CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

FRAF

Franklin Financial Services Corporation

57
Fundamentals80/ 100
Valuation35/ 100
Upside potential61/ 100
Risk potential16/ 100

FRAF's fundamentals are strong, but it looks expensive: trading at 11x earnings, above its usual 9.4x.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

FRAF Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

FRAF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FRAF.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

FRAF PE Valuation

CHEAPFAIREXPENSIVE4.2x8.5x13x17x
CHEAPFAIREXPENSIVE4.2x8.5x13x17x
LevelPEPriceVs current
Cheap7.7x$47.51-32%
Fair9.4x$58.05-17%
Current11x$69.78โ€”
Expensive12x$72.26+3.5%

Historical ranges are pointers, not guarantees.

FRAF's PE is in its expensive range at 11x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

FRAF Forward outlook

There aren't enough analyst estimates for FRAF to show an outlook.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and FRAF's risk to reward.

FRAF Risk to reward

ScenarioChangePrice
Upside+25%$86.88
Downside-16%$58.80

Calculated from the latest close: $69.78 on Nov 12.

There is not enough scenario data to compare CIFR and FRAF's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

FRAF Earnings Per Share

Q4 2023: $3.10Q1 2024: $3.12Q2 2024: $3.10Q3 2024: $3.17Q4 2024: $2.51Q1 2025: $2.62Q2 2025: $3.28Q3 2025: $3.52Q4 2025: $4.74Q1 2026: $5.34Q2 2026: $5.49Q3 2026: $6.19
Q4 2023: $3.10Q1 2024: $3.12Q2 2024: $3.10Q3 2024: $3.17Q4 2024: $2.51Q1 2025: $2.62Q2 2025: $3.28Q3 2025: $3.52Q4 2025: $4.74Q1 2026: $5.34Q2 2026: $5.49Q3 2026: $6.19
QuarterTTM EPSYoY
Q3 2026$6.19+76%
Q2 2026$5.49+67%
Q1 2026$5.34+104%
Q4 2025$4.74+89%
Q3 2025$3.52+11%
Q2 2025$3.28+5.8%
Q1 2025$2.62-16%
Q4 2024$2.51-19%

FRAF has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

FRAF Quarterly Revenue

Q4 2023: $18MQ1 2024: $18MQ2 2024: $19MQ3 2024: $20MQ4 2024: $15MQ1 2025: $20MQ2 2025: $22MQ3 2025: $23MQ4 2025: $23MQ1 2026: $24MQ2 2026: $24MQ3 2026: $26M
Q4 2023: $18MQ1 2024: $18MQ2 2024: $19MQ3 2024: $20MQ4 2024: $15MQ1 2025: $20MQ2 2025: $22MQ3 2025: $23MQ4 2025: $23MQ1 2026: $24MQ2 2026: $24MQ3 2026: $26M
QuarterRevenueYoY
Q3 2026$25.6M+11%
Q2 2026$24.5M+9.6%
Q1 2026$23.9M+18%
Q4 2025$23.3M+52%
Q3 2025$23M+18%
Q2 2025$22.3M+20%
Q1 2025$20.2M+14%
Q4 2024$15.4M-14%

FRAF has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
Q4 2023: โˆ’$114MQ1 2024: โˆ’$35MQ2 2024: โˆ’$33MQ3 2024: โˆ’$83MQ4 2024: โˆ’$76MQ1 2025: โˆ’$72MQ2 2025: โˆ’$88MQ3 2025: โˆ’$256MQ4 2025: โˆ’$280MQ1 2026: โˆ’$462MQ2 2026: โˆ’$654MQ3 2026: โˆ’$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was โˆ’$3.1B over the past year, against โˆ’$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

FRAF Free Cash Flow

Q4 2023: $6MQ1 2024: $7MQ2 2024: $2MQ3 2024: $8MQ4 2024: $4MQ1 2025: $9MQ2 2025: $5MQ3 2025: $8MQ4 2025: $3MQ1 2026: $24MQ2 2026: $7MQ3 2026: --
Q4 2023: $6MQ1 2024: $7MQ2 2024: $2MQ3 2024: $8MQ4 2024: $4MQ1 2025: $9MQ2 2025: $5MQ3 2025: $8MQ4 2025: $3MQ1 2026: $24MQ2 2026: $7MQ3 2026: --
QuarterFree cash flowYoY
Q2 2026$6.7M+30%
Q1 2026$24.1M+173%
Q4 2025$3.2M-25%
Q3 2025$8.3M+6.4%
Q2 2025$5.1M+111%
Q1 2025$8.8M+21%
Q4 2024$4.2M-29%
Q3 2024$7.8M+7.5%

FRAF has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

FRAF Total Shares

Q4 2023: 4MQ1 2024: 4MQ2 2024: 5MQ3 2024: 4MQ4 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 5M
Q4 2023: 4MQ1 2024: 4MQ2 2024: 5MQ3 2024: 4MQ4 2024: 4MQ1 2025: 4MQ2 2025: 4MQ3 2025: 4MQ4 2025: 4MQ1 2026: 4MQ2 2026: 5M
PeriodChange %Net change
Quarterly+0.4%+17K shares
1 year+0.7%+32K shares
3 years+2.6%+115K shares
5 years+1.3%+59K shares
Available history+2.4%+107K shares

FRAF has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

FRAF Net Leverage

Q4 2023: 6.0xQ1 2024: -10.0xQ2 2024: -9.8xQ3 2024: -12.5xQ4 2024: -0.2xQ1 2025: -13.9xQ2 2025: -10.4xQ3 2025: -8.8xQ4 2025: 2.6xQ1 2026: 0.0xQ2 2026: 0.5xQ3 2026: 0.7x
Q4 2023: 6.0xQ1 2024: -10.0xQ2 2024: -9.8xQ3 2024: -12.5xQ4 2024: -0.2xQ1 2025: -13.9xQ2 2025: -10.4xQ3 2025: -8.8xQ4 2025: 2.6xQ1 2026: 0.0xQ2 2026: 0.5xQ3 2026: 0.7x
QuarterNet LeverageStatus
Q3 20260.7xVery low
Q2 20260.5xVery low
Q1 20260.0xVery low
Q4 20252.6xModerate
Q3 2025-8.8xNet Cash
Q2 2025-10.4xNet Cash
Q1 2025-13.9xNet Cash
Q4 2024-0.2xNet Cash

FRAF's net debt is less than a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like FRAF.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

FRAF Weekly Momentum

MetricValueStatus
RSI68.0Neutral
Stochastic75.1Neutral

FRAF's weekly RSI is 68 (neutral) and its Stochastic is 75 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13xโ€”

CIFR has no meaningful PE right now: it lost money over the past year.

FRAF PE vs Financial Services Sector

MetricFRAFSector medianRelative
PE11x13x13% below
PE %786315 pts above

FRAF is trading at 11x earnings, a 13% discount to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

FRAF Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$65.66.4% above
20 week MA$64.09% above
50 week MA$58.020% above
100 week MA$48.843% above
200 week MA$39.378% above

FRAF has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to โˆ’90% in 2022. It's down 53% so far in 2026.

FRAF Yearly ROI

YearStart priceEnd priceROI
2020$38.7$30.0-22%
2021$30.0$33.3+11%
2022$33.3$32.0-4%
2023$32.0$31.6-1.4%
2024$31.6$30.2-4.2%
2025$30.2$51.0+69%
2026 YTD$51.0$69.8+37%

FRAF has the edge over CIFR on returns for 2026, with the stronger performance.

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