CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
IFS
Intercorp Financial Services Inc.
IFS's fundamentals are mixed: its operating margin rose 6 points to 29%, but revenue fell 11%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
IFS Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
IFS's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like IFS.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
IFS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.5x | $35.81 | -30% |
| Fair | 8.4x | $46.57 | -9.3% |
| Current | 9.3x | $51.36 | — |
| Expensive | 12x | $67.13 | +31% |
Historical ranges are pointers, not guarantees.
IFS's PE is 9.3x, but its earnings don't support one, so it isn't a reliable read right now.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over IFS on the outlook, with more favorable profitability expectations.
IFS Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for IFS, but weaker profitability.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
IFS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $5.52 | +12% |
| Q1 2026 | $5.49 | +33% |
| Q4 2025 | $5.06 | +51% |
| Q3 2025 | $5.10 | +81% |
| Q2 2023 | $4.08 | +8.2% |
| Q1 2023 | $3.88 | -9.6% |
| Q4 2022 | $4.22 | -8.5% |
| Q3 2022 | $3.93 | -20% |
IFS has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR has the edge over IFS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
IFS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $710.7M | -26% |
| Q1 2026 | $899.1M | +32% |
| Q4 2025 | $374.5M | -44% |
| Q3 2025 | $641.3M | -1.9% |
| Q2 2025 | $956.4M | +44% |
| Q1 2025 | $680.6M | +12% |
| Q4 2024 | $668.2M | -1.8% |
| Q3 2024 | $653.5M | -0.2% |
IFS's revenue has slid since its 2025 peak: $711M last quarter, down 26% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 29% | +7.7 points |
| Q1 2026 | 25% | +1.1 points |
| Q4 2025 | 48% | +21 points |
| Q3 2025 | 26% | +5.2 points |
| Q2 2025 | 21% | +5.1 points |
| Q1 2025 | 24% | +15 points |
| Q4 2024 | 28% | +15 points |
| Q3 2024 | 21% | +9.5 points |
IFS has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
IFS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $795.8M | +531% |
| Q1 2026 | -$63.9M | +$74.7M |
| Q4 2025 | $769M | +$1.1B |
| Q3 2025 | -$373.3M | -160% |
| Q2 2025 | $126.2M | +$383.2M |
| Q1 2025 | -$138.5M | -119% |
| Q4 2024 | -$341.8M | -$190M |
| Q3 2024 | $622.2M | +179% |
IFS has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
IFS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -205K shares |
| 1 year | -1.3% | -1.4M shares |
| 3 years | -3.9% | -4.5M shares |
| 5 years | -3.9% | -4.5M shares |
| Available history | -4% | -4.6M shares |
IFS has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q2 2026 | $31.5M |
| Q1 2026 | $453,026 |
| Q4 2025 | $10.7M |
| Q3 2025 | $8.1M |
| Q2 2025 | $16.7M |
| Q1 2025 | $41.6M |
| Q4 2024 | $34.6M |
| Q3 2024 | $1.3M |
IFS spent $51M buying back its own shares over the past year, down 46% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
IFS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -0.5x | Net Cash |
| Q1 2026 | -0.3x | Net Cash |
| Q4 2025 | -0.5x | Net Cash |
| Q3 2025 | 0.1x | Very low |
| Q2 2025 | -0.1x | Net Cash |
| Q1 2025 | 2.5x | Moderate |
| Q4 2024 | -0.2x | Net Cash |
| Q3 2024 | -1.1x | Net Cash |
IFS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like IFS.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
IFS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 48.1 | Neutral |
| Stochastic | 14.0 | Oversold |
IFS's weekly RSI is 48 (neutral) and its Stochastic is 14 (oversold).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
IFS PE vs Financial Services Sector
| Metric | IFS | Sector median | Relative |
|---|---|---|---|
| PE | 9.3x | 13x | 29% below |
| PE % | 61 | 63 | 2 pts below |
IFS is trading at 9.3x earnings, a 29% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
IFS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $51.8 | 0.9% below |
| 20 week MA | $55.0 | 6.6% below |
| 50 week MA | $50.4 | 1.9% above |
| 100 week MA | $43.1 | 19% above |
| 200 week MA | $33.3 | 54% above |
IFS has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
IFS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $40.7 | $30.0 | -26% |
| 2021 | $30.0 | $25.5 | -15% |
| 2022 | $25.5 | $23.3 | -8.6% |
| 2023 | $23.3 | $22.0 | -5.9% |
| 2024 | $22.0 | $29.1 | +32% |
| 2025 | $29.1 | $42.9 | +48% |
| 2026 YTD | $42.9 | $51.4 | +20% |
IFS has the edge over CIFR on returns for 2026, with the stronger performance.