CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

SLF

Sun Life Financial Inc.

55
Fundamentals57/ 100
Valuation50/ 100
Upside potential54/ 100
Risk potential13/ 100

SLF's fundamentals are mixed: revenue grew 12%, while its operating margin held steady at 11%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

SLF Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

SLF's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SLF.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

SLF PE Valuation

CHEAPFAIREXPENSIVE5.7x11x17x23x
CHEAPFAIREXPENSIVE5.7x11x17x23x
LevelPEPriceVs current
Cheap11x$44.53-39%
Fair14x$57.21-22%
Expensive16x$66.78-8.4%
Current18x$72.88—

Historical ranges are pointers, not guarantees.

SLF's PE is 18x, but its earnings don't support one, so it isn't a reliable read right now.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over SLF on the outlook, with more favorable profitability expectations.

SLF Forward outlook

MetricOutlook
--
Growth
Growth
Weakening
Limited
High

Analysts expect earnings and revenue growth for SLF, but weaker profitability.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and SLF's risk to reward.

SLF Risk to reward

ScenarioChangePrice
Upside+16%$84.26
Downside-13%$63.26

Calculated from the latest close: $72.88 on Nov 12.

There is not enough scenario data to compare CIFR and SLF's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

SLF Earnings Per Share

Q3 2023: $3.93Q4 2023: $3.69Q1 2024: $3.71Q2 2024: $3.70Q3 2024: $4.30Q4 2024: $3.68Q1 2025: $3.85Q2 2025: $3.95Q3 2025: $3.70Q4 2025: $4.32Q1 2026: $3.75Q2 2026: $4.14
Q3 2023: $3.93Q4 2023: $3.69Q1 2024: $3.71Q2 2024: $3.70Q3 2024: $4.30Q4 2024: $3.68Q1 2025: $3.85Q2 2025: $3.95Q3 2025: $3.70Q4 2025: $4.32Q1 2026: $3.75Q2 2026: $4.14
QuarterTTM EPSYoY
Q2 2026$4.14+4.8%
Q1 2026$3.75-2.6%
Q4 2025$4.32+17%
Q3 2025$3.70-14%
Q2 2025$3.95+6.8%
Q1 2025$3.85+3.8%
Q4 2024$3.68-0.3%
Q3 2024$4.30+9.4%

SLF has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

SLF Quarterly Revenue

Q3 2023: $1.7BQ4 2023: $12.4BQ1 2024: $4.9BQ2 2024: $6.3BQ3 2024: $10.8BQ4 2024: $2.3BQ1 2025: $8BQ2 2025: $6.5BQ3 2025: $8.7BQ4 2025: $6.3BQ1 2026: $6.2BQ2 2026: $9.8B
Q3 2023: $1.7BQ4 2023: $12.4BQ1 2024: $4.9BQ2 2024: $6.3BQ3 2024: $10.8BQ4 2024: $2.3BQ1 2025: $8BQ2 2025: $6.5BQ3 2025: $8.7BQ4 2025: $6.3BQ1 2026: $6.2BQ2 2026: $9.8B
QuarterRevenueYoY
Q2 2026$9.8B+51%
Q1 2026$6.2B-22%
Q4 2025$6.3B+172%
Q3 2025$8.7B-19%
Q2 2025$6.5B+3.4%
Q1 2025$8B+63%
Q4 2024$2.3B-81%
Q3 2024$10.8B+548%

SLF has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

SLF Free Cash Flow

Q3 2023: $1.2BQ4 2023: $3.1BQ1 2024: $335MQ2 2024: $1.2BQ3 2024: $2.3BQ4 2024: $402MQ1 2025: −$290MQ2 2025: $540MQ3 2025: $804MQ4 2025: $3.7BQ1 2026: $2.9BQ2 2026: $63M
Q3 2023: $1.2BQ4 2023: $3.1BQ1 2024: $335MQ2 2024: $1.2BQ3 2024: $2.3BQ4 2024: $402MQ1 2025: −$290MQ2 2025: $540MQ3 2025: $804MQ4 2025: $3.7BQ1 2026: $2.9BQ2 2026: $63M
QuarterFree cash flowYoY
Q2 2026$63.3M-88%
Q1 2026$2.9B+$3.2B
Q4 2025$3.7B+823%
Q3 2025$804.3M-64%
Q2 2025$539.9M-54%
Q1 2025-$290.4M-187%
Q4 2024$402.1M-87%
Q3 2024$2.3B+81%

SLF has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

SLF Total Shares

Q3 2023: 589MQ4 2023: 584MQ1 2024: 587MQ2 2024: 584MQ3 2024: 581MQ4 2024: 581MQ1 2025: 575MQ2 2025: 569MQ3 2025: 564MQ4 2025: 573MQ1 2026: 573MQ2 2026: 559M
Q3 2023: 589MQ4 2023: 584MQ1 2024: 587MQ2 2024: 584MQ3 2024: 581MQ4 2024: 581MQ1 2025: 575MQ2 2025: 569MQ3 2025: 564MQ4 2025: 573MQ1 2026: 573MQ2 2026: 559M
PeriodChange %Net change
Quarterly-2.4%-13.6M shares
1 year-1.8%-10M shares
3 years-5.3%-31M shares
5 years-5.3%-31M shares
Available history-6.1%-36M shares

SLF has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

SLF Net Leverage

Q3 2023: -0.5xQ4 2023: 0.9xQ1 2024: -0.4xQ2 2024: -0.4xQ3 2024: -0.8xQ4 2024: 1.4xQ1 2025: -0.3xQ2 2025: -0.2xQ3 2025: -0.3xQ4 2025: 1.7xQ1 2026: -0.1xQ2 2026: 0.0x
Q3 2023: -0.5xQ4 2023: 0.9xQ1 2024: -0.4xQ2 2024: -0.4xQ3 2024: -0.8xQ4 2024: 1.4xQ1 2025: -0.3xQ2 2025: -0.2xQ3 2025: -0.3xQ4 2025: 1.7xQ1 2026: -0.1xQ2 2026: 0.0x
QuarterNet LeverageStatus
Q2 20260.0xVery low
Q1 2026-0.1xNet Cash
Q4 20251.7xHealthy
Q3 2025-0.3xNet Cash
Q2 2025-0.2xNet Cash
Q1 2025-0.3xNet Cash
Q4 20241.4xHealthy
Q3 2024-0.8xNet Cash

SLF's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like SLF.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

SLF Weekly Momentum

MetricValueStatus
RSI43.0Neutral
Stochastic26.3Neutral

SLF's weekly RSI is 43 (neutral) and its Stochastic is 26 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

SLF PE vs Financial Services Sector

MetricSLFSector medianRelative
PE18x13x35% above
PE %936330 pts above

SLF is trading at 18x earnings, a 35% premium to the Financial Services sector's median of 13x, though its earnings don't support one.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

SLF Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$77.45.8% below
20 week MA$79.48.2% below
50 week MA$72.01.2% above
100 week MA$65.811% above
200 week MA$58.624% above

SLF has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

SLF Yearly ROI

YearStart priceEnd priceROI
2020$45.5$43.8-3.8%
2021$43.8$54.6+25%
2022$54.6$46.5-15%
2023$46.5$51.9+12%
2024$51.9$59.5+15%
2025$59.5$62.6+5.3%
2026 YTD$62.6$72.9+16%

SLF has the edge over CIFR on returns for 2026, with the stronger performance.

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