CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
WAFD
WaFd, Inc.
WAFD's fundamentals are mixed: revenue grew 7.8%, while its operating margin rose 2 points to 42%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
WAFD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
WAFD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like WAFD.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
WAFD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.7x | $27.59 | -5.7% |
| Forward | 8.9x | $29.27 | — |
| Current | 9.1x | $29.27 | — |
| Fair | 11x | $35.52 | +21% |
| Expensive | 14x | $44.57 | +52% |
Historical ranges are pointers, not guarantees.
WAFD's PE is 9.1x, but its earnings don't support one, so it isn't a reliable read right now.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over WAFD on the outlook, with more favorable earnings and revenue expectations.
WAFD Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Stable | |
| Stable | |
| Stable | |
| Limited | |
| Low |
Analysts expect WAFD's earnings, revenue and profitability to hold roughly steady. However, they disagree widely on these estimates.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
WAFD Earnings Per Share
WAFD and CIFR do not have enough comparable growth data to identify a winner.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
WAFD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $205.5M | +10% |
| Q1 2026 | $197.4M | +9.8% |
| Q4 2025 | $191.4M | +12% |
| Q3 2025 | $188.3M | -0.2% |
| Q2 2025 | $186.3M | -4.2% |
| Q1 2025 | $179.8M | +4.5% |
| Q4 2024 | $171.1M | +2.8% |
| Q3 2024 | $188.7M | +6% |
WAFD has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 41% | -1.8 points |
| Q1 2026 | 42% | +2.4 points |
| Q4 2025 | 43% | +7.8 points |
| Q3 2025 | 41% | -1.5 points |
| Q2 2025 | 43% | +0.3 points |
| Q1 2025 | 40% | +28 points |
| Q4 2024 | 35% | -7.9 points |
| Q3 2024 | 43% | +9.5 points |
WAFD has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
WAFD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $63.4M | +19% |
| Q1 2026 | $68M | +2.1% |
| Q4 2025 | $50M | +16% |
| Q3 2025 | $45.6M | -49% |
| Q2 2025 | $53.1M | -8.9% |
| Q1 2025 | $66.6M | -60% |
| Q4 2024 | $43M | -58% |
| Q2 2024 | $58.3M | +189% |
WAFD has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
WAFD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2% | -1.5M shares |
| 1 year | -7.3% | -5.9M shares |
| 3 years | +14% | +8.8M shares |
| 5 years | +3% | +2.1M shares |
| Available history | -8% | -6.4M shares |
WAFD has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | $319,000 |
| Q1 2026 | $87.2M |
| Q4 2025 | $58M |
| Q3 2025 | $28.8M |
| Q2 2025 | $48.3M |
| Q1 2025 | $21.3M |
| Q4 2024 | $3.4M |
| Q3 2024 | $250,000 |
WAFD spent $174M buying back its own shares over the past year, up 138% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
WAFD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -2.0x | Net Cash |
| Q1 2026 | -2.1x | Net Cash |
| Q4 2025 | -2.6x | Net Cash |
| Q3 2025 | 3.7x | Elevated |
| Q2 2025 | -3.3x | Net Cash |
| Q1 2025 | -5.0x | Net Cash |
| Q4 2024 | -3.4x | Net Cash |
| Q3 2024 | -0.4x | Net Cash |
WAFD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like WAFD.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
WAFD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 29.2 | Oversold |
| Stochastic | 12.3 | Oversold |
WAFD's weekly RSI is 29 (oversold) and its Stochastic is 12 (oversold).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
WAFD PE vs Financial Services Sector
| Metric | WAFD | Sector median | Relative |
|---|---|---|---|
| PE | 9.1x | 13x | 30% below |
| PE % | 21 | 63 | 42 pts below |
WAFD is trading at 9.1x earnings, a 30% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
WAFD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 1.7% below |
| 20 week MA | $33.8 | 13% below |
| 50 week MA | $33.7 | 13% below |
| 100 week MA | $31.7 | 7.5% below |
| 200 week MA | $31.0 | 5.5% below |
WAFD is in a downtrend: it's below all five of its weekly moving averages, and 5.5% below its 200-week average.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
WAFD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $36.8 | $25.6 | -31% |
| 2021 | $25.6 | $33.0 | +29% |
| 2022 | $33.0 | $34.1 | +3.3% |
| 2023 | $34.1 | $33.0 | -3.2% |
| 2024 | $33.0 | $32.6 | -1.1% |
| 2025 | $32.6 | $33.1 | +1.4% |
| 2026 YTD | $33.1 | $29.3 | -11% |
WAFD has the edge over CIFR on returns for 2026, with the stronger performance.