CIFR
Cipher Mining Inc.
There isn't enough reported data to score CIFR yet.
HMN
Horace Mann Educators Corporation
HMN's fundamentals are mixed: revenue grew 4.2%, while its operating margin held steady at 12%. At 12x earnings, it's trading in line with its usual 13x. Analysts expect earnings growth.
CIFR Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.
HMN Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
HMN's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HMN.
CIFR PE Valuation
CIFR has no meaningful PE right now: it lost money over the past year.
HMN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $45.56 | -14% |
| Forward | 11x | $52.78 | — |
| Current | 12x | $52.78 | — |
| Fair | 13x | $57.21 | +8.4% |
| Expensive | 21x | $88.69 | +68% |
Historical ranges are pointers, not guarantees.
HMN's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its cheap range.
CIFR Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses shrinking | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
CIFR has the edge over HMN on the outlook, with more favorable revenue expectations.
HMN Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect HMN's earnings to grow and its profitability to improve, with its revenue holding steady.
CIFR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.06 | -$2.86 |
| Q2 2026 | -$2.85 | -$2.40 |
| Q1 2026 | -$2.32 | -$1.94 |
| Q4 2025 | -$2.15 | -$2.01 |
| Q3 2025 | -$0.20 | -$0.07 |
| Q2 2025 | -$0.45 | -850% |
| Q1 2025 | -$0.38 | -733% |
| Q4 2024 | -$0.14 | -$0.04 |
CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.
HMN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.02 | +17% |
| Q3 2026 | $4.29 | +8.6% |
| Q2 2026 | $4.28 | +27% |
| Q1 2026 | $3.98 | +44% |
| Q4 2025 | $3.90 | +57% |
| Q3 2025 | $3.95 | +57% |
| Q2 2025 | $3.38 | +72% |
| Q1 2025 | $2.76 | +76% |
| Q4 2024 | $2.48 | +128% |
HMN has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.
CIFR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.7M | -63% |
| Q2 2026 | $24.8M | -43% |
| Q1 2026 | $34.8M | -29% |
| Q4 2025 | $59.7M | +41% |
| Q3 2025 | $71.7M | +198% |
| Q2 2025 | $43.6M | +18% |
| Q1 2025 | $49M | +1.7% |
| Q4 2024 | $42.2M | -2.8% |
CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -269% | -217 points |
| Q2 2026 | -316% | -212 points |
| Q1 2026 | -329% | -251 points |
| Q4 2025 | -503% | -544 points |
| Q3 2025 | -52% | +327 points |
| Q2 2025 | -104% | -60 points |
| Q1 2025 | -78% | -175 points |
| Q4 2024 | 40% | +4 points |
CIFR's operating margin was −269% last quarter, down 217 points from the same quarter a year ago.
HMN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $439.2M | +0.2% |
| Q2 2026 | $443.5M | +7.7% |
| Q1 2026 | $429.3M | +3.1% |
| Q4 2025 | $434.8M | +6.3% |
| Q3 2025 | $438.5M | +6.4% |
| Q2 2025 | $411.7M | +6.1% |
| Q1 2025 | $416.4M | +7.9% |
| Q4 2024 | $409M | +1.5% |
HMN has the edge over CIFR on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 17% | +0.2 points |
| Q2 2026 | 11% | +2.2 points |
| Q1 2026 | 12% | +0.3 points |
| Q4 2025 | 11% | -1.3 points |
| Q3 2025 | 16% | +5.9 points |
| Q2 2025 | 8.9% | +7.7 points |
| Q1 2025 | 11% | +2.9 points |
| Q4 2024 | 12% | +0.1 points |
HMN has the edge over CIFR on profitability, with a higher operating margin.
CIFR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.7B | -$1.4B |
| Q2 2026 | -$653.8M | -$566.3M |
| Q1 2026 | -$462.5M | -$390.7M |
| Q4 2025 | -$280.3M | -$204.2M |
| Q3 2025 | -$256.2M | -$173.1M |
| Q2 2025 | -$87.5M | -$54.3M |
| Q1 2025 | -$71.8M | -$37.3M |
| Q4 2024 | -$76.1M | +$38M |
CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.
HMN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $112M | -26% |
| Q2 2026 | $223.7M | +70% |
| Q1 2026 | $61.3M | -56% |
| Q4 2025 | $129.9M | -33% |
| Q3 2025 | $151.2M | +5.1% |
| Q2 2025 | $131.3M | +227% |
| Q1 2025 | $140.8M | +89% |
| Q4 2024 | $193.5M | +88% |
HMN has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.
