CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

ITUB

Itaú Unibanco Holding S.A.

56
Fundamentals59/ 100
Valuation50/ 100
Upside potential58/ 100
Risk potential28/ 100

ITUB lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to hold roughly steady.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

ITUB Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

ITUB's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ITUB.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

ITUB PE Valuation

ITUB has no meaningful PE right now: it lost money over the past year.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over ITUB on the outlook, with more favorable earnings and revenue expectations.

ITUB Forward outlook

MetricOutlook
--
Stable
Stable
Improving
Limited
High

Analysts expect ITUB's profitability to improve, with its earnings and revenue holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and ITUB's risk to reward.

ITUB Risk to reward

ScenarioChangePrice
Upside+39%$10.26
Downside-28%$5.30

Calculated from the latest close: $7.37 on Nov 12.

There is not enough scenario data to compare CIFR and ITUB's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

ITUB Earnings Per Share

Q3 2023: $0.58Q4 2023: $0.60Q1 2024: $0.65Q2 2024: $0.67Q3 2024: $0.68Q4 2024: $0.71Q1 2025: $0.72Q2 2025: $0.72Q3 2025: $0.74Q4 2025: $0.71Q1 2026: $0.71Q2 2026: $0.73
Q3 2023: $0.58Q4 2023: $0.60Q1 2024: $0.65Q2 2024: $0.67Q3 2024: $0.68Q4 2024: $0.71Q1 2025: $0.72Q2 2025: $0.72Q3 2025: $0.74Q4 2025: $0.71Q1 2026: $0.71Q2 2026: $0.73
QuarterTTM EPSYoY
Q2 2026$0.73+1.4%
Q1 2026$0.71-1.4%
Q4 2025$0.710%
Q3 2025$0.74+8.8%
Q2 2025$0.72+7.5%
Q1 2025$0.72+11%
Q4 2024$0.71+18%
Q3 2024$0.68+17%

ITUB has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

ITUB Quarterly Revenue

Q3 2023: $14.4BQ4 2023: $13.3BQ1 2024: $14BQ2 2024: $15.1BQ3 2024: $13.5BQ4 2024: $14.7BQ1 2025: $17BQ2 2025: $18.2BQ3 2025: $17.2BQ4 2025: $16.4BQ1 2026: $17.3BQ2 2026: $17.8B
Q3 2023: $14.4BQ4 2023: $13.3BQ1 2024: $14BQ2 2024: $15.1BQ3 2024: $13.5BQ4 2024: $14.7BQ1 2025: $17BQ2 2025: $18.2BQ3 2025: $17.2BQ4 2025: $16.4BQ1 2026: $17.3BQ2 2026: $17.8B
QuarterRevenueYoY
Q2 2026$17.8B-2.6%
Q1 2026$17.3B+1.5%
Q4 2025$16.4B+12%
Q3 2025$17.2B+28%
Q2 2025$18.2B+21%
Q1 2025$17B+22%
Q4 2024$14.7B+10%
Q3 2024$13.5B-6.1%

ITUB has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

ITUB Free Cash Flow

Q3 2023: −$613MQ4 2023: −$3.2BQ1 2024: $8.3BQ2 2024: −$420MQ3 2024: −$6.8BQ4 2024: $935MQ1 2025: −$2.4BQ2 2025: $2.2BQ3 2025: $13.3BQ4 2025: $8.1BQ1 2026: −$1.1BQ2 2026: $12.8B
Q3 2023: −$613MQ4 2023: −$3.2BQ1 2024: $8.3BQ2 2024: −$420MQ3 2024: −$6.8BQ4 2024: $935MQ1 2025: −$2.4BQ2 2025: $2.2BQ3 2025: $13.3BQ4 2025: $8.1BQ1 2026: −$1.1BQ2 2026: $12.8B
QuarterFree cash flowYoY
Q2 2026$12.8B+489%
Q1 2026-$1.1B+$1.4B
Q4 2025$8.1B+762%
Q3 2025$13.3B+$20B
Q2 2025$2.2B+$2.6B
Q1 2025-$2.4B-129%
Q4 2024$935.4M+$4.2B
Q3 2024-$6.8B-$6.2B

ITUB has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

ITUB Total Shares

Q3 2023: 9.9BQ4 2023: 9.9BQ1 2024: 9.8BQ2 2024: 9.9BQ3 2024: 10.9BQ4 2024: 10.9BQ1 2025: 10.2BQ2 2025: 10.9BQ3 2025: 10.8BQ4 2025: 13BQ1 2026: 11.1BQ2 2026: 11.1B
Q3 2023: 9.9BQ4 2023: 9.9BQ1 2024: 9.8BQ2 2024: 9.9BQ3 2024: 10.9BQ4 2024: 10.9BQ1 2025: 10.2BQ2 2025: 10.9BQ3 2025: 10.8BQ4 2025: 13BQ1 2026: 11.1BQ2 2026: 11.1B
PeriodChange %Net change
Quarterly+0.2%+27.7M shares
1 year+2.5%+273M shares
3 years+13%+1.3B shares
5 years+13%+1.3B shares
Available history+14%+1.3B shares

ITUB has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

ITUB Net Leverage

Q3 2023: 13.3xQ4 2023: 12.8xQ1 2024: 12.1xQ2 2024: 12.3xQ3 2024: 13.0xQ4 2024: 12.0xQ1 2025: 12.0xQ2 2025: 13.1xQ3 2025: 12.8xQ4 2025: 12.9xQ1 2026: 14.1xQ2 2026: 12.0x
Q3 2023: 13.3xQ4 2023: 12.8xQ1 2024: 12.1xQ2 2024: 12.3xQ3 2024: 13.0xQ4 2024: 12.0xQ1 2025: 12.0xQ2 2025: 13.1xQ3 2025: 12.8xQ4 2025: 12.9xQ1 2026: 14.1xQ2 2026: 12.0x
QuarterNet LeverageStatus
Q2 202612.0xHigh
Q1 202614.1xHigh
Q4 202512.9xHigh
Q3 202512.8xHigh
Q2 202513.1xHigh
Q1 202512.0xHigh
Q4 202412.0xHigh
Q3 202413.0xHigh

ITUB's net debt is about 12 years of its operating earnings (EBITDA), down from 13 years a year ago. Net leverage isn't a meaningful measure for financial services companies like ITUB.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

ITUB Weekly Momentum

MetricValueStatus
RSI43.6Neutral
Stochastic9.4Oversold

ITUB's weekly RSI is 44 (neutral) and its Stochastic is 9 (oversold).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

ITUB PE vs Financial Services Sector

MetricITUBSector medianRelative
PEN/A13x—

ITUB has no meaningful PE right now: it lost money over the past year.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

ITUB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$8.4813% below
20 week MA$8.2310% below
50 week MA$8.179.8% below
100 week MA$7.202.4% above
200 week MA$6.2917% above

ITUB has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

ITUB Yearly ROI

YearStart priceEnd priceROI
2020$6.82$4.64-32%
2021$4.64$3.40-27%
2022$3.40$4.43+30%
2023$4.43$6.32+43%
2024$6.32$4.53-28%
2025$4.53$7.10+57%
2026 YTD$7.10$7.37+3.8%

ITUB has the edge over CIFR on returns for 2026, with the stronger performance.

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