CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

FCFS

FirstCash Holdings, Inc

62
Fundamentals60/ 100
Valuation60/ 100
Upside potential57/ 100
Risk potential20/ 100

FCFS's fundamentals are mixed: revenue grew 23%, while its operating margin rose 1 points to 13%. At 20x earnings, it's trading below its usual 22x. Analysts expect strong earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

FCFS Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

FCFS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FCFS.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

FCFS PE Valuation

CHEAPFAIREXPENSIVE8.6x17x26x34x
CHEAPFAIREXPENSIVE8.6x17x26x34x
LevelPEPriceVs current
Forward15x$182—
Cheap19x$176-2.9%
Current20x$182—
Fair22x$204+12%
Expensive26x$240+32%

Historical ranges are pointers, not guarantees.

FCFS's PE is in its cheap range at 20x. If earnings grow as analysts expect, today's price would be 15x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

FCFS Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for FCFS, with profitability improving.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and FCFS's risk to reward.

FCFS Risk to reward

ScenarioChangePrice
Upside+26%$229.59
Downside-20%$144.80

Calculated from the latest close: $181.68 on Nov 12.

There is not enough scenario data to compare CIFR and FCFS's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

FCFS Earnings Per Share

Q4 2023: $4.80Q1 2024: $5.13Q2 2024: $5.22Q3 2024: $5.40Q4 2024: $5.73Q1 2025: $6.25Q2 2025: $6.51Q3 2025: $6.93Q4 2025: $7.42Q1 2026: $7.98Q2 2026: $8.76Q3 2026: $9.23Forward: $12.21
Q4 2023: $4.80Q1 2024: $5.13Q2 2024: $5.22Q3 2024: $5.40Q4 2024: $5.73Q1 2025: $6.25Q2 2025: $6.51Q3 2025: $6.93Q4 2025: $7.42Q1 2026: $7.98Q2 2026: $8.76Q3 2026: $9.23Forward: $12.21
QuarterTTM EPSYoY
Forward$12.21+32%
Q3 2026$9.23+33%
Q2 2026$8.76+35%
Q1 2026$7.98+28%
Q4 2025$7.42+29%
Q3 2025$6.93+28%
Q2 2025$6.51+25%
Q1 2025$6.25+22%
Q4 2024$5.73+19%

FCFS has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

FCFS Quarterly Revenue

Q4 2023: $852MQ1 2024: $836MQ2 2024: $831MQ3 2024: $837MQ4 2024: $884MQ1 2025: $836MQ2 2025: $831MQ3 2025: $936MQ4 2025: $1.1BQ1 2026: $1.1BQ2 2026: $1.1BQ3 2026: $1.1B
Q4 2023: $852MQ1 2024: $836MQ2 2024: $831MQ3 2024: $837MQ4 2024: $884MQ1 2025: $836MQ2 2025: $831MQ3 2025: $936MQ4 2025: $1.1BQ1 2026: $1.1BQ2 2026: $1.1BQ3 2026: $1.1B
QuarterRevenueYoY
Q3 2026$1.1B+18%
Q2 2026$1.1B+29%
Q1 2026$1.1B+26%
Q4 2025$1.1B+20%
Q3 2025$935.6M+12%
Q2 2025$830.6M0%
Q1 2025$836.4M0%
Q4 2024$883.8M+3.7%

FCFS has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

FCFS Free Cash Flow

Q4 2023: --Q1 2024: $123MQ2 2024: $106MQ3 2024: $113MQ4 2024: --Q1 2025: $127MQ2 2025: $117MQ3 2025: $136MQ4 2025: --Q1 2026: $154MQ2 2026: $177MQ3 2026: $142M
Q4 2023: --Q1 2024: $123MQ2 2024: $106MQ3 2024: $113MQ4 2024: --Q1 2025: $127MQ2 2025: $117MQ3 2025: $136MQ4 2025: --Q1 2026: $154MQ2 2026: $177MQ3 2026: $142M
QuarterFree cash flowYoY
Q3 2026$142M+4.6%
Q2 2026$176.8M+51%
Q1 2026$153.6M+21%
Q3 2025$135.8M+20%
Q2 2025$116.9M+10%
Q1 2025$126.6M+3.4%
Q3 2024$113.1M+1.5%
Q2 2024$106.2M+12%

FCFS's free cash flow was $608M over the past year, up 31% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FCFS.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

FCFS Total Shares

Q4 2023: 46MQ1 2024: 45MQ2 2024: 45MQ3 2024: 45MQ4 2024: 45MQ1 2025: 45MQ2 2025: 45MQ3 2025: 44MQ4 2025: 45MQ1 2026: 44MQ2 2026: 44MQ3 2026: 43M
Q4 2023: 46MQ1 2024: 45MQ2 2024: 45MQ3 2024: 45MQ4 2024: 45MQ1 2025: 45MQ2 2025: 45MQ3 2025: 44MQ4 2025: 45MQ1 2026: 44MQ2 2026: 44MQ3 2026: 43M
PeriodChange %Net change
Quarterly-1.6%-701K shares
1 year-2.6%-1.1M shares
3 years-4.5%-2M shares
5 years+7%+2.8M shares
Available history+1.3%+575K shares

FCFS has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

FCFS Net Leverage

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

FCFS Weekly Momentum

MetricValueStatus
RSI39.3Neutral
Stochastic16.4Oversold

FCFS's weekly RSI is 39 (neutral) and its Stochastic is 16 (oversold).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

FCFS PE vs Financial Services Sector

MetricFCFSSector medianRelative
PE20x13x51% above
PE %216342 pts below

FCFS is trading at 20x earnings, a 51% premium to the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

FCFS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$197.37.9% below
20 week MA$208.313% below
50 week MA$199.69% below
100 week MA$165.49.9% above
200 week MA$135.734% above

FCFS has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

FCFS Yearly ROI

YearStart priceEnd priceROI
2020$80.8$70.1-13%
2021$70.1$69.9-0.2%
2022$69.9$87.9+26%
2023$87.9$108.4+23%
2024$108.4$103.1-4.9%
2025$103.1$161.0+56%
2026 YTD$161.0$181.7+13%

FCFS has the edge over CIFR on returns for 2026, with the stronger performance.

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