COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

EFSI

Eagle Financial Services, Inc.

53
Fundamentals80/ 100
Valuation26/ 100
Upside potential31/ 100
Risk potential18/ 100

EFSI's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 11x. Analysts expect earnings to hold roughly steady.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

EFSI Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

EFSI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like EFSI.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

EFSI PE Valuation

CHEAPFAIREXPENSIVE7.8x16x24x31x
CHEAPFAIREXPENSIVE7.8x16x24x31x
LevelPEPriceVs current
Cheap9x$29.71-35%
Fair10x$34.48-25%
Expensive13x$42.55-7.5%
Forward13x$46.00—
Current14x$46.00—

Historical ranges are pointers, not guarantees.

EFSI's PE is in its expensive range at 14x. On analysts' estimates for next year's earnings, today's price would be 13x.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

EFSI Forward outlook

MetricOutlook
Stable
Stable
Growth
Weakening
Limited
High

Analysts expect EFSI's revenue to grow, but its profitability to weaken.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare COIN and EFSI's risk to reward.

EFSI Risk to reward

ScenarioChangePrice
Upside+8%$49.82
Downside-18%$37.63

Calculated from the latest close: $46.00 on Nov 12.

There is not enough scenario data to compare COIN and EFSI's risk to reward.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

EFSI Earnings Per Share

Q4 2023: $2.66Q1 2024: $2.65Q2 2024: $2.96Q3 2024: $3.27Q4 2024: $4.32Q1 2025: $2.07Q2 2025: $2.16Q3 2025: $2.23Q4 2025: $1.30Q1 2026: $3.52Q2 2026: $3.46Q3 2026: $3.30Forward: $3.42
Q4 2023: $2.66Q1 2024: $2.65Q2 2024: $2.96Q3 2024: $3.27Q4 2024: $4.32Q1 2025: $2.07Q2 2025: $2.16Q3 2025: $2.23Q4 2025: $1.30Q1 2026: $3.52Q2 2026: $3.46Q3 2026: $3.30Forward: $3.42
QuarterTTM EPSYoY
Forward$3.42+3.8%
Q3 2026$3.30+48%
Q2 2026$3.46+60%
Q1 2026$3.52+70%
Q4 2025$1.30-70%
Q3 2025$2.23-32%
Q2 2025$2.16-27%
Q1 2025$2.07-22%
Q4 2024$4.32+62%

EFSI has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

EFSI Quarterly Revenue

Q4 2023: $16MQ1 2024: $16MQ2 2024: $16MQ3 2024: $18MQ4 2024: $22MQ1 2025: $5MQ2 2025: $21MQ3 2025: $22MQ4 2025: $22MQ1 2026: $21MQ2 2026: $26MQ3 2026: $23M
Q4 2023: $16MQ1 2024: $16MQ2 2024: $16MQ3 2024: $18MQ4 2024: $22MQ1 2025: $5MQ2 2025: $21MQ3 2025: $22MQ4 2025: $22MQ1 2026: $21MQ2 2026: $26MQ3 2026: $23M
QuarterRevenueYoY
Q3 2026$22.9M+2.5%
Q2 2026$25.6M+24%
Q1 2026$20.8M+336%
Q4 2025$21.7M-1.3%
Q3 2025$22.4M+21%
Q2 2025$20.6M+25%
Q1 2025$4.8M-70%
Q4 2024$22M+38%

EFSI has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

EFSI Free Cash Flow

Q4 2023: −$6MQ1 2024: $7MQ2 2024: −$2MQ3 2024: $7MQ4 2024: $6MQ1 2025: $5MQ2 2025: $2MQ3 2025: $8MQ4 2025: $9MQ1 2026: $4MQ2 2026: −$13MQ3 2026: $25M
Q4 2023: −$6MQ1 2024: $7MQ2 2024: −$2MQ3 2024: $7MQ4 2024: $6MQ1 2025: $5MQ2 2025: $2MQ3 2025: $8MQ4 2025: $9MQ1 2026: $4MQ2 2026: −$13MQ3 2026: $25M
QuarterFree cash flowYoY
Q3 2026$25.4M+225%
Q2 2026-$12.8M-656%
Q1 2026$4.1M-22%
Q4 2025$9M+48%
Q3 2025$7.8M+7.5%
Q2 2025$2.3M+$4.5M
Q1 2025$5.3M-21%
Q4 2024$6M+$12M

EFSI has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over EFSI on shareholder dilution, with a more favorable share count trend.

EFSI Total Shares

Q4 2023: 4MQ1 2024: 4MQ2 2024: 4MQ3 2024: 4MQ1 2025: 5MQ2 2025: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
Q4 2023: 4MQ1 2024: 4MQ2 2024: 4MQ3 2024: 4MQ1 2025: 5MQ2 2025: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
PeriodChange %Net change
Quarterly0%-384 shares
1 year+0.7%+35.3K shares
3 years+53%+1.9M shares
5 years+58%+2M shares
Available history+57%+2M shares

EFSI has 5M diluted shares, up 0.7% from a year ago.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over EFSI on leverage, with a lower net debt burden relative to earnings.

EFSI Net Leverage

Q4 2023: 1.2xQ1 2024: 1.4xQ2 2024: 1.1xQ3 2024: 1.0xQ4 2024: 0.8xQ1 2025: 1.7xQ2 2025: 1.2xQ3 2025: 1.1xQ4 2025: 1.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.6x
Q4 2023: 1.2xQ1 2024: 1.4xQ2 2024: 1.1xQ3 2024: 1.0xQ4 2024: 0.8xQ1 2025: 1.7xQ2 2025: 1.2xQ3 2025: 1.1xQ4 2025: 1.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.6x
QuarterNet LeverageStatus
Q3 20260.6xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20251.5xHealthy
Q3 20251.1xHealthy
Q2 20251.2xHealthy
Q1 20251.7xHealthy
Q4 20240.8xVery low

EFSI's net debt is less than a year of its operating earnings (EBITDA), down from 1.1 years a year ago. Net leverage isn't a meaningful measure for financial services companies like EFSI.

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

EFSI Weekly Momentum

MetricValueStatus
RSI62.9Neutral
Stochastic70.7Neutral

EFSI's weekly RSI is 63 (neutral) and its Stochastic is 71 (neutral).

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

EFSI PE vs Financial Services Sector

MetricEFSISector medianRelative
PE14x13x7.1% above
PE %866323 pts above

EFSI is trading at 14x earnings, in line with the Financial Services sector's median of 13x.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

EFSI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$45.90.3% above
20 week MA$43.75.2% above
50 week MA$40.514% above
100 week MA$37.323% above
200 week MA$34.733% above

EFSI has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

EFSI Yearly ROI

YearStart priceEnd priceROI
2020$31.1$29.5-5%
2021$29.5$34.6+17%
2022$34.6$36.0+4.1%
2023$36.0$30.0-17%
2024$30.0$36.4+21%
2025$36.4$40.3+11%
2026 YTD$40.3$46.0+14%

EFSI has the edge over COIN on returns for 2026, with the stronger performance.

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