CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

CPF

Central Pacific Financial Corp.

63
Fundamentals74/ 100
Valuation48/ 100
Upside potential66/ 100
Risk potential11/ 100

CPF's fundamentals are strong: its operating margin rose 7 points to 37% and earnings per share grew 36%. At 12x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

CPF Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

CPF's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CPF.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

CPF PE Valuation

CHEAPFAIREXPENSIVE5.4x11x16x22x
CHEAPFAIREXPENSIVE5.4x11x16x22x
LevelPEPriceVs current
Cheap7.6x$25.30-35%
Fair11x$37.54-3.3%
Forward11x$38.81—
Current12x$38.81—
Expensive14x$45.56+17%

Historical ranges are pointers, not guarantees.

CPF's PE is in its fair range at 12x. If earnings grow as analysts expect, today's price would be 11x next year's earnings.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over CPF on the outlook, with more favorable revenue expectations.

CPF Forward outlook

MetricOutlook
Improving
Growth
Stable
Strongly improving
Limited
Moderate

Analysts expect CPF's earnings to grow and its profitability to improve, with its revenue holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and CPF's risk to reward.

CPF Risk to reward

ScenarioChangePrice
Upside+22%$47.35
Downside-11%$34.42

Calculated from the latest close: $38.81 on Nov 12.

There is not enough scenario data to compare CIFR and CPF's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

CPF Earnings Per Share

Q4 2023: $2.17Q1 2024: $2.05Q2 2024: $2.10Q3 2024: $2.10Q4 2024: $1.97Q1 2025: $2.14Q2 2025: $2.23Q3 2025: $2.43Q4 2025: $2.86Q1 2026: $2.99Q2 2026: $3.12Q3 2026: $3.31Forward: $3.57
Q4 2023: $2.17Q1 2024: $2.05Q2 2024: $2.10Q3 2024: $2.10Q4 2024: $1.97Q1 2025: $2.14Q2 2025: $2.23Q3 2025: $2.43Q4 2025: $2.86Q1 2026: $2.99Q2 2026: $3.12Q3 2026: $3.31Forward: $3.57
QuarterTTM EPSYoY
Forward$3.57+7.8%
Q3 2026$3.31+36%
Q2 2026$3.12+40%
Q1 2026$2.99+40%
Q4 2025$2.86+45%
Q3 2025$2.43+16%
Q2 2025$2.23+6.2%
Q1 2025$2.14+4.4%
Q4 2024$1.97-9.2%

CPF has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

CPF Quarterly Revenue

Q4 2023: $66MQ1 2024: $61MQ2 2024: $64MQ3 2024: $67MQ4 2024: $58MQ1 2025: $69MQ2 2025: $73MQ3 2025: $75MQ4 2025: $76MQ1 2026: $73MQ2 2026: $77MQ3 2026: $77M
Q4 2023: $66MQ1 2024: $61MQ2 2024: $64MQ3 2024: $67MQ4 2024: $58MQ1 2025: $69MQ2 2025: $73MQ3 2025: $75MQ4 2025: $76MQ1 2026: $73MQ2 2026: $77MQ3 2026: $77M
QuarterRevenueYoY
Q3 2026$76.8M+2.7%
Q2 2026$77.5M+6.4%
Q1 2026$72.9M+6%
Q4 2025$76.3M+31%
Q3 2025$74.8M+12%
Q2 2025$72.8M+14%
Q1 2025$68.8M+12%
Q4 2024$58.4M-12%

CPF has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

CPF Free Cash Flow

Q4 2023: $20MQ1 2024: $14MQ2 2024: $21MQ3 2024: $16MQ4 2024: $25MQ1 2025: $20MQ2 2025: $32MQ3 2025: $21MQ4 2025: $19MQ1 2026: $17MQ2 2026: $41MQ3 2026: $28M
Q4 2023: $20MQ1 2024: $14MQ2 2024: $21MQ3 2024: $16MQ4 2024: $25MQ1 2025: $20MQ2 2025: $32MQ3 2025: $21MQ4 2025: $19MQ1 2026: $17MQ2 2026: $41MQ3 2026: $28M
QuarterFree cash flowYoY
Q3 2026$28.1M+31%
Q2 2026$41M+27%
Q1 2026$17.3M-12%
Q4 2025$19.1M-23%
Q3 2025$21.4M+37%
Q2 2025$32.3M+52%
Q1 2025$19.6M+42%
Q4 2024$24.8M+24%

CPF has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

CPF Total Shares

Q4 2023: 27MQ1 2024: 27MQ2 2024: 27MQ3 2024: 27MQ4 2024: 27MQ1 2025: 27MQ2 2025: 27MQ3 2025: 27MQ4 2025: 27MQ1 2026: 26MQ2 2026: 26MQ3 2026: 26M
Q4 2023: 27MQ1 2024: 27MQ2 2024: 27MQ3 2024: 27MQ4 2024: 27MQ1 2025: 27MQ2 2025: 27MQ3 2025: 27MQ4 2025: 27MQ1 2026: 26MQ2 2026: 26MQ3 2026: 26M
PeriodChange %Net change
Quarterly-1.1%-292K shares
1 year-4.7%-1.3M shares
3 years-4.7%-1.3M shares
5 years-8.4%-2.4M shares
Available history-10%-2.9M shares

CPF has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

CPF Net Leverage

Q4 2023: 0.5xQ1 2024: 0.7xQ2 2024: 0.7xQ3 2024: 0.7xQ4 2024: 1.1xQ1 2025: 0.3xQ2 2025: 0.2xQ3 2025: 0.3xQ4 2025: -0.1xQ1 2026: -0.1xQ2 2026: -0.2xQ3 2026: -0.3x
Q4 2023: 0.5xQ1 2024: 0.7xQ2 2024: 0.7xQ3 2024: 0.7xQ4 2024: 1.1xQ1 2025: 0.3xQ2 2025: 0.2xQ3 2025: 0.3xQ4 2025: -0.1xQ1 2026: -0.1xQ2 2026: -0.2xQ3 2026: -0.3x
QuarterNet LeverageStatus
Q3 2026-0.3xNet Cash
Q2 2026-0.2xNet Cash
Q1 2026-0.1xNet Cash
Q4 2025-0.1xNet Cash
Q3 20250.3xVery low
Q2 20250.2xVery low
Q1 20250.3xVery low
Q4 20241.1xHealthy

CPF has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CPF.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

CPF Weekly Momentum

MetricValueStatus
RSI61.8Neutral
Stochastic61.2Neutral

CPF's weekly RSI is 62 (neutral) and its Stochastic is 61 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

CPF PE vs Financial Services Sector

MetricCPFSector medianRelative
PE12x13x9.9% below
PE %536310 pts below

CPF is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

CPF Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$37.34.1% above
20 week MA$37.92.3% above
50 week MA$35.111% above
100 week MA$31.623% above
200 week MA$26.248% above

CPF has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

CPF Yearly ROI

YearStart priceEnd priceROI
2020$29.7$19.0-36%
2021$19.0$27.7+46%
2022$27.7$19.8-29%
2023$19.8$19.7-0.4%
2024$19.7$28.8+46%
2025$28.8$32.2+12%
2026 YTD$32.2$38.8+20%

CPF has the edge over CIFR on returns for 2026, with the stronger performance.

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