CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

EFSC

Enterprise Financial Services Corp

49
Fundamentals41/ 100
Valuation39/ 100
Upside potential58/ 100
Risk potential13/ 100

EFSC's fundamentals are mixed, but it looks expensive: trading at 13x earnings, above its usual 11x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

EFSC Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

EFSC's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like EFSC.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

EFSC PE Valuation

CHEAPFAIREXPENSIVE4.9x9.9x15x20x
CHEAPFAIREXPENSIVE4.9x9.9x15x20x
LevelPEPriceVs current
Cheap8.2x$40.64-35%
Fair11x$54.51-13%
Forward11x$62.38—
Expensive13x$63.92+2.5%
Current13x$62.38—

Historical ranges are pointers, not guarantees.

EFSC's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

Analysts expect CIFR's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

EFSC Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for EFSC, with profitability improving.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and EFSC's risk to reward.

EFSC Risk to reward

ScenarioChangePrice
Upside+19%$73.95
Downside-13%$54.05

Calculated from the latest close: $62.38 on Nov 12.

There is not enough scenario data to compare CIFR and EFSC's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

EFSC Earnings Per Share

Q4 2023: $5.07Q1 2024: $4.66Q2 2024: $4.56Q3 2024: $4.71Q4 2024: $4.83Q1 2025: $5.09Q2 2025: $5.26Q3 2025: $5.13Q4 2025: $5.31Q1 2026: $5.30Q2 2026: $5.03Q3 2026: $4.98Forward: $5.92
Q4 2023: $5.07Q1 2024: $4.66Q2 2024: $4.56Q3 2024: $4.71Q4 2024: $4.83Q1 2025: $5.09Q2 2025: $5.26Q3 2025: $5.13Q4 2025: $5.31Q1 2026: $5.30Q2 2026: $5.03Q3 2026: $4.98Forward: $5.92
QuarterTTM EPSYoY
Forward$5.92+19%
Q3 2026$4.98-2.9%
Q2 2026$5.03-4.4%
Q1 2026$5.30+4.1%
Q4 2025$5.31+9.9%
Q3 2025$5.13+8.9%
Q2 2025$5.26+15%
Q1 2025$5.09+9.2%
Q4 2024$4.83-4.7%

EFSC has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

EFSC Quarterly Revenue

Q4 2023: $166MQ1 2024: $150MQ2 2024: $156MQ3 2024: $165MQ4 2024: $167MQ1 2025: $166MQ2 2025: $173MQ3 2025: $207MQ4 2025: $194MQ1 2026: $185MQ2 2026: $182MQ3 2026: $188M
Q4 2023: $166MQ1 2024: $150MQ2 2024: $156MQ3 2024: $165MQ4 2024: $167MQ1 2025: $166MQ2 2025: $173MQ3 2025: $207MQ4 2025: $194MQ1 2026: $185MQ2 2026: $182MQ3 2026: $188M
QuarterRevenueYoY
Q3 2026$187.8M-9.2%
Q2 2026$182.2M+5.1%
Q1 2026$185.2M+12%
Q4 2025$193.6M+16%
Q3 2025$206.9M+25%
Q2 2025$173.4M+11%
Q1 2025$166M+11%
Q4 2024$167M+0.5%

EFSC has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

EFSC Free Cash Flow

Q4 2023: $75MQ1 2024: $27MQ2 2024: $75MQ3 2024: $88MQ4 2024: $50MQ1 2025: $36MQ2 2025: $59MQ3 2025: $47MQ4 2025: $40MQ1 2026: $57MQ2 2026: $67MQ3 2026: $71M
Q4 2023: $75MQ1 2024: $27MQ2 2024: $75MQ3 2024: $88MQ4 2024: $50MQ1 2025: $36MQ2 2025: $59MQ3 2025: $47MQ4 2025: $40MQ1 2026: $57MQ2 2026: $67MQ3 2026: $71M
QuarterFree cash flowYoY
Q3 2026$71.1M+51%
Q2 2026$67M+14%
Q1 2026$57.5M+61%
Q4 2025$39.8M-21%
Q3 2025$47.1M-47%
Q2 2025$59M-21%
Q1 2025$35.6M+32%
Q4 2024$50.1M-33%

EFSC has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

EFSC Total Shares

Q4 2023: 38MQ1 2024: 38MQ2 2024: 38MQ3 2024: 37MQ4 2024: 38MQ1 2025: 37MQ2 2025: 37MQ3 2025: 37MQ4 2025: 37MQ1 2026: 37MQ2 2026: 37MQ3 2026: 36M
Q4 2023: 38MQ1 2024: 38MQ2 2024: 38MQ3 2024: 37MQ4 2024: 38MQ1 2025: 37MQ2 2025: 37MQ3 2025: 37MQ4 2025: 37MQ1 2026: 37MQ2 2026: 37MQ3 2026: 36M
PeriodChange %Net change
Quarterly-0.9%-337K shares
1 year-2.6%-974K shares
3 years-3.1%-1.2M shares
5 years-1.6%-588K shares
Available history+39%+10.2M shares

EFSC has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

EFSC Net Leverage

Q4 2023: 1.0xQ1 2024: 0.8xQ2 2024: 0.7xQ3 2024: 0.5xQ4 2024: 0.7xQ1 2025: 0.6xQ2 2025: 0.4xQ3 2025: 0.5xQ4 2025: 0.9xQ1 2026: 0.5xQ2 2026: 0.7xQ3 2026: 0.9x
Q4 2023: 1.0xQ1 2024: 0.8xQ2 2024: 0.7xQ3 2024: 0.5xQ4 2024: 0.7xQ1 2025: 0.6xQ2 2025: 0.4xQ3 2025: 0.5xQ4 2025: 0.9xQ1 2026: 0.5xQ2 2026: 0.7xQ3 2026: 0.9x
QuarterNet LeverageStatus
Q3 20260.9xVery low
Q2 20260.7xVery low
Q1 20260.5xVery low
Q4 20250.9xVery low
Q3 20250.5xVery low
Q2 20250.4xVery low
Q1 20250.6xVery low
Q4 20240.7xVery low

EFSC's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like EFSC.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

EFSC Weekly Momentum

MetricValueStatus
RSI52.1Neutral
Stochastic43.9Neutral

EFSC's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

EFSC PE vs Financial Services Sector

MetricEFSCSector medianRelative
PE13x13x3.8% below
PE %786315 pts above

EFSC is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

EFSC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$60.92.5% above
20 week MA$63.41.6% below
50 week MA$60.13.8% above
100 week MA$57.87.9% above
200 week MA$51.122% above

EFSC has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

EFSC Yearly ROI

YearStart priceEnd priceROI
2020$48.1$35.2-27%
2021$35.2$46.5+32%
2022$46.5$49.1+5.6%
2023$49.1$44.7-9.1%
2024$44.7$56.3+26%
2025$56.3$55.5-1.5%
2026 YTD$55.5$62.4+12%

EFSC has the edge over CIFR on returns for 2026, with the stronger performance.

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