COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
TRUP
Trupanion, Inc.
TRUP's fundamentals are strong: earnings per share grew 69% and revenue grew 11%. At 56x earnings, it's trading below its usual 65x. Analysts expect that strong growth to continue, though they disagree widely on how much.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
TRUP Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
TRUP's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TRUP.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
TRUP PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 44x | $27.09 | -21% |
| Forward | 48x | $34.30 | — |
| Current | 56x | $34.30 | — |
| Fair | 64x | $38.94 | +14% |
| Expensive | 185x | $113 | +229% |
Historical ranges are pointers, not guarantees.
TRUP's PE is in its fair range at 56x. If earnings grow as analysts expect, today's price would be 48x next year's earnings, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
TRUP Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Stable | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for TRUP, with profitability holding steady. However, they disagree widely on these estimates.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
TRUP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.72 | +17% |
| Q3 2026 | $0.61 | +69% |
| Q2 2026 | $0.53 | +104% |
| Q1 2026 | $0.59 | +$0.69 |
| Q4 2025 | $0.45 | +$0.68 |
| Q3 2025 | $0.36 | +$0.68 |
| Q2 2025 | $0.26 | +$0.71 |
| Q1 2025 | -$0.10 | +$0.54 |
| Q4 2024 | -$0.23 | +$0.85 |
TRUP has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN has the edge over TRUP on profitability, with a higher operating margin.
TRUP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $405.6M | +11% |
| Q2 2026 | $392.9M | +11% |
| Q1 2026 | $384M | +12% |
| Q4 2025 | $376.9M | +12% |
| Q3 2025 | $366.9M | +12% |
| Q2 2025 | $353.6M | +12% |
| Q1 2025 | $342M | +12% |
| Q4 2024 | $337.3M | +14% |
TRUP has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 2.4% | +0.8 points |
| Q2 2026 | 1.6% | +1 points |
| Q1 2026 | 1.2% | +1.7 points |
| Q4 2025 | 1.9% | +1.8 points |
| Q3 2025 | 1.6% | +1.1 points |
| Q2 2025 | 0.7% | +2.4 points |
| Q1 2025 | -0.4% | +1.6 points |
| Q4 2024 | 0.1% | 0 points |
TRUP's operating margin was 2.4% last quarter, up 0.8 points from the same quarter a year ago, near the top of its range since 2019.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
TRUP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $28.5M | +19% |
| Q2 2026 | $19.2M | +59% |
| Q1 2026 | $13.7M | -2.1% |
| Q4 2025 | $25.3M | +16% |
| Q3 2025 | $23.9M | +79% |
| Q2 2025 | $12M | +203% |
| Q1 2025 | $14M | +$14.7M |
| Q4 2024 | $21.8M | +61% |
TRUP has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over TRUP on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
TRUP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -56.4K shares |
| 1 year | +0.5% | +203K shares |
| 3 years | +5.4% | +2.2M shares |
| 5 years | +8.6% | +3.5M shares |
| Available history | +20% | +7.4M shares |
TRUP has 44M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2023 | — |
| Q3 2023 | — |
| Q4 2022 | — |
| Q3 2022 | $4,000 |
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over TRUP on leverage, with a lower net debt burden relative to earnings.
TRUP Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.5x | Net Cash |
| Q2 2026 | -1.1x | Net Cash |
| Q1 2026 | -1.2x | Net Cash |
| Q4 2025 | -1.2x | Net Cash |
| Q3 2025 | -1.8x | Net Cash |
| Q2 2025 | -0.4x | Net Cash |
| Q1 2025 | -3.2x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
TRUP has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like TRUP.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
TRUP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.0 | Neutral |
| Stochastic | 80.2 | Overbought |
TRUP's weekly RSI is 62 (neutral) and its Stochastic is 80 (overbought).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
TRUP PE vs Financial Services Sector
| Metric | TRUP | Sector median | Relative |
|---|---|---|---|
| PE | 56x | 13x | 332% above |
| PE % | 33 | 63 | 30 pts below |
TRUP is trading at 56x earnings, a 332% premium to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
TRUP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $28.9 | 19% above |
| 20 week MA | $27.8 | 24% above |
| 50 week MA | $28.2 | 22% above |
| 100 week MA | $36.1 | 5% below |
| 200 week MA | $35.3 | 2.8% below |
TRUP has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
TRUP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $36.4 | $120.7 | +231% |
| 2021 | $120.7 | $133.6 | +11% |
| 2022 | $133.6 | $49.0 | -63% |
| 2023 | $49.0 | $30.5 | -38% |
| 2024 | $30.5 | $49.7 | +63% |
| 2025 | $49.7 | $37.8 | -24% |
| 2026 YTD | $37.8 | $34.3 | -9.1% |
TRUP has the edge over COIN on returns for 2026, with the stronger performance.