CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

STBA

S&T Bancorp, Inc.

56
Fundamentals58/ 100
Valuation41/ 100
Upside potential65/ 100
Risk potential12/ 100

STBA's fundamentals are mixed: revenue grew 7.5%, while its operating margin held steady at 43%. At 13x earnings, it's trading above its usual 11x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

STBA Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

STBA's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like STBA.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

STBA PE Valuation

CHEAPFAIREXPENSIVE17x34x51x67x
CHEAPFAIREXPENSIVE17x34x51x67x
LevelPEPriceVs current
Cheap8.8x$34.56-32%
Fair11x$44.15-13%
Forward12x$50.81—
Current13x$50.81—
Expensive14x$53.27+4.9%

Historical ranges are pointers, not guarantees.

STBA's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over STBA on the outlook, with more favorable revenue expectations.

STBA Forward outlook

MetricOutlook
Improving
Growth
Stable
Strongly improving
Limited
High

Analysts expect STBA's earnings to grow and its profitability to improve, with its revenue holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and STBA's risk to reward.

STBA Risk to reward

ScenarioChangePrice
Upside+23%$62.32
Downside-12%$44.69

Calculated from the latest close: $50.81 on Nov 12.

There is not enough scenario data to compare CIFR and STBA's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

STBA Earnings Per Share

Q4 2023: $3.74Q1 2024: $3.53Q2 2024: $3.53Q3 2024: $3.51Q4 2024: $3.41Q1 2025: $3.47Q2 2025: $3.41Q3 2025: $3.47Q4 2025: $3.49Q1 2026: $3.56Q2 2026: $3.75Q3 2026: $3.93Forward: $4.17
Q4 2023: $3.74Q1 2024: $3.53Q2 2024: $3.53Q3 2024: $3.51Q4 2024: $3.41Q1 2025: $3.47Q2 2025: $3.41Q3 2025: $3.47Q4 2025: $3.49Q1 2026: $3.56Q2 2026: $3.75Q3 2026: $3.93Forward: $4.17
QuarterTTM EPSYoY
Forward$4.17+6.1%
Q3 2026$3.93+13%
Q2 2026$3.75+10%
Q1 2026$3.56+2.6%
Q4 2025$3.49+2.3%
Q3 2025$3.47-1.1%
Q2 2025$3.41-3.4%
Q1 2025$3.47-1.7%
Q4 2024$3.41-8.8%

STBA has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

STBA Quarterly Revenue

Q4 2023: $103MQ1 2024: $96MQ2 2024: $97MQ3 2024: $96MQ4 2024: $94MQ1 2025: $94MQ2 2025: $100MQ3 2025: $103MQ4 2025: $105MQ1 2026: $102MQ2 2026: $105MQ3 2026: $108M
Q4 2023: $103MQ1 2024: $96MQ2 2024: $97MQ3 2024: $96MQ4 2024: $94MQ1 2025: $94MQ2 2025: $100MQ3 2025: $103MQ4 2025: $105MQ1 2026: $102MQ2 2026: $105MQ3 2026: $108M
QuarterRevenueYoY
Q3 2026$107.8M+4.6%
Q2 2026$105.2M+5.2%
Q1 2026$102.1M+8.9%
Q4 2025$105.3M+12%
Q3 2025$103M+6.9%
Q2 2025$100.1M+3.3%
Q1 2025$93.8M-2.7%
Q4 2024$94.3M-8.6%

STBA has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

STBA Free Cash Flow

Q4 2023: $38MQ1 2024: $46MQ2 2024: --Q3 2024: $27MQ4 2024: $54MQ1 2025: $27MQ2 2025: $27MQ3 2025: $40MQ4 2025: $35MQ1 2026: $42MQ2 2026: $27MQ3 2026: $67M
Q4 2023: $38MQ1 2024: $46MQ2 2024: --Q3 2024: $27MQ4 2024: $54MQ1 2025: $27MQ2 2025: $27MQ3 2025: $40MQ4 2025: $35MQ1 2026: $42MQ2 2026: $27MQ3 2026: $67M
QuarterFree cash flowYoY
Q3 2026$66.7M+67%
Q2 2026$27M-0.5%
Q1 2026$41.6M+54%
Q4 2025$34.9M-35%
Q3 2025$39.9M+49%
Q1 2025$27M-41%
Q4 2024$53.9M+40%
Q3 2024$26.8M-49%

STBA has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

STBA Total Shares

Q4 2023: 38MQ1 2024: 38MQ2 2024: 39MQ3 2024: 39MQ4 2024: 38MQ1 2025: 39MQ2 2025: 39MQ3 2025: 39MQ4 2025: 38MQ1 2026: 37MQ2 2026: 36MQ3 2026: 36M
Q4 2023: 38MQ1 2024: 38MQ2 2024: 39MQ3 2024: 39MQ4 2024: 38MQ1 2025: 39MQ2 2025: 39MQ3 2025: 39MQ4 2025: 38MQ1 2026: 37MQ2 2026: 36MQ3 2026: 36M
PeriodChange %Net change
Quarterly-1.3%-451K shares
1 year-7.9%-3M shares
3 years-6.9%-2.6M shares
5 years-9.2%-3.6M shares
Available history+2.4%+836K shares

STBA has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

STBA Net Leverage

QuarterNet LeverageStatus
Q4 2020-0.5xNet Cash
Q3 2020-3.0xNet Cash
Q2 2020-1.8xNet Cash
Q1 20203.6xElevated
Q4 20193.1xElevated

STBA has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like STBA.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

STBA Weekly Momentum

MetricValueStatus
RSI61.2Neutral
Stochastic56.2Neutral

STBA's weekly RSI is 61 (neutral) and its Stochastic is 56 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

STBA PE vs Financial Services Sector

MetricSTBASector medianRelative
PE13x13x0.7% below
PE %786315 pts above

STBA is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

STBA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$49.91.9% above
20 week MA$50.21.2% above
50 week MA$45.911% above
100 week MA$41.822% above
200 week MA$37.536% above

STBA has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

STBA Yearly ROI

YearStart priceEnd priceROI
2020$40.2$24.4-39%
2021$24.4$31.3+28%
2022$31.3$34.7+11%
2023$34.7$33.4-3.6%
2024$33.4$38.5+15%
2025$38.5$40.3+4.8%
2026 YTD$40.3$50.8+26%

STBA has the edge over CIFR on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key