CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

FNRN

First Northern Community Bancorp

53
Fundamentals61/ 100
Valuation42/ 100
Upside potential55/ 100
Risk potential10/ 100

FNRN's fundamentals are mixed: revenue grew 7.6%, while earnings per share grew 11%. At 13x earnings, it's trading in line with its usual 12x.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

FNRN Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

FNRN's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FNRN.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

FNRN PE Valuation

CHEAPFAIREXPENSIVE3.6x7.2x11x14x
CHEAPFAIREXPENSIVE3.6x7.2x11x14x
LevelPEPriceVs current
Cheap10x$13.75-19%
Fair12x$15.50-8.8%
Expensive13x$17.50+2.9%
Current13x$17.00—

Historical ranges are pointers, not guarantees.

FNRN's PE is in its fair range at 13x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

FNRN Forward outlook

There aren't enough analyst estimates for FNRN to show an outlook.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and FNRN's risk to reward.

FNRN Risk to reward

ScenarioChangePrice
Upside+12%$18.97
Downside-10%$15.37

Calculated from the latest close: $17.00 on Nov 12.

There is not enough scenario data to compare CIFR and FNRN's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

FNRN Earnings Per Share

Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
Q4 2023: $1.24Q1 2024: $1.16Q2 2024: $1.16Q3 2024: $1.21Q4 2024: $1.14Q1 2025: $1.10Q2 2025: $1.17Q3 2025: $1.21Q4 2025: $1.22Q1 2026: $1.37Q2 2026: $1.32Q3 2026: $1.34
QuarterTTM EPSYoY
Q3 2026$1.34+11%
Q2 2026$1.32+13%
Q1 2026$1.37+25%
Q4 2025$1.22+7%
Q3 2025$1.210%
Q2 2025$1.17+0.9%
Q1 2025$1.10-5.2%
Q4 2024$1.14-8.1%

FNRN has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

FNRN Quarterly Revenue

Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
Q4 2023: $19MQ1 2024: $17MQ2 2024: $17MQ3 2024: $18MQ4 2024: $18MQ1 2025: $17MQ2 2025: $18MQ3 2025: $19MQ4 2025: $19MQ1 2026: $19MQ2 2026: $19MQ3 2026: $21M
QuarterRevenueYoY
Q3 2026$21M+13%
Q2 2026$18.8M+1.5%
Q1 2026$18.9M+8.9%
Q4 2025$19.2M+6.5%
Q3 2025$18.5M+2.6%
Q2 2025$18.5M+5.9%
Q1 2025$17.4M+3.1%
Q4 2024$18M-3.1%

FNRN has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

FNRN Free Cash Flow

Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
Q4 2023: $2MQ1 2024: $3MQ2 2024: $2MQ3 2024: $8MQ4 2024: $6MQ1 2025: $3MQ2 2025: $2MQ3 2025: −$7MQ4 2025: $7MQ1 2026: $4MQ2 2026: $3MQ3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.9M+$11.4M
Q2 2026$2.9M+32%
Q1 2026$3.8M+13%
Q4 2025$7.1M+15%
Q3 2025-$7.5M-195%
Q2 2025$2.2M-9%
Q1 2025$3.3M+25%
Q4 2024$6.2M+192%

FNRN has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

FNRN Total Shares

Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
Q4 2023: 17MQ1 2024: 17MQ2 2024: 17MQ3 2024: 17MQ4 2024: 17MQ1 2025: 17MQ2 2025: 17MQ3 2025: 17MQ4 2025: 17MQ1 2026: 16MQ2 2026: 17MQ3 2026: 16M
PeriodChange %Net change
Quarterly-0.2%-31.4K shares
1 year-0.5%-90.3K shares
3 years-2.7%-453K shares
5 years-4.7%-807K shares
Available history-4.9%-850K shares

FNRN has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

FNRN Net Leverage

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

FNRN Weekly Momentum

MetricValueStatus
RSI51.4Neutral
Stochastic39.7Neutral

FNRN's weekly RSI is 51 (neutral) and its Stochastic is 40 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

FNRN PE vs Financial Services Sector

MetricFNRNSector medianRelative
PE13x13x2.5% below
PE %642539 pts above

FNRN is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

FNRN has stronger trend alignment. CIFR is above 0 of 5 weekly averages versus FNRN above 2 of 3.

FNRN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.00.2% above
20 week MA$17.42.1% below
50 week MA$16.15.9% above

FNRN's trend is mixed: it's above two of its three weekly moving averages, and 5.9% above its 50-week average.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

FNRN Yearly ROI

YearStart priceEnd priceROI
2025$9.34$13.4+44%
2026 YTD$13.4$17.0+27%

FNRN has the edge over CIFR on returns for 2026, with the stronger performance.

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