COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
HMN
Horace Mann Educators Corporation
HMN's fundamentals are mixed: revenue grew 4.2%, while its operating margin held steady at 12%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
HMN Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
HMN's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HMN.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
HMN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $45.56 | -14% |
| Forward | 11x | $52.78 | — |
| Current | 12x | $52.78 | — |
| Fair | 13x | $57.21 | +8.4% |
| Expensive | 21x | $88.69 | +68% |
Historical ranges are pointers, not guarantees.
HMN's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
HMN Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect HMN's earnings to grow and its profitability to improve, with its revenue holding steady.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
HMN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.02 | +17% |
| Q3 2026 | $4.29 | +8.6% |
| Q2 2026 | $4.28 | +27% |
| Q1 2026 | $3.98 | +44% |
| Q4 2025 | $3.90 | +57% |
| Q3 2025 | $3.95 | +57% |
| Q2 2025 | $3.38 | +72% |
| Q1 2025 | $2.76 | +76% |
| Q4 2024 | $2.48 | +128% |
HMN has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
HMN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $439.2M | +0.2% |
| Q2 2026 | $443.5M | +7.7% |
| Q1 2026 | $429.3M | +3.1% |
| Q4 2025 | $434.8M | +6.3% |
| Q3 2025 | $438.5M | +6.4% |
| Q2 2025 | $411.7M | +6.1% |
| Q1 2025 | $416.4M | +7.9% |
| Q4 2024 | $409M | +1.5% |
HMN has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 17% | +0.2 points |
| Q2 2026 | 11% | +2.2 points |
| Q1 2026 | 12% | +0.3 points |
| Q4 2025 | 11% | -1.3 points |
| Q3 2025 | 16% | +5.9 points |
| Q2 2025 | 8.9% | +7.7 points |
| Q1 2025 | 11% | +2.9 points |
| Q4 2024 | 12% | +0.1 points |
HMN has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
HMN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $112M | -26% |
| Q2 2026 | $223.7M | +70% |
| Q1 2026 | $61.3M | -56% |
| Q4 2025 | $129.9M | -33% |
| Q3 2025 | $151.2M | +5.1% |
| Q2 2025 | $131.3M | +227% |
| Q1 2025 | $140.8M | +89% |
| Q4 2024 | $193.5M | +88% |
HMN has the edge over COIN on cash flow, with more consistent year-over-year improvement.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over HMN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
HMN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +200K shares |
| 1 year | -0.5% | -200K shares |
| 3 years | 0% | -- |
| 5 years | -1.9% | -800K shares |
| Available history | -1.5% | -619K shares |
HMN has 41M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1M |
| Q2 2026 | $100,000 |
| Q1 2026 | $18.3M |
| Q4 2025 | $6.9M |
| Q3 2025 | $6.8M |
| Q2 2025 | $6.9M |
| Q1 2025 | $200,000 |
| Q4 2024 | — |
HMN spent $26M buying back its own shares over the past year, up 89% from the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over HMN on leverage, with a lower net debt burden relative to earnings.
HMN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.8x | Healthy |
| Q2 2026 | 2.3x | Moderate |
| Q1 2026 | 2.5x | Moderate |
| Q4 2025 | 2.5x | Moderate |
| Q3 2025 | 3.4x | Elevated |
| Q2 2025 | 2.5x | Moderate |
| Q1 2025 | 3.1x | Elevated |
| Q4 2024 | 3.3x | Elevated |
HMN's net debt is about 1.8 years of its operating earnings (EBITDA), down from 3.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like HMN.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
HMN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.5 | Neutral |
| Stochastic | 63.6 | Neutral |
HMN's weekly RSI is 63 (neutral) and its Stochastic is 64 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
HMN PE vs Financial Services Sector
| Metric | HMN | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.5% below |
| PE % | 42 | 63 | 21 pts below |
HMN is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
HMN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $47.7 | 11% above |
| 20 week MA | $50.0 | 5.6% above |
| 50 week MA | $46.9 | 12% above |
| 100 week MA | $44.7 | 18% above |
| 200 week MA | $39.3 | 34% above |
HMN has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
HMN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $43.7 | $41.7 | -4.6% |
| 2021 | $41.7 | $38.6 | -7.5% |
| 2022 | $38.6 | $37.9 | -1.8% |
| 2023 | $37.9 | $32.7 | -14% |
| 2024 | $32.7 | $39.3 | +20% |
| 2025 | $39.3 | $46.5 | +18% |
| 2026 YTD | $46.5 | $52.8 | +14% |
HMN has the edge over COIN on returns for 2026, with the stronger performance.