetricValueStatus
RSI54.6Neutral
Stochastic48.4Neutral

UNTY's weekly RSI is 55 (neutral) and its Stochastic is 48 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

UNTY PE vs Financial Services Sector

MetricUNTYSector medianRelative
PE9.7x13x26% below
PE %756312 pts above

UNTY is trading at 9.7x earnings, a 26% discount to the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

UNTY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$56.63% above
20 week MA$58.00.6% above
50 week MA$55.45.3% above
100 week MA$50.915% above
200 week MA$39.747% above

UNTY has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

UNTY Yearly ROI

YearStart priceEnd priceROI
2020$22.7$17.3-24%
2021$17.3$25.3+47%
2022$25.3$27.4+8%
2023$27.4$29.6+8.2%
2024$29.6$43.3+46%
2025$43.3$52.5+21%
2026 YTD$52.5$58.3+11%

UNTY has the edge over COIN on returns for 2026, with the stronger performance.

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