COCH

Envoy Medical, Inc.

There isn't enough reported data to score COCH yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

COCH Fundamentals

MetricStatus
Stable
Weak
Unavailable
Strong

COCH's balance sheet is currently strong, and its revenue is stable, but its profitability is weak. There isn't enough data to rate its cash flow.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

COCH PE Valuation

COCH has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

COCH Forward outlook

MetricOutlook
--
Losses shrinking
Growth
--
Limited
Moderate

Analysts expect COCH's losses to shrink, with revenue growing.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

COCH Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $6.81 on Nov 12.

There is not enough scenario data to compare COCH and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare COCH and OSCR's risk to reward.

COCH Earnings Per Share

Q4 2024: $-14.90Q1 2025: $-14.60Q2 2025: $-15.10Q3 2025: $-14.90Q4 2025: $-12.30Q1 2026: $-10.20Q2 2026: $-7.70Q3 2026: $-4.70
Q4 2024: $-14.90Q1 2025: $-14.60Q2 2025: $-15.10Q3 2025: $-14.90Q4 2025: $-12.30Q1 2026: $-10.20Q2 2026: $-7.70Q3 2026: $-4.70
QuarterTTM EPSYoY
Q3 2026-$4.70+$10.20
Q2 2026-$7.70+$7.40
Q1 2026-$10.20+$4.40
Q4 2025-$12.30+$2.60

COCH is still losing money, but far less than before: $4.70 per share over the past year, against $15.10 at its worst in mid-2025.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over COCH on earnings quality, reporting a profit while its opponent remains loss making.

COCH Quarterly Revenue

Q4 2023: $95,000Q1 2024: $59,000Q2 2024: $68,000Q3 2024: $56,000Q4 2024: $42,000Q1 2025: $46,000Q2 2025: $78,000Q3 2025: $42,000Q4 2025: $75,000Q1 2026: $39,000Q2 2026: $51,000Q3 2026: $66,000
Q4 2023: $95,000Q1 2024: $59,000Q2 2024: $68,000Q3 2024: $56,000Q4 2024: $42,000Q1 2025: $46,000Q2 2025: $78,000Q3 2025: $42,000Q4 2025: $75,000Q1 2026: $39,000Q2 2026: $51,000Q3 2026: $66,000
QuarterRevenueYoY
Q3 2026$66K+57%
Q2 2026$51K-35%
Q1 2026$39K-15%
Q4 2025$75K+79%
Q3 2025$42K-25%
Q2 2025$78K+15%
Q1 2025$46K-22%
Q4 2024$42K-56%

COCH's revenue is recovering but still below its 2023 peak: $66,000 last quarter, up 57% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over COCH on sales, with more consistent year-over-year improvement.

COCH Free Cash Flow

Q4 2023: −$12MQ1 2024: --Q2 2024: --Q3 2024: −$4MQ4 2024: −$4MQ1 2025: −$4MQ2 2025: −$4MQ3 2025: −$4MQ4 2025: −$6MQ1 2026: --Q2 2026: --Q3 2026: −$5M
Q4 2023: −$12MQ1 2024: --Q2 2024: --Q3 2024: −$4MQ4 2024: −$4MQ1 2025: −$4MQ2 2025: −$4MQ3 2025: −$4MQ4 2025: −$6MQ1 2026: --Q2 2026: --Q3 2026: −$5M
QuarterFree cash flowYoY
Q3 2026-$5.1M-$726K
Q4 2025-$5.9M-$2M
Q3 2025-$4.3M-$367K
Q4 2024-$3.9M+$7.9M

COCH has burned cash in almost every quarter: −$20M over the past year, against −$23M the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

COCH Total Shares

Q1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ4 2024: 2MQ1 2025: 2MQ2 2025: 2MQ3 2025: 2MQ4 2025: 2MQ1 2026: 7MQ2 2026: 10MQ3 2026: 10M
Q1 2024: 2MQ2 2024: 2MQ3 2024: 2MQ4 2024: 2MQ1 2025: 2MQ2 2025: 2MQ3 2025: 2MQ4 2025: 2MQ1 2026: 7MQ2 2026: 10MQ3 2026: 10M
PeriodChange %Net change
Quarterly+0.3%+30.6K shares
1 year+378%+8.2M shares
3 years+96%+5.1M shares

COCH has 10M diluted shares, up 378% from a year ago.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has the edge over COCH on shareholder dilution, with a more favorable share count trend.

COCH Net Leverage

QuarterNet LeverageStatus
Q4 2021-0.0xNet Cash
Q3 2021-0.1xNet Cash

COCH has more cash than debt.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

COCH Weekly Momentum

MetricValueStatus
RSI48.6Neutral
Stochastic62.7Neutral

COCH's weekly RSI is 49 (neutral) and its Stochastic is 63 (neutral).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

COCH PE vs Healthcare Sector

MetricCOCHSector medianRelative
PEN/A26x—

COCH has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

COCH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.721.3% above
20 week MA$6.962.2% below
50 week MA$6.901.3% below
100 week MA$10.133% below
200 week MA$32.479% below

COCH has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 79% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over COCH on trend strength, trading above more of its moving averages.

COCH Yearly ROI

YearStart priceEnd priceROI
2021$97.5$97.4-0.1%
2022$97.4$99.7+2.4%
2023$99.7$18.1-82%
2024$18.1$16.0-12%
2025$16.0$7.30-54%
2026 YTD$7.30$6.81-6.7%

COCH has finished three years in a row lower, and it's down 6.7% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over COCH on returns for 2026, with the stronger performance.

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