CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
SBFG
SB Financial Group, Inc.
SBFG's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 9.3x. Analysts expect earnings to hold roughly steady.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
SBFG Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
SBFG's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SBFG.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
SBFG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.5x | $19.93 | -32% |
| Fair | 9.2x | $24.55 | -16% |
| Expensive | 11x | $30.03 | +2.8% |
| Current | 11x | $29.21 | — |
| Forward | 11x | $29.21 | — |
Historical ranges are pointers, not guarantees.
SBFG's PE is in its expensive range at 11.0x. On analysts' estimates for next year's earnings, today's price would be 11.1x.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over SBFG on the outlook, with more favorable earnings and profitability expectations.
SBFG Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Stable | |
| Growth | |
| Weakening | |
| Limited | |
| High |
Analysts expect SBFG's revenue to grow, but its profitability to weaken.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
SBFG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.62 | -1.5% |
| Q3 2026 | $2.66 | +25% |
| Q2 2026 | $2.67 | +46% |
| Q1 2026 | $2.55 | +50% |
| Q4 2025 | $2.19 | +27% |
| Q3 2025 | $2.12 | +22% |
| Q2 2025 | $1.83 | +2.8% |
| Q1 2025 | $1.70 | -2.9% |
| Q4 2024 | $1.72 | -1.7% |
SBFG has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
SBFG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.1M | +9% |
| Q2 2026 | $17.9M | +4.5% |
| Q1 2026 | $17.4M | +13% |
| Q4 2025 | $16.4M | +6.3% |
| Q3 2025 | $16.6M | +16% |
| Q2 2025 | $17.2M | +22% |
| Q1 2025 | $15.4M | +17% |
| Q4 2024 | $15.5M | +2.2% |
SBFG has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 27% | -3.4 points |
| Q2 2026 | 31% | +3.2 points |
| Q1 2026 | 30% | +14 points |
| Q4 2025 | 30% | +1.1 points |
| Q3 2025 | 30% | +8.2 points |
| Q2 2025 | 28% | +3.5 points |
| Q1 2025 | 17% | -4.9 points |
| Q4 2024 | 29% | -2.6 points |
SBFG has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
SBFG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $8.5M | -31% |
| Q2 2026 | $6.5M | +$10.6M |
| Q1 2026 | -$3.2M | -156% |
| Q4 2025 | $7.6M | +33% |
| Q3 2025 | $12.2M | +279% |
| Q2 2025 | -$4.2M | -$3.3M |
| Q1 2025 | $5.8M | +3779% |
| Q4 2024 | $5.7M | -14% |
SBFG has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
SBFG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -2K shares |
| 1 year | -1.5% | -93K shares |
| 3 years | -9.6% | -660K shares |
| 5 years | -19% | -1.5M shares |
| Available history | -24% | -1.9M shares |
SBFG has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $194,000 |
| Q2 2026 | $626,000 |
| Q1 2026 | $676,000 |
| Q4 2025 | $649,000 |
| Q3 2025 | $2M |
| Q2 2025 | $2.3M |
| Q1 2025 | $712,000 |
| Q4 2024 | $2.7M |
SBFG spent $2M buying back its own shares over the past year, down 72% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
SBFG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 13.1x | High |
| Q2 2026 | 11.1x | High |
| Q1 2026 | 12.3x | High |
| Q4 2025 | 27.7x | High |
| Q3 2025 | 15.5x | High |
| Q2 2025 | 18.2x | High |
| Q1 2025 | 18.0x | High |
| Q4 2024 | 0.3x | Very low |
SBFG's net debt is about 13 years of its operating earnings (EBITDA), down from 15 years a year ago. Net leverage isn't a meaningful measure for financial services companies like SBFG.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
SBFG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 59.5 | Neutral |
| Stochastic | 60.0 | Neutral |
SBFG's weekly RSI is 60 (neutral) and its Stochastic is 60 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
SBFG PE vs Financial Services Sector
| Metric | SBFG | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 16% below |
| PE % | 79 | 63 | 16 pts above |
SBFG is trading at 11x earnings, a 16% discount to the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
SBFG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.6 | 1.3% below |
| 20 week MA | $28.2 | 3.5% above |
| 50 week MA | $24.4 | 20% above |
| 100 week MA | $22.3 | 31% above |
| 200 week MA | $18.7 | 56% above |
SBFG has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
SBFG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.7 | $17.1 | -8.4% |
| 2021 | $17.1 | $18.1 | +5.6% |
| 2022 | $18.1 | $16.5 | -8.6% |
| 2023 | $16.5 | $15.4 | -7% |
| 2024 | $15.4 | $21.5 | +40% |
| 2025 | $21.5 | $21.9 | +1.9% |
| 2026 YTD | $21.9 | $29.2 | +33% |
SBFG has the edge over CIFR on returns for 2026, with the stronger performance.