COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

PRAA

PRA Group, Inc.

63
Fundamentals71/ 100
Valuation93/ 100
Upside potential56/ 100
Risk potential29/ 100

PRAA's fundamentals are strong and it looks cheap: trading at 2.9x earnings, less than half its usual 11x. Analysts expect earnings to hold roughly steady.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

PRAA Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

PRAA's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like PRAA.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

PRAA PE Valuation

CHEAPFAIREXPENSIVE61x121x182x243x
CHEAPFAIREXPENSIVE61x121x182x243x
LevelPEPriceVs current
Current2.9x$11.88—
Forward6.5x$11.88—
Cheap9.6x$39.16+230%
Fair11x$47.03+296%
Expensive20x$83.73+605%

Historical ranges are pointers, not guarantees.

PRAA's PE is in its cheap range at 2.9x. On analysts' estimates for next year's earnings, today's price would be 6.5x.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

COIN has the edge over PRAA on the outlook, with more favorable earnings and profitability expectations.

PRAA Forward outlook

MetricOutlook
Strongly deteriorating
Stable
Stable
Stable
Limited
High

Analysts expect PRAA's earnings, revenue and profitability to hold roughly steady.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and PRAA's risk to reward.

PRAA Risk to reward

ScenarioChangePrice
Upside+37%$16.28
Downside-29%$8.42

Calculated from the latest close: $11.88 on Nov 12.

There is not enough scenario data to compare COIN and PRAA's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

PRAA Earnings Per Share

Q4 2023: $-2.13Q1 2024: $-0.54Q2 2024: $0.10Q3 2024: $1.10Q4 2024: $1.79Q1 2025: $1.79Q2 2025: $2.33Q3 2025: $-8.79Q4 2025: $-7.79Q1 2026: $-7.15Q2 2026: $-6.72Q3 2026: $4.10Forward: $1.82
Q4 2023: $-2.13Q1 2024: $-0.54Q2 2024: $0.10Q3 2024: $1.10Q4 2024: $1.79Q1 2025: $1.79Q2 2025: $2.33Q3 2025: $-8.79Q4 2025: $-7.79Q1 2026: $-7.15Q2 2026: $-6.72Q3 2026: $4.10Forward: $1.82
QuarterTTM EPSYoY
Forward$1.82-55%
Q3 2026$4.10+$12.89
Q2 2026-$6.72-388%
Q1 2026-$7.15-499%
Q4 2025-$7.79-535%
Q3 2025-$8.79-899%
Q2 2025$2.33+2230%
Q1 2025$1.79+$2.33
Q4 2024$1.79+$3.92

PRAA has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

PRAA Quarterly Revenue

Q4 2023: $221MQ1 2024: $256MQ2 2024: $284MQ3 2024: $281MQ4 2024: $293MQ1 2025: $270MQ2 2025: $288MQ3 2025: $311MQ4 2025: $333MQ1 2026: $315MQ2 2026: $372MQ3 2026: $286M
Q4 2023: $221MQ1 2024: $256MQ2 2024: $284MQ3 2024: $281MQ4 2024: $293MQ1 2025: $270MQ2 2025: $288MQ3 2025: $311MQ4 2025: $333MQ1 2026: $315MQ2 2026: $372MQ3 2026: $286M
QuarterRevenueYoY
Q3 2026$286.3M-8%
Q2 2026$372.2M+29%
Q1 2026$314.5M+17%
Q4 2025$333.4M+14%
Q3 2025$311.1M+11%
Q2 2025$287.7M+1.2%
Q1 2025$269.6M+5.5%
Q4 2024$293.2M+32%

PRAA has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN has the edge over PRAA on cash generation, producing positive trailing cash flow while its opponent burns cash.

PRAA Free Cash Flow

Q4 2023: $20MQ1 2024: −$73MQ2 2024: −$31MQ3 2024: −$36MQ4 2024: $42MQ1 2025: −$53MQ2 2025: −$14MQ3 2025: −$11MQ4 2025: −$11MQ1 2026: $24MQ2 2026: −$39MQ3 2026: −$23M
Q4 2023: $20MQ1 2024: −$73MQ2 2024: −$31MQ3 2024: −$36MQ4 2024: $42MQ1 2025: −$53MQ2 2025: −$14MQ3 2025: −$11MQ4 2025: −$11MQ1 2026: $24MQ2 2026: −$39MQ3 2026: −$23M
QuarterFree cash flowYoY
Q3 2026-$22.7M-$11.3M
Q2 2026-$38.7M-$24.5M
Q1 2026$23.5M+$77M
Q4 2025-$11.3M-127%
Q3 2025-$11.3M+$24.7M
Q2 2025-$14.2M+$16.6M
Q1 2025-$53.5M+$20M
Q4 2024$41.8M+107%

PRAA's free cash flow was −$49M over the past year, against −$37M the year before. Free cash flow isn't a meaningful measure for financial services companies like PRAA.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

PRAA Total Shares

Q4 2023: 39MQ1 2024: 39MQ2 2024: 40MQ3 2024: 39MQ4 2024: 40MQ1 2025: 40MQ2 2025: 39MQ3 2025: 39MQ4 2025: 39MQ1 2026: 39MQ2 2026: 38MQ3 2026: 38M
Q4 2023: 39MQ1 2024: 39MQ2 2024: 40MQ3 2024: 39MQ4 2024: 40MQ1 2025: 40MQ2 2025: 39MQ3 2025: 39MQ4 2025: 39MQ1 2026: 39MQ2 2026: 38MQ3 2026: 38M
PeriodChange %Net change
Quarterly-0.7%-282K shares
1 year-2.7%-1.1M shares
3 years-3.1%-1.2M shares
5 years-17%-7.6M shares
Available history-17%-7.6M shares

PRAA has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

PRAA Net Leverage

Q4 2023: -1.0xQ1 2024: -0.5xQ2 2024: -0.5xQ3 2024: -0.5xQ4 2024: -0.3xQ1 2025: -0.4xQ2 2025: -0.4x
Q4 2023: -1.0xQ1 2024: -0.5xQ2 2024: -0.5xQ3 2024: -0.5xQ4 2024: -0.3xQ1 2025: -0.4xQ2 2025: -0.4x
QuarterNet LeverageStatus
Q2 2025-0.4xNet Cash
Q1 2025-0.4xNet Cash
Q4 2024-0.3xNet Cash
Q3 2024-0.5xNet Cash
Q2 2024-0.5xNet Cash
Q1 2024-0.5xNet Cash
Q4 2023-1.0xNet Cash
Q3 2023-0.8xNet Cash

PRAA has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PRAA.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

PRAA Weekly Momentum

MetricValueStatus
RSI32.9Neutral
Stochastic21.1Neutral

PRAA's weekly RSI is 33 (neutral) and its Stochastic is 21 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

PRAA PE vs Financial Services Sector

MetricPRAASector medianRelative
PE2.9x13x78% below
PE %06363 pts below

PRAA is trading at 2.9x earnings, a 78% discount to the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

PRAA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.833% below
20 week MA$18.536% below
50 week MA$17.432% below
100 week MA$17.432% below
200 week MA$21.043% below

PRAA is in a downtrend: it's below all five of its weekly moving averages, and 43% below its 200-week average.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

PRAA Yearly ROI

YearStart priceEnd priceROI
2020$36.5$38.8+6.2%
2021$38.8$48.5+25%
2022$48.5$33.4-31%
2023$33.4$26.2-22%
2024$26.2$20.5-22%
2025$20.5$17.6-14%
2026 YTD$17.6$11.9-33%

PRAA has the edge over COIN on returns for 2026, with the stronger performance.

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