CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

MNSB

MainStreet Bancshares, Inc.

54
Fundamentals65/ 100
Valuation34/ 100
Upside potential61/ 100
Risk potential15/ 100

MNSB's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 9.1x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

MNSB Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

MNSB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like MNSB.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

MNSB PE Valuation

CHEAPFAIREXPENSIVE4.4x8.8x13x18x
CHEAPFAIREXPENSIVE4.4x8.8x13x18x
LevelPEPriceVs current
Cheap6.4x$12.45-42%
Fair9.1x$17.67-18%
Forward10x$21.45—
Current11x$21.45—
Expensive12x$22.58+5.3%

Historical ranges are pointers, not guarantees.

MNSB's PE is in its expensive range at 11x. If earnings grow as analysts expect, today's price would be 10x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over MNSB on the outlook, with more favorable profitability expectations.

MNSB Forward outlook

MetricOutlook
Improving
Growth
Growth
Stable
Limited
High

Analysts expect earnings and revenue growth for MNSB, with profitability holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and MNSB's risk to reward.

MNSB Risk to reward

ScenarioChangePrice
Upside+24%$26.58
Downside-15%$18.13

Calculated from the latest close: $21.45 on Nov 12.

There is not enough scenario data to compare CIFR and MNSB's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

MNSB Earnings Per Share

Q4 2023: $3.25Q1 2024: $2.60Q2 2024: $2.02Q3 2024: $1.21Q4 2024: $-1.60Q1 2025: $-1.71Q2 2025: $-1.45Q3 2025: $-0.89Q4 2025: $1.76Q1 2026: $1.99Q2 2026: $2.04Q3 2026: $1.95Forward: $2.07
Q4 2023: $3.25Q1 2024: $2.60Q2 2024: $2.02Q3 2024: $1.21Q4 2024: $-1.60Q1 2025: $-1.71Q2 2025: $-1.45Q3 2025: $-0.89Q4 2025: $1.76Q1 2026: $1.99Q2 2026: $2.04Q3 2026: $1.95Forward: $2.07
QuarterTTM EPSYoY
Forward$2.07+6.2%
Q3 2026$1.95+$2.84
Q2 2026$2.04+$3.49
Q1 2026$1.99+$3.70
Q4 2025$1.76+$3.36
Q3 2025-$0.89-174%
Q2 2025-$1.45-172%
Q1 2025-$1.71-166%
Q4 2024-$1.60-149%

MNSB has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

MNSB Quarterly Revenue

Q4 2023: $18MQ1 2024: $16MQ2 2024: $16MQ3 2024: $16MQ4 2024: $17MQ1 2025: $17MQ2 2025: $20MQ3 2025: $18MQ4 2025: $18MQ1 2026: $18MQ2 2026: $19MQ3 2026: $19M
Q4 2023: $18MQ1 2024: $16MQ2 2024: $16MQ3 2024: $16MQ4 2024: $17MQ1 2025: $17MQ2 2025: $20MQ3 2025: $18MQ4 2025: $18MQ1 2026: $18MQ2 2026: $19MQ3 2026: $19M
QuarterRevenueYoY
Q3 2026$19.4M+6.7%
Q2 2026$19.1M-3.7%
Q1 2026$17.9M+2.6%
Q4 2025$18M+7.1%
Q3 2025$18.2M+12%
Q2 2025$19.9M+23%
Q1 2025$17.4M+7.3%
Q4 2024$16.8M-5.7%

MNSB has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

MNSB Free Cash Flow

Q4 2023: $5MQ1 2024: $3MQ2 2024: $1MQ3 2024: $4MQ4 2024: $5MQ1 2025: $1MQ2 2025: −$3MQ3 2025: $5MQ4 2025: $6MQ1 2026: $7MQ2 2026: $5MQ3 2026: $6M
Q4 2023: $5MQ1 2024: $3MQ2 2024: $1MQ3 2024: $4MQ4 2024: $5MQ1 2025: $1MQ2 2025: −$3MQ3 2025: $5MQ4 2025: $6MQ1 2026: $7MQ2 2026: $5MQ3 2026: $6M
QuarterFree cash flowYoY
Q3 2026$5.8M+6.4%
Q2 2026$4.8M+$7.5M
Q1 2026$6.5M+366%
Q4 2025$6.4M+19%
Q3 2025$5.5M+27%
Q2 2025-$2.6M-345%
Q1 2025$1.4M-54%
Q4 2024$5.4M+1.8%

MNSB has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

MNSB Total Shares

Q4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ3 2025: 8MQ4 2025: 8MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
Q4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ3 2025: 8MQ4 2025: 8MQ1 2026: 7MQ2 2026: 7MQ3 2026: 7M
PeriodChange %Net change
Quarterly-0.8%-57.9K shares
1 year-7.6%-585K shares
3 years-5.4%-405K shares
5 years-6%-452K shares
Available history-14%-1.1M shares

MNSB has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

MNSB Net Leverage

Q4 2023: 0.5xQ1 2024: 0.8xQ2 2024: 1.3xQ3 2024: 1.9xQ4 2025: 1.9xQ1 2026: 1.5xQ2 2026: 1.5xQ3 2026: 1.7x
Q4 2023: 0.5xQ1 2024: 0.8xQ2 2024: 1.3xQ3 2024: 1.9xQ4 2025: 1.9xQ1 2026: 1.5xQ2 2026: 1.5xQ3 2026: 1.7x
QuarterNet LeverageStatus
Q3 20261.7xHealthy
Q2 20261.5xHealthy
Q1 20261.5xHealthy
Q4 20251.9xHealthy
Q3 20241.9xHealthy
Q2 20241.3xHealthy
Q1 20240.8xVery low
Q4 20230.5xVery low

MNSB's net debt is about 1.7 years of its operating earnings (EBITDA), down from 1.9 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MNSB.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

MNSB Weekly Momentum

MetricValueStatus
RSI38.4Neutral
Stochastic16.6Oversold

MNSB's weekly RSI is 38 (neutral) and its Stochastic is 17 (oversold).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

MNSB PE vs Financial Services Sector

MetricMNSBSector medianRelative
PE11x13x16% below
PE %756312 pts above

MNSB is trading at 11x earnings, a 16% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

MNSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$23.58.5% below
20 week MA$24.111% below
50 week MA$23.06.8% below
100 week MA$20.92.7% above
200 week MA$20.83.2% above

MNSB has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

MNSB Yearly ROI

YearStart priceEnd priceROI
2020$23.0$16.8-27%
2021$16.8$23.8+42%
2022$23.8$27.4+15%
2023$27.4$24.8-9.3%
2024$24.8$18.0-27%
2025$18.0$21.0+17%
2026 YTD$21.0$21.5+2.1%

MNSB has the edge over CIFR on returns for 2026, with the stronger performance.

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