CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

GBCI

Glacier Bancorp, Inc.

69
Fundamentals77/ 100
Valuation56/ 100
Upside potential75/ 100
Risk potential12/ 100

GBCI's fundamentals are strong: revenue grew 33% and its operating margin rose 4 points to 34%. At 18x earnings, it's trading in line with its usual 19x. Analysts expect that strong growth to continue.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

GBCI Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

GBCI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like GBCI.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

GBCI PE Valuation

CHEAPFAIREXPENSIVE9.4x19x28x37x
CHEAPFAIREXPENSIVE9.4x19x28x37x
LevelPEPriceVs current
Forward14x$48.14—
Cheap15x$41.07-15%
Current18x$48.14—
Fair19x$50.20+4.3%
Expensive24x$63.13+31%

Historical ranges are pointers, not guarantees.

GBCI's PE is in its fair range at 18x. If earnings grow as analysts expect, today's price would be 14x next year's earnings, in its cheap range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

GBCI Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Strongly improving
Limited
High

Analysts expect earnings and revenue growth for GBCI, with profitability improving.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and GBCI's risk to reward.

GBCI Risk to reward

ScenarioChangePrice
Upside+37%$65.88
Downside-12%$42.20

Calculated from the latest close: $48.14 on Nov 12.

There is not enough scenario data to compare CIFR and GBCI's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

GBCI Earnings Per Share

Q4 2023: $2.01Q1 2024: $1.75Q2 2024: $1.64Q3 2024: $1.62Q4 2024: $1.67Q1 2025: $1.86Q2 2025: $1.92Q3 2025: $2.04Q4 2025: $1.99Q1 2026: $2.14Q2 2026: $2.44Q3 2026: $2.67Forward: $3.48
Q4 2023: $2.01Q1 2024: $1.75Q2 2024: $1.64Q3 2024: $1.62Q4 2024: $1.67Q1 2025: $1.86Q2 2025: $1.92Q3 2025: $2.04Q4 2025: $1.99Q1 2026: $2.14Q2 2026: $2.44Q3 2026: $2.67Forward: $3.48
QuarterTTM EPSYoY
Forward$3.48+30%
Q3 2026$2.67+31%
Q2 2026$2.44+27%
Q1 2026$2.14+15%
Q4 2025$1.99+19%
Q3 2025$2.04+26%
Q2 2025$1.92+17%
Q1 2025$1.86+6.3%
Q4 2024$1.67-17%

GBCI has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

GBCI Quarterly Revenue

Q4 2023: $197MQ1 2024: $196MQ2 2024: $199MQ3 2024: $215MQ4 2024: $223MQ1 2025: $223MQ2 2025: $241MQ3 2025: $261MQ4 2025: $307MQ1 2026: $307MQ2 2026: $318MQ3 2026: $330M
Q4 2023: $197MQ1 2024: $196MQ2 2024: $199MQ3 2024: $215MQ4 2024: $223MQ1 2025: $223MQ2 2025: $241MQ3 2025: $261MQ4 2025: $307MQ1 2026: $307MQ2 2026: $318MQ3 2026: $330M
QuarterRevenueYoY
Q3 2026$329.8M+27%
Q2 2026$317.5M+32%
Q1 2026$306.8M+38%
Q4 2025$306.5M+37%
Q3 2025$260.7M+21%
Q2 2025$240.6M+21%
Q1 2025$222.6M+13%
Q4 2024$223M+13%

GBCI has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

GBCI Free Cash Flow

Q4 2023: $151MQ1 2024: −$57MQ2 2024: $63MQ3 2024: $150MQ4 2024: --Q1 2025: $47MQ2 2025: $80MQ3 2025: $105MQ4 2025: $116MQ1 2026: $74MQ2 2026: $112MQ3 2026: $150M
Q4 2023: $151MQ1 2024: −$57MQ2 2024: $63MQ3 2024: $150MQ4 2024: --Q1 2025: $47MQ2 2025: $80MQ3 2025: $105MQ4 2025: $116MQ1 2026: $74MQ2 2026: $112MQ3 2026: $150M
QuarterFree cash flowYoY
Q3 2026$149.8M+43%
Q2 2026$111.7M+40%
Q1 2026$74.4M+59%
Q3 2025$104.8M-30%
Q2 2025$79.5M+27%
Q1 2025$46.8M+$103.5M
Q3 2024$150.1M+15%
Q2 2024$62.7M-48%

GBCI has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

GBCI Total Shares

Q4 2023: 111MQ1 2024: 113MQ2 2024: 113MQ3 2024: 113MQ4 2024: 113MQ1 2025: 114MQ2 2025: 117MQ3 2025: 119MQ4 2025: 120MQ1 2026: 130MQ2 2026: 130MQ3 2026: 130M
Q4 2023: 111MQ1 2024: 113MQ2 2024: 113MQ3 2024: 113MQ4 2024: 113MQ1 2025: 114MQ2 2025: 117MQ3 2025: 119MQ4 2025: 120MQ1 2026: 130MQ2 2026: 130MQ3 2026: 130M
PeriodChange %Net change
Quarterly+0.1%+86.3K shares
1 year+10%+11.8M shares
3 years+18%+19.5M shares
5 years+36%+34.8M shares
Available history+48%+42M shares

GBCI has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

GBCI Net Leverage

Q4 2023: -0.1xQ1 2024: 7.9xQ2 2024: 9.0xQ3 2024: 6.6xQ4 2024: 6.5xQ1 2025: 4.7xQ2 2025: 3.6xQ3 2025: 2.4xQ4 2025: 1.1xQ1 2026: -0.3xQ2 2026: -0.3xQ3 2026: -0.1x
Q4 2023: -0.1xQ1 2024: 7.9xQ2 2024: 9.0xQ3 2024: 6.6xQ4 2024: 6.5xQ1 2025: 4.7xQ2 2025: 3.6xQ3 2025: 2.4xQ4 2025: 1.1xQ1 2026: -0.3xQ2 2026: -0.3xQ3 2026: -0.1x
QuarterNet LeverageStatus
Q3 2026-0.1xNet Cash
Q2 2026-0.3xNet Cash
Q1 2026-0.3xNet Cash
Q4 20251.1xHealthy
Q3 20252.4xModerate
Q2 20253.6xElevated
Q1 20254.7xHigh
Q4 20246.5xHigh

GBCI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GBCI.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

GBCI Weekly Momentum

MetricValueStatus
RSI53.0Neutral
Stochastic66.4Neutral

GBCI's weekly RSI is 53 (neutral) and its Stochastic is 66 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

GBCI PE vs Financial Services Sector

MetricGBCISector medianRelative
PE18x13x38% above
PE %396324 pts below

GBCI is trading at 18x earnings, a 38% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

GBCI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$46.04.7% above
20 week MA$47.70.9% above
50 week MA$47.41.5% above
100 week MA$46.43.8% above
200 week MA$42.713% above

GBCI has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

GBCI Yearly ROI

YearStart priceEnd priceROI
2020$45.9$45.9-0.1%
2021$45.9$56.0+22%
2022$56.0$49.3-12%
2023$49.3$41.3-16%
2024$41.3$50.3+22%
2025$50.3$45.5-9.5%
2026 YTD$45.5$48.1+5.8%

GBCI has the edge over CIFR on returns for 2026, with the stronger performance.

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