CNO

CNO Financial Group, Inc.

54
Fundamentals64/ 100
Valuation28/ 100
Upside potential75/ 100
Risk potential9/ 100

CNO's fundamentals are mixed, but it looks expensive: trading at 13x earnings, above its usual 9.1x. Analysts expect earnings growth.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

CNO Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

CNO's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CNO.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

CNO PE Valuation

CHEAPFAIREXPENSIVE5.8x12x17x23x
CHEAPFAIREXPENSIVE5.8x12x17x23x
LevelPEPriceVs current
Cheap6.5x$28.30-51%
Fair9.1x$39.72-31%
Forward11x$57.44โ€”
Current13x$57.44โ€”
Expensive15x$66.35+16%

Historical ranges are pointers, not guarantees.

CNO's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

CNO Forward outlook

MetricOutlook
Improving
Growth
Stable
Improving
Limited
High

Analysts expect CNO's earnings to grow and its profitability to improve, with its revenue holding steady.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

CNO Risk to reward

ScenarioChangePrice
Upside+27%$72.72
Downside-9%$52.44

Calculated from the latest close: $57.44 on Nov 12.

There is not enough scenario data to compare CNO and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare CNO and COIN's risk to reward.

CNO Earnings Per Share

Q4 2023: $2.41Q1 2024: $3.43Q2 2024: $3.85Q3 2024: $2.48Q4 2024: $3.74Q1 2025: $2.86Q2 2025: $2.71Q3 2025: $2.86Q4 2025: $2.23Q1 2026: $2.49Q2 2026: $2.91Q3 2026: $4.38Forward: $5.03
Q4 2023: $2.41Q1 2024: $3.43Q2 2024: $3.85Q3 2024: $2.48Q4 2024: $3.74Q1 2025: $2.86Q2 2025: $2.71Q3 2025: $2.86Q4 2025: $2.23Q1 2026: $2.49Q2 2026: $2.91Q3 2026: $4.38Forward: $5.03
QuarterTTM EPSYoY
Forward$5.03+15%
Q3 2026$4.38+53%
Q2 2026$2.91+7.4%
Q1 2026$2.49-13%
Q4 2025$2.23-40%
Q3 2025$2.86+15%
Q2 2025$2.71-30%
Q1 2025$2.86-17%
Q4 2024$3.74+55%

CNO has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

CNO Quarterly Revenue

Q4 2023: $1.2BQ1 2024: $1.2BQ2 2024: $1.1BQ3 2024: $1.1BQ4 2024: $1.1BQ1 2025: $1BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1BQ2 2026: $1.3BQ3 2026: $1.1B
Q4 2023: $1.2BQ1 2024: $1.2BQ2 2024: $1.1BQ3 2024: $1.1BQ4 2024: $1.1BQ1 2025: $1BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1BQ2 2026: $1.3BQ3 2026: $1.1B
QuarterRevenueYoY
Q3 2026$1.1B-8.6%
Q2 2026$1.3B+12%
Q1 2026$1B+2.5%
Q4 2025$1.1B+4.2%
Q3 2025$1.2B+5.2%
Q2 2025$1.2B+8%
Q1 2025$1B-13%
Q4 2024$1.1B-6.3%

CNO has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

CNO Free Cash Flow

Q4 2023: $177MQ1 2024: $95MQ2 2024: $111MQ3 2024: $231MQ4 2024: $191MQ1 2025: $137MQ2 2025: $146MQ3 2025: $198MQ4 2025: $196MQ1 2026: $149MQ2 2026: $157MQ3 2026: $242M
Q4 2023: $177MQ1 2024: $95MQ2 2024: $111MQ3 2024: $231MQ4 2024: $191MQ1 2025: $137MQ2 2025: $146MQ3 2025: $198MQ4 2025: $196MQ1 2026: $149MQ2 2026: $157MQ3 2026: $242M
QuarterFree cash flowYoY
Q3 2026$242M+22%
Q2 2026$156.6M+7.6%
Q1 2026$148.8M+8.9%
Q4 2025$195.7M+2.5%
Q3 2025$197.8M-14%
Q2 2025$145.5M+31%
Q1 2025$136.7M+45%
Q4 2024$191M+8.1%

CNO has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

CNO Total Shares

Q4 2023: 115MQ1 2024: 111MQ2 2024: 109MQ3 2024: 107MQ4 2024: 108MQ1 2025: 103MQ2 2025: 100MQ3 2025: 99MQ4 2025: 100MQ1 2026: 96MQ2 2026: 95MQ3 2026: 94M
Q4 2023: 115MQ1 2024: 111MQ2 2024: 109MQ3 2024: 107MQ4 2024: 108MQ1 2025: 103MQ2 2025: 100MQ3 2025: 99MQ4 2025: 100MQ1 2026: 96MQ2 2026: 95MQ3 2026: 94M
PeriodChange %Net change
Quarterly-0.7%-699K shares
1 year-4.4%-4.3M shares
3 years-18%-20.2M shares
5 years-27%-34.8M shares
Available history-40%-62.9M shares

CNO has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

CNO Net Leverage

Q4 2023: -1.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -1.5xQ4 2024: -2.4xQ1 2025: -1.2xQ2 2025: -1.0xQ3 2025: -1.4xQ4 2025: -1.1xQ1 2026: -1.3xQ2 2026: -1.4xQ3 2026: -1.4x
Q4 2023: -1.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -1.5xQ4 2024: -2.4xQ1 2025: -1.2xQ2 2025: -1.0xQ3 2025: -1.4xQ4 2025: -1.1xQ1 2026: -1.3xQ2 2026: -1.4xQ3 2026: -1.4x
QuarterNet LeverageStatus
Q3 2026-1.4xNet Cash
Q2 2026-1.4xNet Cash
Q1 2026-1.3xNet Cash
Q4 2025-1.1xNet Cash
Q3 2025-1.4xNet Cash
Q2 2025-1.0xNet Cash
Q1 2025-1.2xNet Cash
Q4 2024-2.4xNet Cash

CNO has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CNO.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over CNO on leverage, with a lower net debt burden relative to earnings.

CNO Weekly Momentum

MetricValueStatus
RSI63.3Neutral
Stochastic74.8Neutral

CNO's weekly RSI is 63 (neutral) and its Stochastic is 75 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

CNO PE vs Financial Services Sector

MetricCNOSector medianRelative
PE13x13x0.7% above
PE %72639 pts above

CNO is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

CNO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$55.04.5% above
20 week MA$54.65.2% above
50 week MA$48.119% above
100 week MA$43.532% above
200 week MA$35.462% above

CNO has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

CNO Yearly ROI

YearStart priceEnd priceROI
2020$18.2$22.8+25%
2021$22.8$24.0+5%
2022$24.0$22.9-4.6%
2023$22.9$27.9+22%
2024$27.9$37.3+34%
2025$37.3$43.3+16%
2026 YTD$43.3$57.4+33%

CNO has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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