CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
WRLD
World Acceptance Corporation
WRLD's fundamentals are mixed: revenue grew 4.3%, but its operating margin fell 2 points to 11%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
WRLD Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
WRLD's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WRLD.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
WRLD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 10x | $109 | -20% |
| Forward | 10x | $136 | — |
| Current | 13x | $136 | — |
| Fair | 14x | $151 | +11% |
| Expensive | 23x | $239 | +75% |
Historical ranges are pointers, not guarantees.
WRLD's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
WRLD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for WRLD, with profitability improving.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
WRLD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.23 | +26% |
| Q3 2026 | $10.50 | +0.5% |
| Q2 2026 | $8.20 | -45% |
| Q1 2026 | $7.12 | -56% |
| Q4 2025 | $7.81 | -45% |
| Q3 2025 | $10.45 | -29% |
| Q2 2025 | $14.82 | +10% |
| Q1 2025 | $16.36 | +23% |
| Q4 2024 | $14.32 | +24% |
WRLD has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
WRLD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $139.2M | +3.5% |
| Q2 2026 | $139.2M | +5.1% |
| Q1 2026 | $175.9M | +6.4% |
| Q4 2025 | $141.3M | +1.9% |
| Q3 2025 | $134.5M | +2.3% |
| Q2 2025 | $132.5M | +2.3% |
| Q1 2025 | $165.3M | +3.8% |
| Q4 2024 | $138.6M | +0.6% |
WRLD has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 8.4% | +9.6 points |
| Q2 2026 | 5.7% | +4.2 points |
| Q1 2026 | 26% | -7.8 points |
| Q4 2025 | -0.7% | -12 points |
| Q3 2025 | -1.3% | -23 points |
| Q2 2025 | 1.5% | -8.5 points |
| Q1 2025 | 33% | +4.1 points |
| Q4 2024 | 12% | -2.6 points |
WRLD has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
WRLD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $64.7M | +36% |
| Q2 2026 | $63.1M | +10% |
| Q1 2026 | $93.5M | +3.8% |
| Q4 2025 | $57.2M | -5.4% |
| Q3 2025 | $47.7M | -9.4% |
| Q2 2025 | $57.1M | +21% |
| Q1 2025 | $90.1M | +9.5% |
| Q4 2024 | $60.4M | +4.8% |
WRLD has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
WRLD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.5% | -22.7K shares |
| 1 year | -10% | -534K shares |
| 3 years | -23% | -1.4M shares |
| 5 years | -29% | -1.9M shares |
| Available history | -37% | -2.7M shares |
WRLD has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $2.2M |
| Q1 2026 | $37.8M |
| Q4 2025 | $15M |
| Q3 2025 | $66.6M |
| Q2 2025 | $13M |
| Q1 2025 | $32M |
| Q4 2024 | $1M |
WRLD spent $80M buying back its own shares over the past year, down 29% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
WRLD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 8.1x | High |
| Q2 2026 | 9.5x | High |
| Q1 2026 | 10.9x | High |
| Q4 2025 | 10.5x | High |
| Q3 2025 | 7.0x | High |
| Q2 2025 | 4.2x | High |
| Q1 2025 | 3.6x | Elevated |
| Q4 2024 | 4.8x | High |
WRLD's net debt is about 8.1 years of its operating earnings (EBITDA), up from 7.0 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WRLD.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
WRLD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 32.0 | Neutral |
| Stochastic | 5.0 | Oversold |
WRLD's weekly RSI is 32 (neutral) and its Stochastic is 5 (oversold).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
WRLD PE vs Financial Services Sector
| Metric | WRLD | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.3% below |
| PE % | 35 | 63 | 28 pts below |
WRLD is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
WRLD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.8 | 17% below |
| 20 week MA | $180.8 | 25% below |
| 50 week MA | $160.8 | 15% below |
| 100 week MA | $153.5 | 11% below |
| 200 week MA | $136.8 | 0.4% below |
WRLD is in a downtrend: it's below all five of its weekly moving averages, and 0.4% below its 200-week average.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
WRLD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $85.9 | $103.4 | +20% |
| 2021 | $103.4 | $254.3 | +146% |
| 2022 | $254.3 | $63.5 | -75% |
| 2023 | $63.5 | $130.5 | +106% |
| 2024 | $130.5 | $110.7 | -15% |
| 2025 | $110.7 | $147.4 | +33% |
| 2026 YTD | $147.4 | $136.3 | -7.5% |
WRLD has the edge over CIFR on returns for 2026, with the stronger performance.