CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

QCRH

QCR Holdings, Inc.

57
Fundamentals66/ 100
Valuation37/ 100
Upside potential61/ 100
Risk potential14/ 100

QCRH's fundamentals are strong, but it looks expensive: trading at 12x earnings, above its usual 10x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

QCRH Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

QCRH's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like QCRH.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

QCRH PE Valuation

CHEAPFAIREXPENSIVE3.5x7.0x10x14x
CHEAPFAIREXPENSIVE3.5x7.0x10x14x
LevelPEPriceVs current
Cheap8.2x$69.92-32%
Fair10x$85.51-17%
Expensive12x$99.81-3.4%
Current12x$103—
Forward12x$103—

Historical ranges are pointers, not guarantees.

QCRH's PE is in its expensive range at 12.2x. If earnings grow as analysts expect, today's price would be 11.6x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

QCRH Forward outlook

MetricOutlook
Improving
Growth
Growth
Strongly improving
Limited
Moderate

Analysts expect earnings and revenue growth for QCRH, with profitability improving.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and QCRH's risk to reward.

QCRH Risk to reward

ScenarioChangePrice
Upside+23%$126.93
Downside-14%$88.40

Calculated from the latest close: $103.35 on Nov 12.

There is not enough scenario data to compare CIFR and QCRH's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

QCRH Earnings Per Share

Q4 2023: $6.73Q1 2024: $6.71Q2 2024: $6.74Q3 2024: $6.89Q4 2024: $6.71Q1 2025: $6.65Q2 2025: $6.64Q3 2025: $7.16Q4 2025: $7.49Q1 2026: $7.96Q2 2026: $8.44Q3 2026: $8.49Forward: $8.94
Q4 2023: $6.73Q1 2024: $6.71Q2 2024: $6.74Q3 2024: $6.89Q4 2024: $6.71Q1 2025: $6.65Q2 2025: $6.64Q3 2025: $7.16Q4 2025: $7.49Q1 2026: $7.96Q2 2026: $8.44Q3 2026: $8.49Forward: $8.94
QuarterTTM EPSYoY
Forward$8.94+5.3%
Q3 2026$8.49+19%
Q2 2026$8.44+27%
Q1 2026$7.96+20%
Q4 2025$7.49+12%
Q3 2025$7.16+3.9%
Q2 2025$6.64-1.5%
Q1 2025$6.65-0.9%
Q4 2024$6.71-0.3%

QCRH has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

QCRH Quarterly Revenue

Q4 2023: $103MQ1 2024: $82MQ2 2024: $87MQ3 2024: $87MQ4 2024: $92MQ1 2025: $77MQ2 2025: $84MQ3 2025: $101MQ4 2025: $107MQ1 2026: $90MQ2 2026: $97MQ3 2026: $99M
Q4 2023: $103MQ1 2024: $82MQ2 2024: $87MQ3 2024: $87MQ4 2024: $92MQ1 2025: $77MQ2 2025: $84MQ3 2025: $101MQ4 2025: $107MQ1 2026: $90MQ2 2026: $97MQ3 2026: $99M
QuarterRevenueYoY
Q3 2026$99.2M-2.2%
Q2 2026$97.3M+16%
Q1 2026$90.4M+18%
Q4 2025$107M+17%
Q3 2025$101.5M+17%
Q2 2025$84.2M-3.3%
Q1 2025$76.9M-5.7%
Q4 2024$91.8M-11%

QCRH has the edge over CIFR on sales, with stronger typical year-over-year growth.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

QCRH Free Cash Flow

Q4 2023: $284MQ1 2024: −$9MQ2 2024: $16MQ3 2024: $230MQ4 2024: $163MQ1 2025: −$13MQ2 2025: $24MQ3 2025: $32MQ4 2025: $311MQ1 2026: −$8MQ2 2026: $458MQ3 2026: $12M
Q4 2023: $284MQ1 2024: −$9MQ2 2024: $16MQ3 2024: $230MQ4 2024: $163MQ1 2025: −$13MQ2 2025: $24MQ3 2025: $32MQ4 2025: $311MQ1 2026: −$8MQ2 2026: $458MQ3 2026: $12M
QuarterFree cash flowYoY
Q3 2026$11.9M-63%
Q2 2026$458.1M+1792%
Q1 2026-$7.9M+$4.8M
Q4 2025$310.8M+90%
Q3 2025$31.7M-86%
Q2 2025$24.2M+50%
Q1 2025-$12.7M-$3.3M
Q4 2024$163.4M-42%

QCRH has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

QCRH Total Shares

Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 16M
Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 17MQ2 2026: 17MQ3 2026: 16M
PeriodChange %Net change
Quarterly-0.7%-119K shares
1 year-3.3%-565K shares
3 years-2.4%-397K shares
5 years+3.7%+581K shares
Available history+3%+483K shares

QCRH has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

QCRH Net Leverage

Q4 2023: 1.0xQ1 2024: 1.1xQ2 2024: 1.1xQ3 2024: 1.0xQ4 2024: 1.1xQ1 2025: 1.0xQ2 2025: 1.0xQ3 2025: 2.0xQ4 2025: 1.8xQ1 2026: 1.7xQ2 2026: 1.4xQ3 2026: 1.5x
Q4 2023: 1.0xQ1 2024: 1.1xQ2 2024: 1.1xQ3 2024: 1.0xQ4 2024: 1.1xQ1 2025: 1.0xQ2 2025: 1.0xQ3 2025: 2.0xQ4 2025: 1.8xQ1 2026: 1.7xQ2 2026: 1.4xQ3 2026: 1.5x
QuarterNet LeverageStatus
Q3 20261.5xHealthy
Q2 20261.4xHealthy
Q1 20261.7xHealthy
Q4 20251.8xHealthy
Q3 20252.0xModerate
Q2 20251.0xHealthy
Q1 20251.0xHealthy
Q4 20241.1xHealthy

QCRH's net debt is about 1.5 years of its operating earnings (EBITDA), down from 2.0 years a year ago. Net leverage isn't a meaningful measure for financial services companies like QCRH.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

QCRH Weekly Momentum

MetricValueStatus
RSI59.2Neutral
Stochastic49.4Neutral

QCRH's weekly RSI is 59 (neutral) and its Stochastic is 49 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

QCRH PE vs Financial Services Sector

MetricQCRHSector medianRelative
PE12x13x6.5% below
PE %916328 pts above

QCRH is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

QCRH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$100.92.5% above
20 week MA$101.02.4% above
50 week MA$93.710% above
100 week MA$83.624% above
200 week MA$70.646% above

QCRH has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

QCRH Yearly ROI

YearStart priceEnd priceROI
2020$43.3$39.7-8.4%
2021$39.7$55.3+39%
2022$55.3$50.0-9.7%
2023$50.0$58.4+17%
2024$58.4$80.8+38%
2025$80.8$84.8+4.9%
2026 YTD$84.8$103.4+22%

QCRH has the edge over CIFR on returns for 2026, with the stronger performance.

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