COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

FNRN

First Northern Community Bancorp

53
Fundamentals61/ 100
Valuation42/ 100
Upside potential55/ 100
Risk potential10/ 100

FNRN's fundamentals are mixed: revenue grew 7.6%, while earnings per share grew 11%. At 13x earnings, it's trading in line with its usual 12x.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

FNRN Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

FNRN's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNRN.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

FNRN PE Valuation

CHEAPFAIREXPENSIVE3.6x7.2x11x14x
CHEAPFAIREXPENSIVE3.6x7.2x11x14x
LevelPEPriceVs current
Cheap10x$13.75-19%
Fair12x$15.50-8.8%
Expensive13x$17.50+2.9%
Current13x$17.00—

Historical ranges are pointers, not guarantees.

FNRN's PE is in its fair range at 13x.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

FNRN Forward outlook

There aren't enough analyst estimates for FNRN to show an outlook.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and FNRN's risk to reward.

FNRN Risk to reward

ScenarioChangePrice
Upside+12%$18.97
Downside-10%$15.37

Calculated from the latest close: $17.00 on Nov 12.

There is not enough scenario data to compare COIN and FNRN's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

FNRN Earnings Per Share

Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
QuarterTTM EPSYoY
Q3 2026$1.34+11%
Q2 2026$1.32+13%
Q1 2026$1.37+25%
Q4 2025$1.22+7%
Q3 2025$1.210%
Q2 2025$1.17+0.9%
Q1 2025$1.10-5.2%
Q4 2024$1.14-8.1%

FNRN has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

FNRN Quarterly Revenue

Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
QuarterRevenueYoY
Q3 2026$21M+13%
Q2 2026$18.8M+1.5%
Q1 2026$18.9M+8.9%
Q4 2025$19.2M+6.5%
Q3 2025$18.5M+2.6%
Q2 2025$18.5M+5.9%
Q1 2025$17.4M+3.1%
Q4 2024$18M-3.1%

FNRN has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

FNRN Free Cash Flow

Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.9M+$11.4M
Q2 2026$2.9M+32%
Q1 2026$3.8M+13%
Q4 2025$7.1M+15%
Q3 2025-$7.5M-195%
Q2 2025$2.2M-9%
Q1 2025$3.3M+25%
Q4 2024$6.2M+192%

FNRN has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over FNRN on shareholder dilution, with a more favorable share count trend.

FNRN Total Shares

Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
PeriodChange %Net change
Quarterly-0.2%-31.4K shares
1 year-0.5%-90.3K shares
3 years-2.7%-453K shares
5 years-4.7%-807K shares
Available history-4.9%-850K shares

FNRN has 16M diluted shares, down 0.5% from a year ago, with $5M in buybacks over the past year.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

FNRN Net Leverage

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

FNRN Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic39.7Neutral

FNRN's weekly RSI is 51 (neutral) and its Stochastic is 40 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

FNRN PE vs Financial Services Sector

MetricFNRNSector medianRelative
PE13x13x2.5% below
PE %642539 pts above

FNRN is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

FNRN has stronger trend alignment. COIN is above 0 of 5 weekly averages versus FNRN above 2 of 3.

FNRN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.00.2% above
20 week MA$17.42.1% below
50 week MA$16.15.9% above

FNRN's trend is mixed: it's above two of its three weekly moving averages, and 5.9% above its 50-week average.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

FNRN Yearly ROI

YearStart priceEnd priceROI
2025$9.34$13.4+44%
2026 YTD$13.4$17.0+27%

FNRN has the edge over COIN on returns for 2026, with the stronger performance.

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