COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
PNC
The PNC Financial Services Group, Inc.
PNC's fundamentals are strong: revenue grew 14% and its operating margin rose 2 points to 38%. At 12x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
PNC Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
PNC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PNC.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
PNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9x | $169 | -27% |
| Forward | 11x | $231 | — |
| Fair | 12x | $233 | +1% |
| Current | 12x | $231 | — |
| Expensive | 15x | $273 | +18% |
Historical ranges are pointers, not guarantees.
PNC's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
PNC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
PNC has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
PNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $20.90 | +11% |
| Q3 2026 | $18.79 | +21% |
| Q2 2026 | $18.17 | +24% |
| Q1 2026 | $17.21 | +22% |
| Q4 2025 | $16.59 | +21% |
| Q3 2025 | $15.47 | +31% |
| Q2 2025 | $14.61 | +22% |
| Q1 2025 | $14.15 | +19% |
| Q4 2024 | $13.74 | +7.4% |
PNC has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
PNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $6.6B | +11% |
| Q2 2026 | $6.9B | +21% |
| Q1 2026 | $6.2B | +13% |
| Q4 2025 | $6.1B | +9.1% |
| Q3 2025 | $5.9B | +8.9% |
| Q2 2025 | $5.7B | +4.6% |
| Q1 2025 | $5.5B | +6% |
| Q4 2024 | $5.6B | +3.8% |
PNC has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | +1.3 points |
| Q2 2026 | 38% | +1.9 points |
| Q1 2026 | 35% | +1.6 points |
| Q4 2025 | 38% | +4.1 points |
| Q3 2025 | 39% | +4.4 points |
| Q2 2025 | 36% | +2.1 points |
| Q1 2025 | 34% | +1.7 points |
| Q4 2024 | 34% | +15 points |
PNC has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
PNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.1B | +15% |
| Q2 2026 | $2.1B | +45% |
| Q1 2026 | $1.9B | +$2.4B |
| Q4 2025 | $757M | -58% |
| Q3 2025 | $2.7B | -19% |
| Q2 2025 | $1.5B | +43% |
| Q1 2025 | -$509M | -129% |
| Q4 2024 | $1.8B | -63% |
PNC's free cash flow was $7.9B over the past year, up 46% from the year before. Free cash flow isn't a meaningful measure for financial services companies like PNC.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over PNC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
PNC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -2M shares |
| 1 year | +1.3% | +5M shares |
| 3 years | +0.2% | +1M shares |
| 5 years | -5.9% | -25M shares |
| Available history | -10% | -47M shares |
PNC has 401M diluted shares, up 1.3% from a year ago, despite $2.4B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $566M |
| Q2 2026 | $622M |
| Q1 2026 | $796M |
| Q4 2025 | $406M |
| Q3 2025 | $334M |
| Q2 2025 | $336M |
| Q1 2025 | $262M |
| Q4 2024 | $221M |
PNC spent $2.4B buying back its own shares over the past year, up 107% from the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over PNC on leverage, with a lower net debt burden relative to earnings.
PNC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.3x | High |
| Q2 2026 | 8.2x | High |
| Q1 2026 | 6.6x | High |
| Q4 2025 | 5.7x | High |
| Q3 2025 | 6.7x | High |
| Q2 2025 | 3.8x | Elevated |
| Q1 2025 | 2.8x | Moderate |
| Q4 2024 | 2.0x | Healthy |
PNC's net debt is about 7.3 years of its operating earnings (EBITDA), up from 6.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like PNC.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
PNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.5 | Neutral |
| Stochastic | 38.8 | Neutral |
PNC's weekly RSI is 51 (neutral) and its Stochastic is 39 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
PNC PE vs Financial Services Sector
| Metric | PNC | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.5% below |
| PE % | 48 | 63 | 15 pts below |
PNC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
PNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $224.0 | 3.1% above |
| 20 week MA | $238.3 | 3% below |
| 50 week MA | $226.6 | 1.9% above |
| 100 week MA | $206.2 | 12% above |
| 200 week MA | $178.1 | 30% above |
PNC has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
PNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $160.8 | $146.2 | -9.1% |
| 2021 | $146.2 | $197.9 | +35% |
| 2022 | $197.9 | $155.0 | -22% |
| 2023 | $155.0 | $154.9 | -0.1% |
| 2024 | $154.9 | $193.3 | +25% |
| 2025 | $193.3 | $213.9 | +11% |
| 2026 YTD | $213.9 | $231.0 | +8% |
PNC has the edge over COIN on returns for 2026, with the stronger performance.