CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
PNBK
Patriot National Bancorp, Inc.
There isn't enough reported data to score PNBK yet.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
PNBK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Under pressure | |
| N/A | |
| N/A |
PNBK's revenue is currently strong, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like PNBK.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
PNBK PE Valuation
PNBK has no meaningful PE right now: it lost money over the past year.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.
PNBK Forward outlook
There aren't enough analyst estimates for PNBK to show an outlook.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
PNBK has the stronger earnings trend. Trailing diluted EPS is down 1,630% for CIFR versus PNBK down 137%.
PNBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2025 | -$2.70 | +$4.69 |
| Q2 2025 | -$9.45 | -$7.89 |
| Q1 2025 | -$10.16 | -$9.21 |
| Q4 2024 | -$10.03 | -$8.98 |
| Q3 2024 | -$7.39 | -$6.54 |
| Q2 2024 | -$1.56 | -326% |
| Q1 2024 | -$0.95 | -181% |
| Q4 2023 | -$1.05 | -168% |
PNBK lost $2.70 per share over the past year, a smaller loss than the year before.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was โ269% last quarter, down 217 points from the same quarter a year ago.
PNBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $16.7M | +131% |
| Q2 2026 | $12M | +94% |
| Q1 2026 | $10.3M | +54% |
| Q4 2025 | $9.5M | +44% |
| Q3 2025 | $7.2M | +1.4% |
| Q2 2025 | $6.2M | -12% |
| Q1 2025 | $6.7M | -13% |
| Q4 2024 | $6.6M | -30% |
PNBK has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 6.1% | +43 points |
| Q2 2026 | -11% | +70 points |
| Q1 2026 | -17% | +25 points |
| Q4 2025 | -23% | +122 points |
| Q3 2025 | -37% | -4.5 points |
| Q2 2025 | -81% | -25 points |
| Q1 2025 | -42% | -39 points |
| Q4 2024 | -145% | -159 points |
PNBK has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was โ$3.1B over the past year, against โ$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
PNBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$5.6M | -$387K |
| Q2 2026 | -$5.7M | -717% |
| Q1 2026 | -$3.5M | +$2.4M |
| Q4 2025 | -$4.1M | -$1.6M |
| Q3 2025 | -$5.3M | -$2.6M |
| Q2 2025 | $918K | -85% |
| Q1 2025 | -$5.9M | -435% |
| Q4 2024 | -$2.5M | -$2.3M |
PNBK's free cash flow was โ$19M over the past year, against โ$13M the year before. Free cash flow isn't a meaningful measure for financial services companies like PNBK.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
PNBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2023 | -11.2x | Net Cash |
| Q1 2023 | -5.6x | Net Cash |
| Q4 2022 | 8.5x | High |
| Q3 2022 | -1.3x | Net Cash |
| Q2 2022 | -2.3x | Net Cash |
| Q1 2022 | -3.5x | Net Cash |
| Q4 2021 | 11.3x | High |
| Q3 2021 | -4.9x | Net Cash |
PNBK has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PNBK.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
PNBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.3 | Neutral |
| Stochastic | 11.6 | Oversold |
PNBK's weekly RSI is 39 (neutral) and its Stochastic is 12 (oversold).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | โ |
CIFR has no meaningful PE right now: it lost money over the past year.
PNBK PE vs Financial Services Sector
| Metric | PNBK | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | โ |
PNBK has no meaningful PE right now: it lost money over the past year.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
PNBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.88 | 1.1% below |
| 20 week MA | $1.02 | 15% below |
| 50 week MA | $1.21 | 28% below |
| 100 week MA | $1.50 | 42% below |
| 200 week MA | $3.42 | 75% below |
PNBK is in a downtrend: it's below all five of its weekly moving averages, and 75% below its 200-week average.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to โ90% in 2022. It's down 53% so far in 2026.
PNBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $12.7 | $9.66 | -24% |
| 2021 | $9.66 | $14.9 | +54% |
| 2022 | $14.9 | $10.9 | -27% |
| 2023 | $10.9 | $3.83 | -65% |
| 2024 | $3.83 | $1.94 | -49% |
| 2025 | $1.94 | $1.77 | -8.8% |
| 2026 YTD | $1.77 | $0.87 | -51% |
PNBK has the edge over CIFR on returns for 2026, with the stronger performance.