CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

JMSB

John Marshall Bancorp, Inc.

65
Fundamentals76/ 100
Valuation56/ 100
Upside potential71/ 100
Risk potential13/ 100

JMSB's fundamentals are strong: its operating margin rose 7 points to 49% and revenue grew 15%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect strong earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

JMSB Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JMSB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JMSB.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

JMSB PE Valuation

CHEAPFAIREXPENSIVE7.9x16x24x32x
CHEAPFAIREXPENSIVE7.9x16x24x32x
LevelPEPriceVs current
Cheap9.9x$18.46-20%
Forward11x$23.07—
Current12x$23.07—
Fair13x$24.76+7.3%
Expensive15x$27.86+21%

Historical ranges are pointers, not guarantees.

JMSB's PE is in its cheap range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over JMSB on the outlook, with more favorable profitability expectations.

JMSB Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly weakening
Limited
High

Analysts expect strong earnings and revenue growth for JMSB, but weaker profitability.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and JMSB's risk to reward.

JMSB Risk to reward

ScenarioChangePrice
Upside+32%$30.36
Downside-13%$20.09

Calculated from the latest close: $23.07 on Nov 12.

There is not enough scenario data to compare CIFR and JMSB's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

JMSB Earnings Per Share

Q3 2024: $1.19Q4 2024: $1.20Q1 2025: $1.24Q2 2025: $1.33Q3 2025: $1.41Q4 2025: $1.49Q1 2026: $1.58Q2 2026: $1.72Q3 2026: $1.87Forward: $2.09
Q3 2024: $1.19Q4 2024: $1.20Q1 2025: $1.24Q2 2025: $1.33Q3 2025: $1.41Q4 2025: $1.49Q1 2026: $1.58Q2 2026: $1.72Q3 2026: $1.87Forward: $2.09
QuarterTTM EPSYoY
Forward$2.09+12%
Q3 2026$1.87+33%
Q2 2026$1.72+29%
Q1 2026$1.58+27%
Q4 2025$1.49+24%
Q3 2025$1.41+18%

JMSB has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

JMSB Quarterly Revenue

Q4 2023: $13MQ1 2024: $13MQ2 2024: $13MQ3 2024: $14MQ4 2024: $14MQ1 2025: $15MQ2 2025: $15MQ3 2025: $16MQ4 2025: $16MQ1 2026: $17MQ2 2026: $19MQ3 2026: $18M
Q4 2023: $13MQ1 2024: $13MQ2 2024: $13MQ3 2024: $14MQ4 2024: $14MQ1 2025: $15MQ2 2025: $15MQ3 2025: $16MQ4 2025: $16MQ1 2026: $17MQ2 2026: $19MQ3 2026: $18M
QuarterRevenueYoY
Q3 2026$18.1M+11%
Q2 2026$18.8M+22%
Q1 2026$16.8M+15%
Q4 2025$16.4M+14%
Q3 2025$16.3M+18%
Q2 2025$15.4M+22%
Q1 2025$14.6M+16%
Q4 2024$14.3M+13%

JMSB has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

JMSB Free Cash Flow

Q4 2023: $5MQ1 2024: $100,000Q2 2024: $10MQ3 2024: $1MQ4 2024: $5MQ1 2025: $7MQ2 2025: $7MQ3 2025: $1MQ4 2025: $7MQ1 2026: $9MQ2 2026: $5MQ3 2026: $7M
Q4 2023: $5MQ1 2024: $100,000Q2 2024: $10MQ3 2024: $1MQ4 2024: $5MQ1 2025: $7MQ2 2025: $7MQ3 2025: $1MQ4 2025: $7MQ1 2026: $9MQ2 2026: $5MQ3 2026: $7M
QuarterFree cash flowYoY
Q3 2026$7.4M+522%
Q2 2026$5M-32%
Q1 2026$8.5M+29%
Q4 2025$6.9M+31%
Q3 2025$1.2M-9.6%
Q2 2025$7.4M-27%
Q1 2025$6.6M+6517%
Q4 2024$5.2M-1.1%

JMSB has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

JMSB Total Shares

Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
Q4 2023: 14MQ1 2024: 14MQ2 2024: 14MQ3 2024: 14MQ4 2024: 14MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
PeriodChange %Net change
Quarterly0%+248 shares
1 year-0.9%-128K shares
3 years-0.7%-98.7K shares

JMSB has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

JMSB Net Leverage

Q3 2024: -4.4xQ4 2024: -1.9xQ1 2025: -3.8xQ2 2025: -1.5xQ3 2025: -3.2xQ4 2025: -1.8xQ1 2026: -2.3xQ2 2026: -2.4xQ3 2026: -3.2x
Q3 2024: -4.4xQ4 2024: -1.9xQ1 2025: -3.8xQ2 2025: -1.5xQ3 2025: -3.2xQ4 2025: -1.8xQ1 2026: -2.3xQ2 2026: -2.4xQ3 2026: -3.2x
QuarterNet LeverageStatus
Q3 2026-3.2xNet Cash
Q2 2026-2.4xNet Cash
Q1 2026-2.3xNet Cash
Q4 2025-1.8xNet Cash
Q3 2025-3.2xNet Cash
Q2 2025-1.5xNet Cash
Q1 2025-3.8xNet Cash
Q4 2024-1.9xNet Cash

JMSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like JMSB.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

JMSB Weekly Momentum

MetricValueStatus
RSI57.2Neutral
Stochastic39.7Neutral

JMSB's weekly RSI is 57 (neutral) and its Stochastic is 40 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

JMSB PE vs Financial Services Sector

MetricJMSBSector medianRelative
PE12x13x5.2% below
PE %326331 pts below

JMSB is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

JMSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$23.10% below
20 week MA$22.90.6% above
50 week MA$21.57.3% above
100 week MA$20.015% above
200 week MA$20.016% above

JMSB has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

JMSB Yearly ROI

YearStart priceEnd priceROI
2020$16.5$14.2-14%
2021$14.2$19.6+38%
2022$19.6$29.1+49%
2023$29.1$22.6-23%
2024$22.6$20.1-11%
2025$20.1$20.4+1.8%
2026 YTD$20.4$23.1+13%

JMSB has the edge over CIFR on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key