CLST

Catalyst Bancorp, Inc.

There isn't enough reported data to score CLST yet.

GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

CLST Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

CLST's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CLST.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

CLST PE Valuation

CHEAPFAIREXPENSIVE75x150x225x300x
CHEAPFAIREXPENSIVE75x150x225x300x
LevelPEPriceVs current
Cheap25x$13.68-22%
Current25x$17.57—
Fair31x$16.82-4.3%
Expensive126x$69.15+294%

Historical ranges are pointers, not guarantees.

CLST has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914—
Forward13x$914—
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

CLST Forward outlook

There aren't enough analyst estimates for CLST to show an outlook.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

CLST Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $17.57 on Nov 12.

There is not enough scenario data to compare CLST and GS's risk to reward.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare CLST and GS's risk to reward.

CLST Earnings Per Share

Q3 2025: $0.55Q4 2025: $0.56Q1 2026: $0.55Q2 2026: $0.55
Q3 2025: $0.55Q4 2025: $0.56Q1 2026: $0.55Q2 2026: $0.55

CLST and GS do not have enough comparable growth data to identify a winner.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

CLST Quarterly Revenue

Q3 2023: $2MQ4 2023: $3MQ1 2024: --Q2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $3MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: $3M
Q3 2023: $2MQ4 2023: $3MQ1 2024: --Q2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $3MQ3 2025: $3MQ4 2025: $3MQ1 2026: $3MQ2 2026: $3M
QuarterRevenueYoY
Q2 2026$3M+5%
Q1 2026$2.9M-0.7%
Q4 2025$2.7M-5.6%
Q3 2025$2.8M-12%
Q2 2025$2.8M-0.1%
Q4 2024$2.8M+6.7%
Q3 2024$3.2M+38%
Q2 2024$2.8M+27%

CLST's revenue fell from its 2021 peak and has held roughly level since: $3M last quarter, up 5% from the same quarter a year ago.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS has the edge over CLST on sales, with more consistent year-over-year improvement.

CLST Free Cash Flow

Q3 2023: $392,000Q4 2023: $916,000Q1 2024: --Q2 2024: $1MQ3 2024: $771,000Q4 2024: $581,000Q1 2025: $361,000Q2 2025: $1MQ3 2025: $827,000Q4 2025: $794,000Q1 2026: $657,000Q2 2026: $958,000
Q3 2023: $392,000Q4 2023: $916,000Q1 2024: --Q2 2024: $1MQ3 2024: $771,000Q4 2024: $581,000Q1 2025: $361,000Q2 2025: $1MQ3 2025: $827,000Q4 2025: $794,000Q1 2026: $657,000Q2 2026: $958,000
QuarterFree cash flowYoY
Q2 2026$958K-14%
Q1 2026$657K+82%
Q4 2025$794K+37%
Q3 2025$827K+7.3%
Q2 2025$1.1M-4.3%
Q4 2024$581K-37%
Q3 2024$771K+97%
Q4 2023$916K+142%

CLST has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.

GS Free Cash Flow

Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: −$28.9BQ1 2024: −$28.5BQ2 2024: $5.6BQ3 2024: −$38.5BQ4 2024: $46.2BQ1 2025: −$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: −$16.8BQ1 2026: −$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

CLST Total Shares

Q3 2023: 4MQ4 2023: 4MQ2 2024: 4MQ3 2024: 4MQ4 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 4M
Q3 2023: 4MQ4 2023: 4MQ2 2024: 4MQ3 2024: 4MQ4 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 4M
PeriodChange %Net change
Quarterly+0.2%+6K shares
1 year-0.6%-22K shares
3 years-21%-969K shares

CLST has 4M diluted shares, down 0.6% from a year ago, with $2M in buybacks over the past year.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over CLST on shareholder dilution, with a more favorable share count trend.

CLST Net Leverage

Q3 2023: -4.4xQ4 2023: 0.3xQ1 2025: -9.9xQ2 2025: -9.8xQ3 2025: -7.2xQ4 2025: -3.6xQ1 2026: -10.0xQ2 2026: -9.3x
Q3 2023: -4.4xQ4 2023: 0.3xQ1 2025: -9.9xQ2 2025: -9.8xQ3 2025: -7.2xQ4 2025: -3.6xQ1 2026: -10.0xQ2 2026: -9.3x
QuarterNet LeverageStatus
Q2 2026-9.3xNet Cash
Q1 2026-10.0xNet Cash
Q4 2025-3.6xNet Cash
Q3 2025-7.2xNet Cash
Q2 2025-9.8xNet Cash
Q1 2025-9.9xNet Cash
Q4 20230.3xVery low
Q3 2023-4.4xNet Cash

CLST has the edge over GS on leverage, with a lower net debt burden relative to earnings.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

CLST Weekly Momentum

MetricValueStatus
RSI57.8Neutral
Stochastic27.9Neutral

CLST's weekly RSI is 58 (neutral) and its Stochastic is 28 (neutral).

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

CLST PE vs Financial Services Sector

MetricCLSTSector medianRelative
PE25x13x96% above
PE %216544 pts below

CLST is trading at 25x earnings, a 96% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS has the edge over CLST on valuation relative to its sector.

CLST Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.22.4% above
20 week MA$17.22% above
50 week MA$16.56.6% above
100 week MA$14.422% above
200 week MA$13.035% above

CLST has the edge over GS on trend strength, trading above more of its moving averages.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.

CLST Yearly ROI

YearStart priceEnd priceROI
2021$13.9$13.9+0.3%
2022$13.9$12.8-8.1%
2023$12.8$10.8-15%
2024$10.8$11.7+7.9%
2025$11.7$15.5+33%
2026 YTD$15.5$17.6+13%

CLST has the edge over GS on returns for 2026, with the stronger performance.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

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