CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

GBFH

GBank Financial Holdings Inc.

41
Fundamentals50/ 100
Valuation60/ 100
Upside potential54/ 100
Risk potential23/ 100

GBFH's fundamentals are mixed. At 12x earnings, it's trading below its usual 15x. Analysts expect earnings to hold roughly steady, though they disagree widely on how much.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

GBFH Fundamentals

MetricStatus
Unavailable
Strong
N/A
N/A

GBFH's profitability is currently strong. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like GBFH.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

GBFH PE Valuation

CHEAPFAIREXPENSIVE9.9x20x30x39x
CHEAPFAIREXPENSIVE9.9x20x30x39x
LevelPEPriceVs current
Forward8.1x$15.05—
Current12x$15.05—
Cheap13x$16.21+7.7%
Fair15x$19.52+30%
Expensive24x$30.59+103%

Historical ranges are pointers, not guarantees.

GBFH's PE is in its cheap range at 12x. On analysts' estimates for next year's earnings, today's price would be 8.1x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over GBFH on the outlook, with more favorable earnings and revenue expectations.

GBFH Forward outlook

MetricOutlook
Strongly improving
Stable
Stable
Strongly weakening
Limited
Low

Analysts expect GBFH's profitability to weaken, with its earnings and revenue holding steady. However, they disagree widely on these estimates.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and GBFH's risk to reward.

GBFH Risk to reward

ScenarioChangePrice
Upside+27%$19.11
Downside-23%$11.54

Calculated from the latest close: $15.05 on Nov 12.

There is not enough scenario data to compare CIFR and GBFH's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

GBFH Earnings Per Share

Q4 2025: $1.44Q1 2026: $1.22Q2 2026: $1.27Forward: $1.87
Q4 2025: $1.44Q1 2026: $1.22Q2 2026: $1.27Forward: $1.87

GBFH and CIFR do not have enough comparable growth data to identify a winner.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

GBFH Quarterly Revenue

Q1 2025: $17MQ2 2025: $18MQ3 2025: $20MQ4 2025: $21MQ1 2026: $20MQ2 2026: $22M
Q1 2025: $17MQ2 2025: $18MQ3 2025: $20MQ4 2025: $21MQ1 2026: $20MQ2 2026: $22M
QuarterRevenueYoY
Q2 2026$22M+24%
Q1 2026$19.6M+13%

GBFH has the edge over CIFR in the latest year-over-year revenue comparison.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

GBFH Free Cash Flow

Q1 2025: −$6MQ2 2025: $840,000Q3 2025: −$12MQ4 2025: $26MQ1 2026: −$10MQ2 2026: $27M
Q1 2025: −$6MQ2 2025: $840,000Q3 2025: −$12MQ4 2025: $26MQ1 2026: −$10MQ2 2026: $27M
QuarterFree cash flowYoY
Q2 2026$27.3M+3151%
Q1 2026-$10.3M-$4.6M

GBFH and CIFR do not have enough comparable growth data to identify a winner.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

GBFH Total Shares

Q1 2025: 15MQ2 2025: 15MQ3 2025: 15MQ4 2025: 14MQ1 2026: 15MQ2 2026: 15M
Q1 2025: 15MQ2 2025: 15MQ3 2025: 15MQ4 2025: 14MQ1 2026: 15MQ2 2026: 15M
PeriodChange %Net change
Quarterly+0.3%+37.7K shares
1 year-0.1%-7.4K shares

GBFH has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

GBFH Net Leverage

Q4 2025: 0.8xQ1 2026: 1.1xQ2 2026: 1.0x
Q4 2025: 0.8xQ1 2026: 1.1xQ2 2026: 1.0x
QuarterNet LeverageStatus
Q2 20261.0xHealthy
Q1 20261.1xHealthy
Q4 20250.8xVery low

GBFH's net debt is about a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like GBFH.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

GBFH Weekly Momentum

MetricValueStatus
RSI27.0Oversold
Stochastic30.4Neutral

GBFH's weekly RSI is 27 (oversold) and its Stochastic is 30 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

GBFH PE vs Financial Services Sector

MetricGBFHSector medianRelative
PE12x13x9% below
PE %116352 pts below

GBFH is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

GBFH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$16.911% below
20 week MA$21.229% below
50 week MA$27.044% below
100 week MA$32.454% below
200 week MA$24.338% below

GBFH is in a downtrend: it's below all five of its weekly moving averages, and 38% below its 200-week average.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR has the edge over GBFH on returns for 2026, with the stronger performance.

GBFH Yearly ROI

YearStart priceEnd priceROI
2021$9.00$10.2+13%
2022$10.2$10.1-0.5%
2023$10.1$14.1+39%
2024$14.1$36.0+156%
2025$36.0$36.00%
2026 YTD$36.0$15.1-58%

GBFH is down 58% so far in 2026, after finishing higher in three of the previous five years.

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