CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

FDSB

Fifth District Savings Bank

39
Fundamentals26/ 100
Valuation31/ 100
Upside potential4/ 100
Risk potential46/ 100

FDSB's fundamentals are weak and it looks expensive: trading at 53x earnings, about twice its usual 26x. Its downside scenario is more than ten times its upside.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

FDSB Fundamentals

MetricStatus
Under pressure
Stable
N/A
N/A

FDSB's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like FDSB.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

FDSB PE Valuation

CHEAPFAIREXPENSIVE144x287x431x574x
CHEAPFAIREXPENSIVE144x287x431x574x
LevelPEPriceVs current
Cheap19x$6.19-65%
Fair24x$7.86-55%
Current53x$17.55—
Expensive56x$18.62+6.1%

Historical ranges are pointers, not guarantees.

FDSB's PE is in its expensive range at 53x.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

FDSB Forward outlook

There aren't enough analyst estimates for FDSB to show an outlook.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and FDSB's risk to reward.

FDSB Risk to reward

ScenarioChangePrice
Upside+2%$17.90
Downside-46%$9.53

Calculated from the latest close: $17.55 on Nov 12.

There is not enough scenario data to compare CIFR and FDSB's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

FDSB Earnings Per Share

Q1 2025: $0.02Q2 2025: $0.51Q3 2025: $0.73Q4 2025: $0.80Q1 2026: $0.86Q2 2026: $0.33Q3 2026: $0.33
Q1 2025: $0.02Q2 2025: $0.51Q3 2025: $0.73Q4 2025: $0.80Q1 2026: $0.86Q2 2026: $0.33Q3 2026: $0.33
QuarterTTM EPSYoY
Q3 2026$0.33-55%
Q2 2026$0.33-35%
Q1 2026$0.86+4200%

FDSB has the edge over CIFR in the latest year-over-year earnings comparison.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

FDSB Quarterly Revenue

Q1 2024: $1MQ2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $7MQ3 2025: $4MQ4 2025: $4MQ1 2026: $4MQ2 2026: $4MQ3 2026: $4M
Q1 2024: $1MQ2 2024: $3MQ3 2024: $3MQ4 2024: $3MQ1 2025: $3MQ2 2025: $7MQ3 2025: $4MQ4 2025: $4MQ1 2026: $4MQ2 2026: $4MQ3 2026: $4M
QuarterRevenueYoY
Q3 2026$4M+12%
Q2 2026$4M-42%
Q1 2026$3.8M+18%
Q4 2025$3.6M+18%
Q3 2025$3.6M+14%
Q2 2025$6.9M+157%
Q1 2025$3.2M+178%

FDSB has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

FDSB Free Cash Flow

Q1 2024: −$1MQ2 2024: −$501,000Q3 2024: $710,000Q4 2024: −$659,000Q1 2025: $765,000Q2 2025: $249,000Q3 2025: $54,000Q4 2025: −$126,000Q1 2026: $736,000Q2 2026: $596,000Q3 2026: $1M
Q1 2024: −$1MQ2 2024: −$501,000Q3 2024: $710,000Q4 2024: −$659,000Q1 2025: $765,000Q2 2025: $249,000Q3 2025: $54,000Q4 2025: −$126,000Q1 2026: $736,000Q2 2026: $596,000Q3 2026: $1M
QuarterFree cash flowYoY
Q3 2026$1.1M+1933%
Q2 2026$596K+139%
Q1 2026$736K-3.8%
Q4 2025-$126K+$533K
Q3 2025$54K-92%
Q2 2025$249K+$750K
Q1 2025$765K+$1.9M

FDSB has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

FDSB Total Shares

Q2 2024: 6MQ3 2024: 5MQ4 2024: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
Q2 2024: 6MQ3 2024: 5MQ4 2024: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5MQ3 2026: 5M
PeriodChange %Net change
Quarterly+0.1%+6K shares
1 year-5.2%-267K shares

FDSB has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

FDSB Net Leverage

Q1 2025: -37.9xQ2 2025: -9.4xQ3 2025: -7.9xQ4 2025: -7.0xQ1 2026: -4.5xQ2 2026: -7.1xQ3 2026: -5.7x
Q1 2025: -37.9xQ2 2025: -9.4xQ3 2025: -7.9xQ4 2025: -7.0xQ1 2026: -4.5xQ2 2026: -7.1xQ3 2026: -5.7x
QuarterNet LeverageStatus
Q3 2026-5.7xNet Cash
Q2 2026-7.1xNet Cash
Q1 2026-4.5xNet Cash
Q4 2025-7.0xNet Cash
Q3 2025-7.9xNet Cash
Q2 2025-9.4xNet Cash
Q1 2025-37.9xNet Cash

FDSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FDSB.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

FDSB Weekly Momentum

MetricValueStatus
RSI56.9Neutral
Stochastic44.1Neutral

FDSB's weekly RSI is 57 (neutral) and its Stochastic is 44 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

FDSB PE vs Financial Services Sector

MetricFDSBSector medianRelative
PE53x13x308% above
PE %722250 pts above

FDSB is trading at 53x earnings, a 308% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

FDSB has stronger trend alignment. CIFR is above 0 of 5 weekly averages versus FDSB above 3 of 4.

FDSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$17.50.6% above
20 week MA$17.71% below
50 week MA$16.19.1% above
100 week MA$14.521% above

FDSB's trend is mixed: it's above three of its four weekly moving averages, and 21% above its 100-week average.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

FDSB Yearly ROI

YearStart priceEnd priceROI
2024$10.2$12.7+25%
2025$12.7$15.0+19%
2026 YTD$15.0$17.6+17%

FDSB has the edge over CIFR on returns for 2026, with the stronger performance.

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