COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
TRST
TrustCo Bank Corp NY
TRST's fundamentals are strong, but it looks expensive: trading at 15x earnings, above its usual 11x.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
TRST Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TRST's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TRST.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
TRST PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.8x | $33.26 | -42% |
| Fair | 11x | $42.22 | -27% |
| Expensive | 14x | $52.94 | -8.2% |
| Current | 15x | $57.66 | — |
Historical ranges are pointers, not guarantees.
TRST's PE is in its expensive range at 15x.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
TRST Forward outlook
There aren't enough analyst estimates for TRST to show an outlook.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
TRST Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $3.76 | +26% |
| Q2 2026 | $3.60 | +28% |
| Q1 2026 | $3.41 | +27% |
| Q4 2025 | $3.25 | +26% |
| Q3 2025 | $2.99 | +20% |
| Q2 2025 | $2.81 | +8.5% |
| Q1 2025 | $2.68 | -3.9% |
| Q4 2024 | $2.57 | -17% |
TRST has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
TRST Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $51.9M | +8.5% |
| Q2 2026 | $51.5M | +11% |
| Q1 2026 | $49.5M | +9.3% |
| Q4 2025 | $48.2M | +11% |
| Q3 2025 | $47.8M | +9.6% |
| Q2 2025 | $46.6M | +7.3% |
| Q1 2025 | $45.3M | +9.5% |
| Q4 2024 | $43.3M | +0.5% |
TRST has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -0.3 points |
| Q2 2026 | 44% | +1.4 points |
| Q1 2026 | 44% | +2.4 points |
| Q4 2025 | 44% | +9.7 points |
| Q3 2025 | 45% | +5.8 points |
| Q2 2025 | 42% | +4.4 points |
| Q1 2025 | 41% | +2.9 points |
| Q4 2024 | 34% | +4.1 points |
TRST has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
TRST Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $19.3M | +93% |
| Q2 2026 | $25.5M | +2.3% |
| Q1 2026 | $10.2M | +$13.4M |
| Q4 2025 | $14.1M | +17% |
| Q3 2025 | $10M | -36% |
| Q2 2025 | $24.9M | +42% |
| Q1 2025 | -$3.3M | -135% |
| Q4 2024 | $12M | -19% |
TRST has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
TRST Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -447K shares |
| 1 year | -9.9% | -1.9M shares |
| 3 years | -11% | -2.1M shares |
| 5 years | -12% | -2.3M shares |
| Available history | -13% | -2.4M shares |
TRST has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $29M |
| Q2 2026 | $24.6M |
| Q1 2026 | $23.9M |
| Q4 2025 | $21.3M |
| Q3 2025 | $11.5M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | — |
TRST spent $99M buying back its own shares over the past year.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
TRST Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.4x | Net Cash |
| Q1 2026 | -7.4x | Net Cash |
| Q4 2025 | -7.1x | Net Cash |
| Q3 2025 | -7.5x | Net Cash |
| Q2 2025 | -8.4x | Net Cash |
| Q1 2025 | -9.4x | Net Cash |
| Q4 2024 | -8.1x | Net Cash |
TRST has the edge over COIN on leverage, with a lower net debt burden relative to earnings.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
TRST Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.8 | Neutral |
| Stochastic | 61.3 | Neutral |
TRST's weekly RSI is 63 (neutral) and its Stochastic is 61 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
TRST PE vs Financial Services Sector
| Metric | TRST | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 18% above |
| PE % | 95 | 63 | 32 pts above |
TRST is trading at 15x earnings, a 18% premium to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
TRST Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $55.8 | 3.3% above |
| 20 week MA | $56.2 | 2.6% above |
| 50 week MA | $50.2 | 15% above |
| 100 week MA | $42.1 | 37% above |
| 200 week MA | $36.3 | 59% above |
TRST has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
TRST Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $43.5 | $33.0 | -24% |
| 2021 | $33.0 | $32.9 | -0.2% |
| 2022 | $32.9 | $37.6 | +14% |
| 2023 | $37.6 | $31.1 | -17% |
| 2024 | $31.1 | $33.4 | +7.6% |
| 2025 | $33.4 | $42.6 | +27% |
| 2026 YTD | $42.6 | $57.7 | +35% |
TRST has the edge over COIN on returns for 2026, with the stronger performance.