COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
NWFL
Norwood Financial Corp.
NWFL's fundamentals are strong: revenue grew 67% and its operating margin rose 23 points to 37%. At 12x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
NWFL Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
NWFL's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like NWFL.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
NWFL PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.8x | $27.39 | -24% |
| Forward | 9.3x | $35.99 | — |
| Fair | 11x | $35.46 | -1.5% |
| Current | 12x | $35.99 | — |
| Expensive | 17x | $54.03 | +50% |
Historical ranges are pointers, not guarantees.
NWFL's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 9.3x next year's earnings, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
NWFL Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for NWFL, with profitability holding steady.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
NWFL Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.87 | +24% |
| Q3 2026 | $3.11 | +402% |
| Q2 2026 | $2.92 | +1290% |
| Q1 2026 | $2.73 | +4450% |
| Q4 2025 | $3.01 | +$3.03 |
| Q3 2025 | $0.62 | -61% |
| Q2 2025 | $0.21 | -87% |
| Q1 2025 | $0.06 | -97% |
| Q4 2024 | -$0.02 | -101% |
NWFL has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
NWFL Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $30.9M | +35% |
| Q2 2026 | $29.4M | +38% |
| Q1 2026 | $27.3M | +35% |
| Q4 2025 | $23.5M | +1113% |
| Q3 2025 | $23M | +26% |
| Q2 2025 | $21.3M | +24% |
| Q1 2025 | $20.2M | +21% |
| Q4 2024 | $1.9M | -89% |
NWFL has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 49% | +3.5 points |
| Q2 2026 | 40% | +2.9 points |
| Q1 2026 | 18% | -18 points |
| Q4 2025 | 40% | +871 points |
| Q3 2025 | 46% | +19 points |
| Q2 2025 | 37% | +5.6 points |
| Q1 2025 | 36% | +2.5 points |
| Q4 2024 | -831% | -833 points |
NWFL has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
NWFL Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.2M | +119% |
| Q2 2026 | $8.4M | +66% |
| Q1 2026 | $5.5M | -32% |
| Q4 2025 | $7.7M | +131% |
| Q3 2025 | $8.3M | +104% |
| Q2 2025 | $5.1M | -41% |
| Q1 2025 | $8.2M | +121% |
| Q4 2024 | $3.3M | -42% |
NWFL has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over NWFL on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
NWFL Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.6% | +66.3K shares |
| 1 year | +17% | +1.6M shares |
| 3 years | +36% | +2.9M shares |
| 5 years | +33% | +2.7M shares |
| Available history | +72% | +4.6M shares |
NWFL has 11M diluted shares, up 17% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q4 2025 | $12,000 |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | $349,000 |
| Q4 2024 | $27,000 |
| Q3 2024 | $96,000 |
| Q4 2023 | $23,000 |
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over NWFL on leverage, with a lower net debt burden relative to earnings.
NWFL Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.8x | Very low |
| Q4 2025 | -0.5x | Net Cash |
| Q2 2025 | -1.1x | Net Cash |
| Q4 2024 | 76.4x | High |
| Q3 2024 | 0.3x | Very low |
| Q2 2024 | 1.8x | Healthy |
| Q1 2024 | 1.9x | Healthy |
| Q4 2023 | 2.0x | Moderate |
NWFL's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like NWFL.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
NWFL Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 67.8 | Neutral |
| Stochastic | 65.5 | Neutral |
NWFL's weekly RSI is 68 (neutral) and its Stochastic is 65 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
NWFL PE vs Financial Services Sector
| Metric | NWFL | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 11% below |
| PE % | 52 | 63 | 11 pts below |
NWFL is trading at 12x earnings, a 11% discount to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
NWFL Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.6 | 4.1% above |
| 20 week MA | $33.9 | 6.2% above |
| 50 week MA | $31.5 | 14% above |
| 100 week MA | $28.6 | 26% above |
| 200 week MA | $28.4 | 27% above |
NWFL has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
NWFL Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $39.3 | $26.4 | -33% |
| 2021 | $26.4 | $26.0 | -1.4% |
| 2022 | $26.0 | $33.1 | +27% |
| 2023 | $33.1 | $32.9 | -0.6% |
| 2024 | $32.9 | $26.8 | -19% |
| 2025 | $26.8 | $28.4 | +6.1% |
| 2026 YTD | $28.4 | $36.0 | +27% |
NWFL has the edge over COIN on returns for 2026, with the stronger performance.