CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
TFC
Truist Financial Corporation
TFC's fundamentals are mixed: earnings per share grew 3.7%, but revenue fell 3.6%. At 13x earnings, it's trading in line with its usual 12x. Analysts expect earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
TFC Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Strong | |
| N/A | |
| N/A |
TFC's profitability is currently strong, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like TFC.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
TFC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.2x | $35.92 | -28% |
| Forward | 10x | $49.89 | — |
| Fair | 12x | $46.89 | -6% |
| Current | 13x | $49.89 | — |
| Expensive | 15x | $57.58 | +15% |
Historical ranges are pointers, not guarantees.
TFC's PE is in its fair range at 13x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its cheap range.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over TFC on the outlook, with more favorable revenue expectations.
TFC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| Moderate |
Analysts expect TFC's earnings to grow and its profitability to improve, with its revenue holding steady.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
TFC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.75 | +22% |
| Q3 2026 | $3.89 | +3.7% |
| Q2 2026 | $4.37 | +18% |
| Q1 2024 | -$1.33 | -130% |
| Q4 2023 | -$1.09 | -125% |
| Q3 2023 | $3.97 | -8.9% |
| Q2 2023 | $4.32 | -2% |
| Q1 2023 | $4.49 | +0.2% |
| Q4 2022 | $4.43 | -0.9% |
TFC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
TFC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $3.7B | -28% |
| Q2 2026 | $5.3B | +5.6% |
| Q1 2026 | $5.2B | +5.2% |
| Q4 2025 | $5.2B | +3.7% |
| Q3 2025 | $5.2B | +2% |
| Q1 2025 | $4.9B | +1.7% |
| Q4 2024 | $5.1B | -11% |
| Q3 2024 | $5.1B | -10% |
TFC's revenue fell from its 2022 peak and has held roughly level since: $3.7B last quarter, down 28% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 24% | -9.6 points |
| Q2 2026 | 34% | +4.1 points |
| Q1 2026 | 33% | +1.5 points |
| Q4 2025 | 30% | -0.9 points |
| Q3 2025 | 33% | -0.1 points |
| Q2 2025 | 30% | N/A |
| Q1 2025 | 31% | +3 points |
| Q4 2024 | 31% | +121 points |
TFC has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
TFC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.8B | +18% |
| Q2 2026 | $1B | +14% |
| Q1 2026 | $679M | -9% |
| Q4 2025 | $2.6B | +233% |
| Q3 2025 | $1.5B | -2.4% |
| Q1 2025 | $746M | +$1.7B |
| Q4 2024 | $775M | -67% |
| Q3 2024 | $1.5B | -36% |
TFC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
TFC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 9.1x | High |
| Q2 2026 | 8.6x | High |
| Q1 2026 | 8.9x | High |
| Q4 2025 | 9.0x | High |
| Q3 2025 | 9.3x | High |
| Q2 2025 | 7.8x | High |
| Q1 2024 | 143.0x | High |
| Q4 2023 | 57.0x | High |
TFC's net debt is about 9.1 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like TFC.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
TFC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.5 | Neutral |
| Stochastic | 50.7 | Neutral |
TFC's weekly RSI is 52 (neutral) and its Stochastic is 51 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
TFC PE vs Financial Services Sector
| Metric | TFC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 1.5% below |
| PE % | 63 | 63 | Same percentile |
TFC is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
TFC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $48.0 | 4% above |
| 20 week MA | $50.0 | 0.2% below |
| 50 week MA | $49.6 | 0.6% above |
| 100 week MA | $46.4 | 7.5% above |
| 200 week MA | $41.7 | 20% above |
TFC has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
TFC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $56.5 | $47.0 | -17% |
| 2021 | $47.0 | $57.8 | +23% |
| 2022 | $57.8 | $42.6 | -26% |
| 2023 | $42.6 | $36.9 | -13% |
| 2024 | $36.9 | $43.7 | +18% |
| 2025 | $43.7 | $50.6 | +16% |
| 2026 YTD | $50.6 | $49.9 | -1.4% |
TFC has the edge over CIFR on returns for 2026, with the stronger performance.