COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
UNM
Unum Group
UNM's fundamentals are weak and it looks expensive: trading at 55x earnings, about seven times its usual 7.5x. Its downside scenario is more than ten times its upside.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
UNM Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Stable | |
| N/A | |
| N/A |
UNM's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like UNM.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
UNM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5.9x | $8.45 | -89% |
| Fair | 7.4x | $10.64 | -87% |
| Forward | 9.4x | $79.09 | — |
| Expensive | 9.5x | $13.57 | -83% |
| Current | 55x | $79.09 | — |
Historical ranges are pointers, not guarantees.
UNM's PE is in its expensive range at 55x. On analysts' estimates for next year's earnings, today's price would be 9.4x.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
COIN has the edge over UNM on the outlook, with more favorable earnings and profitability expectations.
UNM Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| High |
Analysts expect UNM's earnings, revenue and profitability to hold roughly steady.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
UNM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $8.40 | +487% |
| Q3 2026 | $1.43 | -72% |
| Q2 2026 | $4.31 | -48% |
| Q1 2026 | $4.62 | -46% |
| Q4 2025 | $4.27 | -55% |
| Q3 2025 | $5.12 | -45% |
| Q2 2025 | $8.35 | +23% |
| Q1 2025 | $8.48 | +26% |
| Q4 2024 | $9.46 | +46% |
UNM has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN has the edge over UNM on profitability, with a higher operating margin.
UNM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.5B | -25% |
| Q2 2026 | $3.4B | +0.3% |
| Q1 2026 | $3.4B | +8.5% |
| Q4 2025 | $3.2B | +0.2% |
| Q3 2025 | $3.4B | +5% |
| Q2 2025 | $3.4B | +4% |
| Q1 2025 | $3.1B | -3.4% |
| Q4 2024 | $3.2B | +2.9% |
UNM has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -22% | -23 points |
| Q2 2026 | 9.8% | -2.6 points |
| Q1 2026 | 9% | +1.1 points |
| Q4 2025 | 6.7% | -7 points |
| Q3 2025 | 1.6% | -14 points |
| Q2 2025 | 12% | -2.9 points |
| Q1 2025 | 7.9% | -7.6 points |
| Q4 2024 | 14% | +0.1 points |
UNM's operating margin was −22% last quarter, down 23 points from the same quarter a year ago, near the bottom of its range since 2019.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
UNM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $529.6M | +$932.2M |
| Q2 2026 | $474.3M | +48% |
| Q1 2026 | $301.2M | -5.2% |
| Q4 2025 | $320.1M | -29% |
| Q3 2025 | -$402.6M | -214% |
| Q2 2025 | $320.1M | +2.8% |
| Q1 2025 | $317.8M | +18% |
| Q4 2024 | $453.8M | +52% |
UNM has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
UNM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.9% | -1.4M shares |
| 1 year | -7% | -12M shares |
| 3 years | -20% | -38.5M shares |
| 5 years | -23% | -46.5M shares |
| Available history | -24% | -51.2M shares |
UNM has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $198.5M |
| Q2 2026 | $209.9M |
| Q1 2026 | $398.8M |
| Q4 2025 | $258.5M |
| Q3 2025 | $250.9M |
| Q2 2025 | $300.4M |
| Q1 2025 | $200.5M |
| Q4 2024 | $472.9M |
UNM spent $1.1B buying back its own shares over the past year, down 13% from the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over UNM on leverage, with a lower net debt burden relative to earnings.
UNM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 3.4x | Elevated |
| Q1 2026 | 3.2x | Elevated |
| Q4 2025 | 3.4x | Elevated |
| Q3 2025 | 2.7x | Moderate |
| Q2 2025 | 1.5x | Healthy |
| Q1 2025 | 1.9x | Healthy |
| Q4 2024 | 1.7x | Healthy |
UNM's net debt is about 7.8 years of its operating earnings (EBITDA), up from 2.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like UNM.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
UNM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.3 | Neutral |
| Stochastic | 34.1 | Neutral |
UNM's weekly RSI is 40 (neutral) and its Stochastic is 34 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
UNM PE vs Financial Services Sector
| Metric | UNM | Sector median | Relative |
|---|---|---|---|
| PE | 55x | 13x | 325% above |
| PE % | 100 | 63 | 37 pts above |
UNM is trading at 55x earnings, a 325% premium to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
UNM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $87.7 | 9.8% below |
| 20 week MA | $89.7 | 12% below |
| 50 week MA | $83.0 | 4.7% below |
| 100 week MA | $79.8 | 0.9% below |
| 200 week MA | $65.0 | 22% above |
UNM has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
UNM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $28.8 | $21.9 | -24% |
| 2021 | $21.9 | $24.5 | +12% |
| 2022 | $24.5 | $41.1 | +68% |
| 2023 | $41.1 | $45.2 | +10% |
| 2024 | $45.2 | $73.2 | +62% |
| 2025 | $73.2 | $78.8 | +7.7% |
| 2026 YTD | $78.8 | $79.1 | +0.3% |
UNM has the edge over COIN on returns for 2026, with the stronger performance.