CIVB
Civista Bancshares, Inc.
CIVB's fundamentals are mixed, but it looks expensive: trading at 10x earnings, above its usual 8.8x. Analysts expect earnings growth.
COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
CIVB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
CIVB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIVB.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
CIVB PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.4x | $17.69 | -38% |
| Fair | 8.8x | $24.35 | -15% |
| Forward | 9.8x | $28.72 | — |
| Expensive | 10x | $28.37 | -1.2% |
| Current | 10x | $28.72 | — |
Historical ranges are pointers, not guarantees.
CIVB's PE is in its expensive range at 10x. If earnings grow as analysts expect, today's price would be 9.8x next year's earnings.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
CIVB Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
CIVB has the edge over COIN on the outlook, with more favorable revenue expectations.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.
CIVB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.93 | +5.8% |
| Q3 2026 | $2.77 | +3.7% |
| Q2 2026 | $2.68 | +6.3% |
| Q1 2026 | $2.70 | +19% |
| Q4 2025 | $2.64 | +31% |
| Q3 2025 | $2.67 | +34% |
| Q2 2025 | $2.52 | +18% |
| Q1 2025 | $2.26 | -2.6% |
| Q4 2024 | $2.01 | -26% |
CIVB has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
CIVB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $49.1M | +11% |
| Q2 2026 | $47.6M | +15% |
| Q1 2026 | $47.3M | +16% |
| Q4 2025 | $46.3M | +15% |
| Q3 2025 | $44.2M | +14% |
| Q2 2025 | $41.4M | +8.1% |
| Q1 2025 | $40.6M | +10% |
| Q4 2024 | $40.4M | +3.8% |
CIVB has the edge over COIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | +4.9 points |
| Q2 2026 | 36% | +4.9 points |
| Q1 2026 | 38% | +8.7 points |
| Q4 2025 | 32% | +3.6 points |
| Q3 2025 | 35% | +9.9 points |
| Q2 2025 | 31% | +10 points |
| Q1 2025 | 29% | +9.9 points |
| Q4 2024 | 28% | -0.7 points |
CIVB has the edge over COIN on profitability, with a higher operating margin.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
CIVB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $27.6M | +45% |
| Q2 2026 | $17.1M | +54% |
| Q1 2026 | $12.2M | +253% |
| Q3 2025 | $19M | +47% |
| Q2 2025 | $11.1M | -7.4% |
| Q1 2025 | $3.5M | +449% |
| Q3 2024 | $12.9M | -38% |
| Q2 2024 | $12M | -38% |
CIVB has the stronger cash trend. Its trailing FCF is up 102% versus its history, compared with COIN at up 35%.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
CIVB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -10.5K shares |
| 1 year | +11% | +2M shares |
| 3 years | +32% | +5M shares |
| 5 years | +37% | +5.6M shares |
| Available history | +23% | +3.8M shares |
CIVB has 21M diluted shares, up 11% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2.2M |
| Q2 2026 | — |
| Q1 2026 | $318,000 |
| Q4 2025 | $4,000 |
| Q3 2025 | $7,000 |
| Q2 2025 | — |
| Q1 2025 | $167,000 |
| Q4 2024 | — |
CIVB spent $3M buying back its own shares over the past year, more than ten times what it spent the year before.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has the edge over CIVB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
CIVB Net Leverage
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.
CIVB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.3 | Neutral |
| Stochastic | 65.3 | Neutral |
CIVB's weekly RSI is 63 (neutral) and its Stochastic is 65 (neutral).
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
CIVB PE vs Financial Services Sector
| Metric | CIVB | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 20% below |
| PE % | 85 | 63 | 22 pts above |
CIVB is trading at 10x earnings, a 20% discount to the Financial Services sector's median of 13x.
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
CIVB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $27.6 | 4% above |
| 20 week MA | $27.9 | 3% above |
| 50 week MA | $25.7 | 12% above |
| 100 week MA | $23.4 | 23% above |
| 200 week MA | $20.3 | 42% above |
CIVB has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
CIVB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $23.9 | $16.8 | -30% |
| 2021 | $16.8 | $24.6 | +46% |
| 2022 | $24.6 | $22.1 | -10% |
| 2023 | $22.1 | $18.4 | -16% |
| 2024 | $18.4 | $21.1 | +14% |
| 2025 | $21.1 | $23.0 | +9.1% |
| 2026 YTD | $23.0 | $28.7 | +25% |
CIVB has the edge over COIN on returns for 2026, with the stronger performance.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.