COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
PFIS
Peoples Financial Services Corp.
PFIS's fundamentals are strong, but it looks expensive: trading at 12x earnings, above its usual 10x. Analysts expect earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
PFIS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
PFIS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PFIS.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
PFIS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $52.85 | -27% |
| Fair | 10x | $62.18 | -15% |
| Forward | 10x | $72.85 | — |
| Current | 12x | $72.85 | — |
| Expensive | 15x | $90.52 | +24% |
Historical ranges are pointers, not guarantees.
PFIS's PE is in its expensive range at 12x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its fair range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
PFIS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
PFIS has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
PFIS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.19 | +19% |
| Q3 2026 | $6.05 | +17% |
| Q2 2026 | $5.66 | +76% |
| Q1 2026 | $5.86 | +194% |
| Q4 2025 | $5.88 | +494% |
| Q3 2025 | $5.15 | +395% |
| Q2 2025 | $3.21 | +33% |
| Q1 2025 | $1.99 | -39% |
| Q4 2024 | $0.99 | -74% |
PFIS has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
PFIS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $53M | +13% |
| Q2 2026 | $52.1M | +7.6% |
| Q1 2026 | $49.8M | +8.6% |
| Q4 2025 | $46.8M | +5.8% |
| Q3 2025 | $46.7M | +3.8% |
| Q2 2025 | $48.4M | +116% |
| Q1 2025 | $45.8M | +102% |
| Q4 2024 | $44.2M | +88% |
PFIS has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +1.9 points |
| Q2 2026 | 35% | -6.8 points |
| Q1 2026 | 37% | -2.6 points |
| Q4 2025 | 31% | +18 points |
| Q3 2025 | 40% | +52 points |
| Q2 2025 | 42% | +26 points |
| Q1 2025 | 40% | +23 points |
| Q4 2024 | 13% | -4.8 points |
PFIS has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
PFIS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $13.6M | +4% |
| Q2 2026 | $12.2M | +43% |
| Q1 2026 | $6.5M | -24% |
| Q4 2025 | $13.2M | +133% |
| Q3 2025 | $13M | -39% |
| Q2 2025 | $8.5M | +534% |
| Q1 2025 | $8.6M | +185% |
| Q4 2024 | $5.7M | -35% |
PFIS has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over PFIS on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
PFIS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +14.2K shares |
| 1 year | -0.4% | -36.7K shares |
| 3 years | +41% | +2.9M shares |
| 5 years | +39% | +2.8M shares |
| Available history | +36% | +2.7M shares |
PFIS has 10M diluted shares, about the same as a year ago.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over PFIS on leverage, with a lower net debt burden relative to earnings.
PFIS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.3x | Very low |
| Q2 2026 | 1.3x | Healthy |
| Q1 2026 | 2.7x | Moderate |
| Q4 2025 | 0.8x | Very low |
| Q3 2025 | 1.5x | Healthy |
| Q2 2025 | 2.3x | Moderate |
| Q1 2025 | -0.5x | Net Cash |
| Q4 2024 | 0.2x | Very low |
PFIS's net debt is less than a year of its operating earnings (EBITDA), down from 1.5 years a year ago. Net leverage isn't a meaningful measure for financial services companies like PFIS.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
PFIS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 67.1 | Neutral |
| Stochastic | 63.2 | Neutral |
PFIS's weekly RSI is 67 (neutral) and its Stochastic is 63 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
PFIS PE vs Financial Services Sector
| Metric | PFIS | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 7.5% below |
| PE % | 71 | 63 | 8 pts above |
PFIS is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
PFIS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $70.1 | 3.9% above |
| 20 week MA | $70.0 | 4.1% above |
| 50 week MA | $61.1 | 19% above |
| 100 week MA | $54.8 | 33% above |
| 200 week MA | $49.6 | 47% above |
PFIS has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
PFIS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $50.0 | $37.2 | -26% |
| 2021 | $37.2 | $52.6 | +42% |
| 2022 | $52.6 | $51.2 | -2.8% |
| 2023 | $51.2 | $48.7 | -4.8% |
| 2024 | $48.7 | $51.1 | +4.9% |
| 2025 | $51.1 | $49.6 | -3% |
| 2026 YTD | $49.6 | $72.9 | +47% |
PFIS has the edge over COIN on returns for 2026, with the stronger performance.