CIFR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +7.4% | +30.3M shares |
| 1 year | +12% | +46.5M shares |
| 3 years | +75% | +188M shares |
| 5 years | +102% | +222M shares |
CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $19.7M |
| Q2 2026 | $45.2M |
| Q1 2026 | $3.8M |
| Q4 2025 | $82.3M |
| Q3 2025 | $3M |
| Q2 2025 | $3.2M |
| Q1 2025 | $1.1M |
| Q4 2024 | $16.9M |
CIFR spent $151M buying back its own shares over the past year, about six times what it spent the year before.
HMN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +200K shares |
| 1 year | -0.5% | -200K shares |
| 3 years | 0% | -- |
| 5 years | -1.9% | -800K shares |
| Available history | -1.5% | -619K shares |
HMN has the edge over CIFR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1M |
| Q2 2026 | $100,000 |
| Q1 2026 | $18.3M |
| Q4 2025 | $6.9M |
| Q3 2025 | $6.8M |
| Q2 2025 | $6.9M |
| Q1 2025 | $200,000 |
| Q4 2024 | — |
HMN spent $26M buying back its own shares over the past year, up 89% from the year before.
CIFR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2025 | -2.3x | Net Cash |
| Q1 2025 | 125.4x | High |
| Q4 2024 | 0.5x | Very low |
| Q3 2024 | -0.7x | Net Cash |
| Q2 2024 | -1.2x | Net Cash |
| Q1 2024 | -0.9x | Net Cash |
| Q4 2023 | -2.2x | Net Cash |
| Q2 2023 | -0.1x | Net Cash |
CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.
HMN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.8x | Healthy |
| Q2 2026 | 2.3x | Moderate |
| Q1 2026 | 2.5x | Moderate |
| Q4 2025 | 2.5x | Moderate |
| Q3 2025 | 3.4x | Elevated |
| Q2 2025 | 2.5x | Moderate |
| Q1 2025 | 3.1x | Elevated |
| Q4 2024 | 3.3x | Elevated |
HMN's net debt is about 1.8 years of its operating earnings (EBITDA), down from 3.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like HMN.
CIFR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 34.4 | Neutral |
| Stochastic | 7.8 | Oversold |
CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).
HMN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 63.5 | Neutral |
| Stochastic | 63.6 | Neutral |
HMN's weekly RSI is 63 (neutral) and its Stochastic is 64 (neutral).
CIFR PE vs Financial Services Sector
| Metric | CIFR | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
CIFR has no meaningful PE right now: it lost money over the past year.
HMN PE vs Financial Services Sector
| Metric | HMN | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 5.5% below |
| PE % | 42 | 63 | 21 pts below |
HMN is trading at 12x earnings, in line with the Financial Services sector's median of 13x.
CIFR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $10.6 | 33% below |
| 20 week MA | $15.5 | 54% below |
| 50 week MA | $17.0 | 58% below |
| 100 week MA | $12.2 | 41% below |
| 200 week MA | $7.86 | 9% below |
CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.
HMN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $47.7 | 11% above |
| 20 week MA | $50.0 | 5.6% above |
| 50 week MA | $46.9 | 12% above |
| 100 week MA | $44.7 | 18% above |
| 200 week MA | $39.3 | 34% above |
HMN has the edge over CIFR on trend strength, trading above more of its moving averages.
CIFR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.92 | $9.95 | +0.3% |
| 2021 | $9.95 | $5.21 | -48% |
| 2022 | $5.21 | $0.54 | -90% |
| 2023 | $0.54 | $4.13 | +665% |
| 2024 | $4.13 | $4.86 | +18% |
| 2025 | $4.86 | $15.2 | +213% |
| 2026 YTD | $15.2 | $7.15 | -53% |
CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.
HMN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $43.7 | $41.7 | -4.6% |
| 2021 | $41.7 | $38.6 | -7.5% |
| 2022 | $38.6 | $37.9 | -1.8% |
| 2023 | $37.9 | $32.7 | -14% |
| 2024 | $32.7 | $39.3 | +20% |
| 2025 | $39.3 | $46.5 | +18% |
| 2026 YTD | $46.5 | $52.8 | +14% |
HMN has the edge over CIFR on returns for 2026, with the stronger performance.