COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

HIFS

Hingham Institution for Savings

64
Fundamentals78/ 100
Valuation64/ 100
Upside potential62/ 100
Risk potential20/ 100

HIFS's fundamentals are strong: its operating margin rose 15 points to 36% and revenue grew 13%. At 10x earnings, it's trading below its usual 13x.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

HIFS Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

HIFS's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HIFS.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

HIFS PE Valuation

CHEAPFAIREXPENSIVE8.0x16x24x32x
CHEAPFAIREXPENSIVE8.0x16x24x32x
LevelPEPriceVs current
Current10x$301—
Cheap11x$322+7%
Fair13x$380+26%
Expensive19x$570+90%

Historical ranges are pointers, not guarantees.

HIFS's PE is in its cheap range at 10x.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

HIFS Forward outlook

There aren't enough analyst estimates for HIFS to show an outlook.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and HIFS's risk to reward.

HIFS Risk to reward

ScenarioChangePrice
Upside+32%$396.71
Downside-20%$240.71

Calculated from the latest close: $300.62 on Nov 12.

There is not enough scenario data to compare COIN and HIFS's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

HIFS Earnings Per Share

Q3 2023: $14.57Q4 2023: $12.02Q1 2024: $11.28Q2 2024: $9.40Q3 2024: $10.56Q4 2024: $12.85Q1 2025: $12.96Q2 2025: $15.36Q3 2025: $20.55Q4 2025: $24.76Q1 2026: $22.81Q2 2026: $30.02
Q3 2023: $14.57Q4 2023: $12.02Q1 2024: $11.28Q2 2024: $9.40Q3 2024: $10.56Q4 2024: $12.85Q1 2025: $12.96Q2 2025: $15.36Q3 2025: $20.55Q4 2025: $24.76Q1 2026: $22.81Q2 2026: $30.02
QuarterTTM EPSYoY
Q2 2026$30.02+95%
Q1 2026$22.81+76%
Q4 2025$24.76+93%
Q3 2025$20.55+95%
Q2 2025$15.36+63%
Q1 2025$12.96+15%
Q4 2024$12.85+6.9%
Q3 2024$10.56-28%

HIFS has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

HIFS Quarterly Revenue

Q3 2023: $46MQ4 2023: $53MQ1 2024: $54MQ2 2024: $52MQ3 2024: $53MQ4 2024: $59MQ1 2025: $51MQ2 2025: $54MQ3 2025: $64MQ4 2025: $67MQ1 2026: $42MQ2 2026: $72M
Q3 2023: $46MQ4 2023: $53MQ1 2024: $54MQ2 2024: $52MQ3 2024: $53MQ4 2024: $59MQ1 2025: $51MQ2 2025: $54MQ3 2025: $64MQ4 2025: $67MQ1 2026: $42MQ2 2026: $72M
QuarterRevenueYoY
Q2 2026$72M+33%
Q1 2026$42.1M-18%
Q4 2025$66.8M+14%
Q3 2025$64.5M+21%
Q2 2025$54.1M+4.5%
Q1 2025$51.4M-4.3%
Q4 2024$58.7M+12%
Q3 2024$53.2M+16%

HIFS has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

HIFS Free Cash Flow

Q3 2023: $5MQ4 2023: $4MQ1 2024: $4MQ2 2024: $3MQ3 2024: $4MQ4 2024: $2MQ1 2025: $11MQ2 2025: $5MQ3 2025: $11MQ4 2025: $8MQ1 2026: $13MQ2 2026: $4M
Q3 2023: $5MQ4 2023: $4MQ1 2024: $4MQ2 2024: $3MQ3 2024: $4MQ4 2024: $2MQ1 2025: $11MQ2 2025: $5MQ3 2025: $11MQ4 2025: $8MQ1 2026: $13MQ2 2026: $4M
QuarterFree cash flowYoY
Q2 2026$3.6M-34%
Q1 2026$13.1M+15%
Q4 2025$7.5M+385%
Q3 2025$11.1M+208%
Q2 2025$5.4M+89%
Q1 2025$11.5M+208%
Q4 2024$1.6M-63%
Q3 2024$3.6M-33%

HIFS has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over HIFS on shareholder dilution, with a more favorable share count trend.

HIFS Total Shares

Q3 2023: 2MQ4 2023: 2MQ1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ4 2024: 2MQ1 2025: 2MQ2 2025: 2MQ3 2025: 2MQ4 2025: 2MQ1 2026: 2MQ2 2026: 2M
Q3 2023: 2MQ4 2023: 2MQ1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ4 2024: 2MQ1 2025: 2MQ2 2025: 2MQ3 2025: 2MQ4 2025: 2MQ1 2026: 2MQ2 2026: 2M
PeriodChange %Net change
Quarterly+0.2%+4K shares
1 year+0.6%+13K shares
3 years+1%+22K shares
5 years+0.6%+12.4K shares
Available history+1.4%+30K shares

HIFS has 2M diluted shares, up 0.6% from a year ago.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over HIFS on leverage, with a lower net debt burden relative to earnings.

HIFS Net Leverage

Q3 2023: 34.1xQ4 2023: 37.0xQ1 2024: 40.6xQ2 2024: 47.3xQ3 2024: 38.2xQ4 2024: 30.7xQ1 2025: 28.4xQ2 2025: 26.2xQ3 2025: 18.9xQ4 2025: 19.8xQ1 2026: 20.7xQ2 2026: 15.8x
Q3 2023: 34.1xQ4 2023: 37.0xQ1 2024: 40.6xQ2 2024: 47.3xQ3 2024: 38.2xQ4 2024: 30.7xQ1 2025: 28.4xQ2 2025: 26.2xQ3 2025: 18.9xQ4 2025: 19.8xQ1 2026: 20.7xQ2 2026: 15.8x
QuarterNet LeverageStatus
Q2 202615.8xHigh
Q1 202620.7xHigh
Q4 202519.8xHigh
Q3 202518.9xHigh
Q2 202526.2xHigh
Q1 202528.4xHigh
Q4 202430.7xHigh
Q3 202438.2xHigh

HIFS's net debt is about 16 years of its operating earnings (EBITDA), down from more than 20 years a year ago. Net leverage isn't a meaningful measure for financial services companies like HIFS.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

HIFS Weekly Momentum

MetricValueStatus
RSI52.3Neutral
Stochastic44.0Neutral

HIFS's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

HIFS PE vs Financial Services Sector

MetricHIFSSector medianRelative
PE10x13x23% below
PE %106353 pts below

HIFS is trading at 10x earnings, a 23% discount to the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

HIFS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$296.31.5% above
20 week MA$298.30.8% above
50 week MA$293.22.5% above
100 week MA$275.49.2% above
200 week MA$242.824% above

HIFS has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

HIFS Yearly ROI

YearStart priceEnd priceROI
2020$209.9$216.2+3%
2021$216.2$391.5+81%
2022$391.5$276.3-29%
2023$276.3$194.4-30%
2024$194.4$253.1+30%
2025$253.1$291.2+15%
2026 YTD$291.2$300.6+3.2%

HIFS has the edge over COIN on returns for 2026, with the stronger performance.

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