CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

KMPR

Kemper Corporation

49
Fundamentals38/ 100
Valuation50/ 100
Upside potential56/ 100
Risk potential23/ 100

KMPR lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve, though they disagree widely on how much.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

KMPR Fundamentals

MetricStatus
Under pressure
Under pressure
N/A
N/A

KMPR's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like KMPR.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

KMPR PE Valuation

KMPR has no meaningful PE right now: it lost money over the past year.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over KMPR on the outlook, with more favorable revenue expectations.

KMPR Forward outlook

MetricOutlook
--
Strong growth
Decline
Improving
Limited
Low

Analysts expect KMPR's earnings to grow and its profitability to improve, but its revenue to decline. However, they disagree widely on these estimates.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and KMPR's risk to reward.

KMPR Risk to reward

ScenarioChangePrice
Upside+30%$44.46
Downside-23%$26.44

Calculated from the latest close: $34.30 on Nov 12.

There is not enough scenario data to compare CIFR and KMPR's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

KMPR Earnings Per Share

Q4 2023: $-4.25Q1 2024: $-1.90Q2 2024: $0.78Q3 2024: $4.20Q4 2024: $4.91Q1 2025: $5.35Q2 2025: $5.31Q3 2025: $3.83Q4 2025: $2.29Q1 2026: $0.72Q2 2026: $-8.30Q3 2026: $-7.08Forward: $3.58
Q4 2023: $-4.25Q1 2024: $-1.90Q2 2024: $0.78Q3 2024: $4.20Q4 2024: $4.91Q1 2025: $5.35Q2 2025: $5.31Q3 2025: $3.83Q4 2025: $2.29Q1 2026: $0.72Q2 2026: $-8.30Q3 2026: $-7.08Forward: $3.58
QuarterTTM EPSYoY
Forward$3.58—
Q3 2026-$7.08-285%
Q2 2026-$8.30-256%
Q1 2026$0.72-87%
Q4 2025$2.29-53%
Q3 2025$3.83-8.8%
Q2 2025$5.31+581%
Q1 2025$5.35+$7.25
Q4 2024$4.91+$9.16

KMPR has the edge over CIFR on earnings, with more consistent year-over-year improvement.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR has the edge over KMPR on sales, with more consistent year-over-year improvement.

KMPR Quarterly Revenue

Q4 2023: $1.2BQ1 2024: $1.1BQ2 2024: $1.1BQ3 2024: $1.2BQ4 2024: $1.2BQ1 2025: $1.2BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1.1BQ2 2026: $1.1BQ3 2026: $1.1B
Q4 2023: $1.2BQ1 2024: $1.1BQ2 2024: $1.1BQ3 2024: $1.2BQ4 2024: $1.2BQ1 2025: $1.2BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1.1BQ2 2026: $1.1BQ3 2026: $1.1B
QuarterRevenueYoY
Q3 2026$1.1B-12%
Q2 2026$1.1B-11%
Q1 2026$1.1B-7.2%
Q4 2025$1.1B-4.7%
Q3 2025$1.2B+5.2%
Q2 2025$1.2B+8.5%
Q1 2025$1.2B+4.4%
Q4 2024$1.2B0%

KMPR's revenue has slid since its 2021 peak: $1.1B last quarter, down 12% from the same quarter a year ago.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

KMPR Free Cash Flow

Q4 2023: −$44MQ1 2024: $28MQ2 2024: $5MQ3 2024: $131MQ4 2024: $165MQ1 2025: $172MQ2 2025: $82MQ3 2025: $133MQ4 2025: $166MQ1 2026: $78MQ2 2026: $19MQ3 2026: $56M
Q4 2023: −$44MQ1 2024: $28MQ2 2024: $5MQ3 2024: $131MQ4 2024: $165MQ1 2025: $172MQ2 2025: $82MQ3 2025: $133MQ4 2025: $166MQ1 2026: $78MQ2 2026: $19MQ3 2026: $56M
QuarterFree cash flowYoY
Q3 2026$55.7M-58%
Q2 2026$19.1M-77%
Q1 2026$77.9M-55%
Q4 2025$166.2M+0.5%
Q3 2025$133.4M+1.5%
Q2 2025$82M+1477%
Q1 2025$172.3M+522%
Q4 2024$165.4M+$209.8M

KMPR has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

KMPR Total Shares

Q4 2023: 64MQ1 2024: 65MQ2 2024: 65MQ3 2024: 65MQ4 2024: 65MQ1 2025: 65MQ2 2025: 65MQ3 2025: 61MQ4 2025: 63MQ1 2026: 59MQ2 2026: 59MQ3 2026: 60M
Q4 2023: 64MQ1 2024: 65MQ2 2024: 65MQ3 2024: 65MQ4 2024: 65MQ1 2025: 65MQ2 2025: 65MQ3 2025: 61MQ4 2025: 63MQ1 2026: 59MQ2 2026: 59MQ3 2026: 60M
PeriodChange %Net change
Quarterly+1.2%+722K shares
1 year-3.1%-1.9M shares
3 years-7%-4.5M shares
5 years-6.3%-4M shares
Available history-10%-7M shares

KMPR has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

KMPR Net Leverage

Q1 2024: 9.7xQ2 2024: 4.8xQ3 2024: 3.1x
Q1 2024: 9.7xQ2 2024: 4.8xQ3 2024: 3.1x
QuarterNet LeverageStatus
Q3 20243.1xElevated
Q2 20244.8xHigh
Q1 20249.7xHigh
Q2 20214.5xHigh
Q1 20211.3xHealthy
Q4 20201.7xHealthy
Q3 20201.4xHealthy
Q2 20200.6xVery low

KMPR's net debt is about 3.1 years of its operating earnings (EBITDA), up from 1.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KMPR.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

KMPR Weekly Momentum

MetricValueStatus
RSI64.6Neutral
Stochastic84.4Overbought

KMPR's weekly RSI is 65 (neutral) and its Stochastic is 84 (overbought).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

KMPR PE vs Financial Services Sector

MetricKMPRSector medianRelative
PEN/A13x—

KMPR has no meaningful PE right now: it lost money over the past year.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

KMPR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.616% above
20 week MA$28.720% above
50 week MA$31.29.8% above
100 week MA$44.823% below
200 week MA$49.931% below

KMPR has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

KMPR Yearly ROI

YearStart priceEnd priceROI
2020$76.7$77.2+0.6%
2021$77.2$56.3-27%
2022$56.3$50.5-10%
2023$50.5$48.7-3.7%
2024$48.7$65.2+34%
2025$65.2$40.9-37%
2026 YTD$40.9$34.3-16%

KMPR has the edge over CIFR on returns for 2026, with the stronger performance.

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