COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

FUNC

First United Corporation

51
Fundamentals49/ 100
Valuation30/ 100
Upside potential59/ 100
Risk potential15/ 100

FUNC's fundamentals are mixed, but it looks expensive: trading at 12x earnings, above its usual 8.6x. Analysts expect earnings growth.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

FUNC Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

FUNC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FUNC.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

FUNC PE Valuation

CHEAPFAIREXPENSIVE4.2x8.5x13x17x
CHEAPFAIREXPENSIVE4.2x8.5x13x17x
LevelPEPriceVs current
Cheap5.3x$20.60-56%
Fair8.6x$33.56-28%
Forward9.6x$46.40—
Expensive11x$44.55-4%
Current12x$46.40—

Historical ranges are pointers, not guarantees.

FUNC's PE is in its expensive range at 12x. If earnings grow as analysts expect, today's price would be 9.6x next year's earnings, in its fair range.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

FUNC Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
High

FUNC has the edge over COIN on the outlook, with more favorable revenue expectations.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and FUNC's risk to reward.

FUNC Risk to reward

ScenarioChangePrice
Upside+21%$56.19
Downside-15%$39.63

Calculated from the latest close: $46.40 on Nov 12.

There is not enough scenario data to compare COIN and FUNC's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

FUNC Earnings Per Share

Q4 2023: $2.25Q1 2024: $2.16Q2 2024: $2.25Q3 2024: $2.47Q4 2024: $3.15Q1 2025: $3.48Q2 2025: $3.65Q3 2025: $3.83Q4 2025: $3.77Q1 2026: $3.91Q2 2026: $3.87Q3 2026: $3.91Forward: $4.83
Q4 2023: $2.25Q1 2024: $2.16Q2 2024: $2.25Q3 2024: $2.47Q4 2024: $3.15Q1 2025: $3.48Q2 2025: $3.65Q3 2025: $3.83Q4 2025: $3.77Q1 2026: $3.91Q2 2026: $3.87Q3 2026: $3.91Forward: $4.83
QuarterTTM EPSYoY
Forward$4.83+23%
Q3 2026$3.91+2.1%
Q2 2026$3.87+6%
Q1 2026$3.91+12%
Q4 2025$3.77+20%
Q3 2025$3.83+55%
Q2 2025$3.65+62%
Q1 2025$3.48+61%
Q4 2024$3.15+40%

FUNC has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

FUNC Quarterly Revenue

Q4 2023: $15MQ1 2024: $19MQ2 2024: $20MQ3 2024: $20MQ4 2024: $21MQ1 2025: $21MQ2 2025: $22MQ3 2025: $23MQ4 2025: $23MQ1 2026: $23MQ2 2026: $24MQ3 2026: $25M
Q4 2023: $15MQ1 2024: $19MQ2 2024: $20MQ3 2024: $20MQ4 2024: $21MQ1 2025: $21MQ2 2025: $22MQ3 2025: $23MQ4 2025: $23MQ1 2026: $23MQ2 2026: $24MQ3 2026: $25M
QuarterRevenueYoY
Q3 2026$25.2M+11%
Q2 2026$23.9M+9.9%
Q1 2026$23.4M+12%
Q4 2025$23.2M+12%
Q3 2025$22.7M+12%
Q2 2025$21.8M+8.5%
Q1 2025$20.9M+12%
Q4 2024$20.8M+40%

FUNC has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

FUNC Free Cash Flow

Q4 2023: $6MQ1 2024: $4MQ2 2024: $7MQ3 2024: $588,000Q4 2024: $9MQ1 2025: $6MQ2 2025: $706,000Q3 2025: $168,000Q4 2025: $8MQ1 2026: $13MQ2 2026: $5MQ3 2026: $5M
Q4 2023: $6MQ1 2024: $4MQ2 2024: $7MQ3 2024: $588,000Q4 2024: $9MQ1 2025: $6MQ2 2025: $706,000Q3 2025: $168,000Q4 2025: $8MQ1 2026: $13MQ2 2026: $5MQ3 2026: $5M
QuarterFree cash flowYoY
Q3 2026$4.6M+2621%
Q2 2026$4.7M+560%
Q1 2026$13M+104%
Q4 2025$8.2M-11%
Q3 2025$168K-71%
Q2 2025$706K-90%
Q1 2025$6.4M+81%
Q4 2024$9.2M+61%

FUNC has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over FUNC on shareholder dilution, with a more favorable share count trend.

FUNC Total Shares

Q4 2023: 7MQ1 2024: 7MQ2 2024: 7MQ3 2024: 6MQ4 2024: 7MQ1 2025: 6MQ2 2025: 7MQ3 2025: 7MQ4 2025: 7MQ1 2026: 6MQ2 2026: 6MQ3 2026: 6M
Q4 2023: 7MQ1 2024: 7MQ2 2024: 7MQ3 2024: 6MQ4 2024: 7MQ1 2025: 6MQ2 2025: 7MQ3 2025: 7MQ4 2025: 7MQ1 2026: 6MQ2 2026: 6MQ3 2026: 6M
PeriodChange %Net change
Quarterly0%+3K shares
1 year-0.7%-44K shares
3 years-3.9%-264K shares
5 years-2.4%-160K shares
Available history-9%-637K shares

FUNC has 6M diluted shares, down 0.7% from a year ago.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over FUNC on leverage, with a lower net debt burden relative to earnings.

FUNC Net Leverage

Q4 2023: 4.5xQ1 2024: 2.7xQ2 2024: 3.7xQ3 2024: 4.3xQ4 2024: 3.5xQ1 2025: 1.7xQ2 2025: 2.7xQ3 2025: 0.6xQ4 2025: -0.5xQ1 2026: -1.1xQ2 2026: 0.4xQ3 2026: -0.3x
Q4 2023: 4.5xQ1 2024: 2.7xQ2 2024: 3.7xQ3 2024: 4.3xQ4 2024: 3.5xQ1 2025: 1.7xQ2 2025: 2.7xQ3 2025: 0.6xQ4 2025: -0.5xQ1 2026: -1.1xQ2 2026: 0.4xQ3 2026: -0.3x
QuarterNet LeverageStatus
Q3 2026-0.3xNet Cash
Q2 20260.4xVery low
Q1 2026-1.1xNet Cash
Q4 2025-0.5xNet Cash
Q3 20250.6xVery low
Q2 20252.7xModerate
Q1 20251.7xHealthy
Q4 20243.5xElevated

FUNC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FUNC.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

FUNC Weekly Momentum

MetricValueStatus
RSI65.5Neutral
Stochastic75.8Neutral

FUNC's weekly RSI is 65 (neutral) and its Stochastic is 76 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

FUNC PE vs Financial Services Sector

MetricFUNCSector medianRelative
PE12x13x8.8% below
PE %876324 pts above

FUNC is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

FUNC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$44.83.6% above
20 week MA$44.54.2% above
50 week MA$40.814% above
100 week MA$37.125% above
200 week MA$29.359% above

FUNC has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

FUNC Yearly ROI

YearStart priceEnd priceROI
2020$24.0$16.0-33%
2021$16.0$18.7+17%
2022$18.7$19.2+2.9%
2023$19.2$23.5+22%
2024$23.5$33.9+44%
2025$33.9$38.7+14%
2026 YTD$38.7$46.4+20%

FUNC has the edge over COIN on returns for 2026, with the stronger performance.

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