CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

PLBC

Plumas Bancorp

59
Fundamentals80/ 100
Valuation36/ 100
Upside potential62/ 100
Risk potential15/ 100

PLBC's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 8.9x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

PLBC Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

PLBC's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like PLBC.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

PLBC PE Valuation

CHEAPFAIREXPENSIVE3.3x6.5x9.8x13x
CHEAPFAIREXPENSIVE3.3x6.5x9.8x13x
LevelPEPriceVs current
Cheap7.3x$43.48-31%
Fair8.9x$53.00-16%
Expensive11x$62.85-0.1%
Current11x$62.91—
Forward11x$62.91—

Historical ranges are pointers, not guarantees.

PLBC's PE is in its expensive range at 10.6x. On analysts' estimates for next year's earnings, today's price would be 10.7x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

PLBC Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
High

Analysts expect earnings and revenue growth for PLBC, with profitability improving.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and PLBC's risk to reward.

PLBC Risk to reward

ScenarioChangePrice
Upside+24%$78.32
Downside-15%$53.40

Calculated from the latest close: $62.91 on Nov 12.

There is not enough scenario data to compare CIFR and PLBC's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

PLBC Earnings Per Share

Q4 2023: $5.02Q1 2024: $4.79Q2 2024: $4.81Q3 2024: $4.78Q4 2024: $4.80Q1 2025: $4.95Q2 2025: $4.86Q3 2025: $4.28Q4 2025: $4.54Q1 2026: $4.72Q2 2026: $5.08Q3 2026: $5.96Forward: $5.89
Q4 2023: $5.02Q1 2024: $4.79Q2 2024: $4.81Q3 2024: $4.78Q4 2024: $4.80Q1 2025: $4.95Q2 2025: $4.86Q3 2025: $4.28Q4 2025: $4.54Q1 2026: $4.72Q2 2026: $5.08Q3 2026: $5.96Forward: $5.89
QuarterTTM EPSYoY
Forward$5.89-1.1%
Q3 2026$5.96+39%
Q2 2026$5.08+4.5%
Q1 2026$4.72-4.6%
Q4 2025$4.54-5.4%
Q3 2025$4.28-10%
Q2 2025$4.86+1%
Q1 2025$4.95+3.3%
Q4 2024$4.80-4.4%

PLBC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

PLBC Quarterly Revenue

Q4 2023: $20MQ1 2024: $20MQ2 2024: $21MQ3 2024: $21MQ4 2024: $21MQ1 2025: $22MQ2 2025: $21MQ3 2025: $27MQ4 2025: $29MQ1 2026: $28MQ2 2026: $29MQ3 2026: $29M
Q4 2023: $20MQ1 2024: $20MQ2 2024: $21MQ3 2024: $21MQ4 2024: $21MQ1 2025: $22MQ2 2025: $21MQ3 2025: $27MQ4 2025: $29MQ1 2026: $28MQ2 2026: $29MQ3 2026: $29M
QuarterRevenueYoY
Q3 2026$29.3M+6.9%
Q2 2026$28.8M+40%
Q1 2026$28.1M+29%
Q4 2025$28.6M+35%
Q3 2025$27.4M+30%
Q2 2025$20.5M-0.3%
Q1 2025$21.8M+11%
Q4 2024$21.2M+5.8%

PLBC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

PLBC Free Cash Flow

Q4 2023: $249,000Q1 2024: $9MQ2 2024: $5MQ3 2024: $8MQ4 2024: $8MQ1 2025: $7MQ2 2025: $2MQ3 2025: $5MQ4 2025: $6MQ1 2026: $9MQ2 2026: $12MQ3 2026: $15M
Q4 2023: $249,000Q1 2024: $9MQ2 2024: $5MQ3 2024: $8MQ4 2024: $8MQ1 2025: $7MQ2 2025: $2MQ3 2025: $5MQ4 2025: $6MQ1 2026: $9MQ2 2026: $12MQ3 2026: $15M
QuarterFree cash flowYoY
Q3 2026$14.6M+204%
Q2 2026$11.6M+468%
Q1 2026$9.3M+26%
Q4 2025$6.1M-25%
Q3 2025$4.8M-39%
Q2 2025$2M-58%
Q1 2025$7.3M-18%
Q4 2024$8.2M+3184%

PLBC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

PLBC Total Shares

Q4 2023: 6MQ1 2024: 6MQ2 2024: 6MQ3 2024: 6MQ4 2024: 6MQ1 2025: 6MQ2 2025: 6MQ3 2025: 7MQ4 2025: 7MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
Q4 2023: 6MQ1 2024: 6MQ2 2024: 6MQ3 2024: 6MQ4 2024: 6MQ1 2025: 6MQ2 2025: 6MQ3 2025: 7MQ4 2025: 7MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
PeriodChange %Net change
Quarterly+0.1%+10K shares
1 year+0.5%+37K shares
3 years+19%+1.1M shares
5 years+20%+1.2M shares
Available history+35%+1.8M shares

PLBC has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

PLBC Net Leverage

Q4 2023: 0.1xQ1 2024: -0.2xQ2 2024: 0.3xQ3 2024: -1.1xQ4 2024: -1.7xQ1 2025: -1.7xQ2 2025: -1.6xQ3 2025: -1.6xQ4 2025: -1.4xQ1 2026: -1.0xQ2 2026: -2.4xQ3 2026: -1.7x
Q4 2023: 0.1xQ1 2024: -0.2xQ2 2024: 0.3xQ3 2024: -1.1xQ4 2024: -1.7xQ1 2025: -1.7xQ2 2025: -1.6xQ3 2025: -1.6xQ4 2025: -1.4xQ1 2026: -1.0xQ2 2026: -2.4xQ3 2026: -1.7x
QuarterNet LeverageStatus
Q3 2026-1.7xNet Cash
Q2 2026-2.4xNet Cash
Q1 2026-1.0xNet Cash
Q4 2025-1.4xNet Cash
Q3 2025-1.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.7xNet Cash
Q4 2024-1.7xNet Cash

PLBC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like PLBC.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

PLBC Weekly Momentum

MetricValueStatus
RSI64.4Neutral
Stochastic62.6Neutral

PLBC's weekly RSI is 64 (neutral) and its Stochastic is 63 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

PLBC PE vs Financial Services Sector

MetricPLBCSector medianRelative
PE11x13x19% below
PE %836320 pts above

PLBC is trading at 11x earnings, a 19% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

PLBC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$62.40.8% above
20 week MA$61.91.7% above
50 week MA$54.915% above
100 week MA$49.228% above
200 week MA$43.445% above

PLBC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

PLBC Yearly ROI

YearStart priceEnd priceROI
2020$26.4$23.1-12%
2021$23.1$32.5+40%
2022$32.5$35.4+9%
2023$35.4$41.4+17%
2024$41.4$47.0+14%
2025$47.0$45.3-3.5%
2026 YTD$45.3$62.9+39%

PLBC has the edge over CIFR on returns for 2026, with the stronger performance.

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