CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

HFBL

Home Federal Bancorp, Inc. of Louisiana

60
Fundamentals76/ 100
Valuation52/ 100
Upside potential59/ 100
Risk potential16/ 100

HFBL's fundamentals are strong: its operating margin rose 6 points to 32% and revenue grew 16%. At 11x earnings, it's trading in line with its usual 11x.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

HFBL Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

HFBL's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HFBL.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

HFBL PE Valuation

CHEAPFAIREXPENSIVE4.2x8.4x13x17x
CHEAPFAIREXPENSIVE4.2x8.4x13x17x
LevelPEPriceVs current
Cheap9.3x$19.64-12%
Fair11x$24.22+8.3%
Current11x$22.36โ€”
Expensive13x$27.41+23%

Historical ranges are pointers, not guarantees.

HFBL's PE is in its cheap range at 11x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

HFBL Forward outlook

There aren't enough analyst estimates for HFBL to show an outlook.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and HFBL's risk to reward.

HFBL Risk to reward

ScenarioChangePrice
Upside+23%$27.59
Downside-16%$18.68

Calculated from the latest close: $22.36 on Nov 12.

There is not enough scenario data to compare CIFR and HFBL's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

HFBL Earnings Per Share

Q4 2023: $1.46Q1 2024: $1.36Q2 2024: $1.17Q3 2024: $1.09Q4 2024: $1.09Q1 2025: $1.09Q2 2025: $1.26Q3 2025: $1.47Q4 2025: $1.68Q1 2026: $1.92Q2 2026: $2.02Q3 2026: $2.12
Q4 2023: $1.46Q1 2024: $1.36Q2 2024: $1.17Q3 2024: $1.09Q4 2024: $1.09Q1 2025: $1.09Q2 2025: $1.26Q3 2025: $1.47Q4 2025: $1.68Q1 2026: $1.92Q2 2026: $2.02Q3 2026: $2.12
QuarterTTM EPSYoY
Q3 2026$2.12+44%
Q2 2026$2.02+60%
Q1 2026$1.92+76%
Q4 2025$1.68+54%
Q3 2025$1.47+35%
Q2 2025$1.26+7.7%
Q1 2025$1.09-20%
Q4 2024$1.09-25%

HFBL has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

HFBL Quarterly Revenue

Q4 2023: $5MQ1 2024: $5MQ2 2024: $5MQ3 2024: $5MQ4 2024: $5MQ1 2025: $5MQ2 2025: $6MQ3 2025: $6MQ4 2025: $6MQ1 2026: $6MQ2 2026: $7MQ3 2026: $7M
Q4 2023: $5MQ1 2024: $5MQ2 2024: $5MQ3 2024: $5MQ4 2024: $5MQ1 2025: $5MQ2 2025: $6MQ3 2025: $6MQ4 2025: $6MQ1 2026: $6MQ2 2026: $7MQ3 2026: $7M
QuarterRevenueYoY
Q3 2026$6.8M+14%
Q2 2026$6.5M+15%
Q1 2026$6M+16%
Q4 2025$6M+18%
Q3 2025$5.9M+25%
Q2 2025$5.7M+16%
Q1 2025$5.2M+6.2%
Q4 2024$5.1M+1%

HFBL has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was โˆ’$3.1B over the past year, against โˆ’$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

HFBL Free Cash Flow

Q4 2023: โˆ’$3MQ1 2024: $650,000Q2 2024: --Q3 2024: $843,000Q4 2024: $3MQ1 2025: $991,000Q2 2025: $1MQ3 2025: $3MQ4 2025: $3MQ1 2026: โˆ’$1MQ2 2026: $3MQ3 2026: $3M
Q4 2023: โˆ’$3MQ1 2024: $650,000Q2 2024: --Q3 2024: $843,000Q4 2024: $3MQ1 2025: $991,000Q2 2025: $1MQ3 2025: $3MQ4 2025: $3MQ1 2026: โˆ’$1MQ2 2026: $3MQ3 2026: $3M
QuarterFree cash flowYoY
Q3 2026$3.3M+20%
Q2 2026$3.3M+220%
Q1 2026-$1.3M-229%
Q4 2025$2.9M+10%
Q3 2025$2.8M+229%
Q1 2025$991K+52%
Q4 2024$2.6M+$5.2M
Q3 2024$843K-65%

HFBL has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

HFBL Total Shares

Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 3MQ2 2026: 3MQ3 2026: 3M
Q4 2023: 3MQ1 2024: 3MQ2 2024: 3MQ3 2024: 3MQ4 2024: 3MQ1 2025: 3MQ2 2025: 3MQ3 2025: 3MQ4 2025: 3MQ1 2026: 3MQ2 2026: 3MQ3 2026: 3M
PeriodChange %Net change
Quarterly-2.6%-79.9K shares
1 year-0.8%-24K shares
3 years-1.5%-45K shares
5 years-6.9%-220K shares
Available history-12%-414K shares

HFBL has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

HFBL Net Leverage

Q4 2023: 0.2xQ1 2024: 0.1xQ2 2024: 1.0xQ3 2024: -7.5xQ4 2024: -3.1xQ1 2025: -5.1xQ2 2025: 0.3xQ3 2025: -3.1xQ4 2025: -1.9xQ1 2026: -2.9xQ2 2026: 0.2xQ3 2026: -3.6x
Q4 2023: 0.2xQ1 2024: 0.1xQ2 2024: 1.0xQ3 2024: -7.5xQ4 2024: -3.1xQ1 2025: -5.1xQ2 2025: 0.3xQ3 2025: -3.1xQ4 2025: -1.9xQ1 2026: -2.9xQ2 2026: 0.2xQ3 2026: -3.6x
QuarterNet LeverageStatus
Q3 2026-3.6xNet Cash
Q2 20260.2xVery low
Q1 2026-2.9xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-3.1xNet Cash
Q2 20250.3xVery low
Q1 2025-5.1xNet Cash
Q4 2024-3.1xNet Cash

HFBL has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HFBL.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

HFBL Weekly Momentum

MetricValueStatus
RSI49.0Neutral
Stochastic34.0Neutral

HFBL's weekly RSI is 49 (neutral) and its Stochastic is 34 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13xโ€”

CIFR has no meaningful PE right now: it lost money over the past year.

HFBL PE vs Financial Services Sector

MetricHFBLSector medianRelative
PE11x13x19% below
PE %286335 pts below

HFBL is trading at 11x earnings, a 19% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

HFBL Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$23.54.9% below
20 week MA$23.86.2% below
50 week MA$20.68.6% above
100 week MA$17.131% above
200 week MA$15.544% above

HFBL has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to โˆ’90% in 2022. It's down 53% so far in 2026.

HFBL Yearly ROI

YearStart priceEnd priceROI
2020$18.3$13.8-25%
2021$13.8$20.4+48%
2022$20.4$17.3-15%
2023$17.3$14.3-17%
2024$14.3$12.6-12%
2025$12.6$16.6+32%
2026 YTD$16.6$22.4+35%

HFBL has the edge over CIFR on returns for 2026, with the stronger performance.

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