CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
TOWN
TowneBank
TOWN's fundamentals are strong: revenue grew 24% and its operating margin rose 11 points to 31%. At 10x earnings, it's trading below its usual 12x. Analysts expect earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
TOWN Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
TOWN's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like TOWN.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
TOWN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.8x | $34.90 | -4.6% |
| Current | 10x | $36.59 | — |
| Forward | 11x | $36.59 | — |
| Fair | 12x | $44.23 | +21% |
| Expensive | 16x | $57.49 | +57% |
Historical ranges are pointers, not guarantees.
TOWN's PE is in its cheap range at 10x. On analysts' estimates for next year's earnings, today's price would be 11x.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over TOWN on the outlook, with more favorable profitability expectations.
TOWN Forward outlook
| Metric | Outlook |
|---|---|
| Deteriorating | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for TOWN, with profitability holding steady.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
TOWN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.32 | -6.6% |
| Q2 2026 | $3.56 | +54% |
| Q1 2026 | $1.99 | -16% |
| Q4 2025 | $2.21 | +2.8% |
| Q3 2025 | $2.25 | +13% |
| Q2 2025 | $2.31 | +14% |
| Q1 2025 | $2.36 | +17% |
| Q4 2024 | $2.15 | +3.9% |
| Q3 2024 | $1.99 | -14% |
TOWN has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
TOWN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $497.4M | +79% |
| Q1 2026 | $260.5M | -0.2% |
| Q4 2025 | $255.1M | +0.5% |
| Q3 2025 | $287.1M | +11% |
| Q2 2025 | $277.9M | +6.5% |
| Q1 2025 | $261.2M | +4.1% |
| Q4 2024 | $253.9M | +9% |
| Q3 2024 | $258.9M | +6.7% |
TOWN has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 51% | +33 points |
| Q1 2026 | 19% | -3.4 points |
| Q4 2025 | 21% | +2 points |
| Q3 2025 | 16% | -2.6 points |
| Q2 2025 | 18% | -1.5 points |
| Q1 2025 | 23% | +5.7 points |
| Q4 2024 | 19% | +5.5 points |
| Q3 2024 | 19% | -3.5 points |
TOWN has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
TOWN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$38.6M | +$3.9M |
| Q1 2026 | $26.9M | -76% |
| Q4 2025 | $102.3M | +15% |
| Q3 2025 | $41.3M | +$97.6M |
| Q2 2025 | -$42.5M | -312% |
| Q1 2025 | $110.6M | +293% |
| Q4 2024 | $89.2M | +145% |
| Q3 2024 | -$56.3M | -162% |
TOWN has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has the edge over TOWN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
TOWN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.9% | +1.7M shares |
| 1 year | +22% | +16.9M shares |
| 3 years | +24% | +17.8M shares |
| 5 years | +27% | +19.9M shares |
| Available history | +28% | +20.2M shares |
TOWN has 92M diluted shares, up 22% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | — |
| Q1 2026 | — |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
TOWN hasn't bought back shares in the past year.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
TOWN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 0.7x | Very low |
| Q1 2026 | 1.7x | Healthy |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | -3.7x | Net Cash |
| Q2 2025 | -3.4x | Net Cash |
| Q1 2025 | -4.3x | Net Cash |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -4.8x | Net Cash |
TOWN's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like TOWN.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
TOWN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.8 | Neutral |
| Stochastic | 49.9 | Neutral |
TOWN's weekly RSI is 53 (neutral) and its Stochastic is 50 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
TOWN PE vs Financial Services Sector
| Metric | TOWN | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 21% below |
| PE % | 25 | 63 | 38 pts below |
TOWN is trading at 10x earnings, a 21% discount to the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
TOWN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $36.1 | 1.4% above |
| 20 week MA | $36.7 | 0.3% below |
| 50 week MA | $35.6 | 2.9% above |
| 100 week MA | $35.0 | 4.5% above |
| 200 week MA | $31.5 | 16% above |
TOWN has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
TOWN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $27.9 | $23.5 | -16% |
| 2021 | $23.5 | $31.6 | +35% |
| 2022 | $31.6 | $30.9 | -2% |
| 2023 | $30.9 | $29.8 | -3.8% |
| 2024 | $29.8 | $34.4 | +16% |
| 2025 | $34.4 | $33.7 | -2.1% |
| 2026 YTD | $33.7 | $36.6 | +8.6% |
TOWN has the edge over CIFR on returns for 2026, with the stronger performance.