CIFR

Cipher Mining Inc.

There isn't enough reported data to score CIFR yet.

CNO

CNO Financial Group, Inc.

54
Fundamentals64/ 100
Valuation28/ 100
Upside potential75/ 100
Risk potential9/ 100

CNO's fundamentals are mixed, but it looks expensive: trading at 13x earnings, above its usual 9.1x. Analysts expect earnings growth.

CIFR Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

CIFR's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIFR.

CNO Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

CNO's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CNO.

CIFR PE Valuation

CIFR has no meaningful PE right now: it lost money over the past year.

CNO PE Valuation

CHEAPFAIREXPENSIVE5.8x12x17x23x
CHEAPFAIREXPENSIVE5.8x12x17x23x
LevelPEPriceVs current
Cheap6.5x$28.30-51%
Fair9.1x$39.72-31%
Forward11x$57.44—
Current13x$57.44—
Expensive15x$66.35+16%

Historical ranges are pointers, not guarantees.

CNO's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.

CIFR Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
Strongly improving
Limited
Low

CIFR has the edge over CNO on the outlook, with more favorable revenue expectations.

CNO Forward outlook

MetricOutlook
Improving
Growth
Stable
Improving
Limited
High

Analysts expect CNO's earnings to grow and its profitability to improve, with its revenue holding steady.

CIFR Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $7.15 on Nov 12.

There is not enough scenario data to compare CIFR and CNO's risk to reward.

CNO Risk to reward

ScenarioChangePrice
Upside+27%$72.72
Downside-9%$52.44

Calculated from the latest close: $57.44 on Nov 12.

There is not enough scenario data to compare CIFR and CNO's risk to reward.

CIFR Earnings Per Share

Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
Q4 2023: $-0.10Q1 2024: $0.06Q2 2024: $0.06Q3 2024: $-0.13Q4 2024: $-0.14Q1 2025: $-0.38Q2 2025: $-0.45Q3 2025: $-0.20Q4 2025: $-2.15Q1 2026: $-2.32Q2 2026: $-2.85Q3 2026: $-3.06
QuarterTTM EPSYoY
Q3 2026-$3.06-$2.86
Q2 2026-$2.85-$2.40
Q1 2026-$2.32-$1.94
Q4 2025-$2.15-$2.01
Q3 2025-$0.20-$0.07
Q2 2025-$0.45-850%
Q1 2025-$0.38-733%
Q4 2024-$0.14-$0.04

CIFR lost $3.06 per share over the past year, and its loss has widened in each of the last four quarters.

CNO Earnings Per Share

Q4 2023: $2.41Q1 2024: $3.43Q2 2024: $3.85Q3 2024: $2.48Q4 2024: $3.74Q1 2025: $2.86Q2 2025: $2.71Q3 2025: $2.86Q4 2025: $2.23Q1 2026: $2.49Q2 2026: $2.91Q3 2026: $4.38Forward: $5.03
Q4 2023: $2.41Q1 2024: $3.43Q2 2024: $3.85Q3 2024: $2.48Q4 2024: $3.74Q1 2025: $2.86Q2 2025: $2.71Q3 2025: $2.86Q4 2025: $2.23Q1 2026: $2.49Q2 2026: $2.91Q3 2026: $4.38Forward: $5.03
QuarterTTM EPSYoY
Forward$5.03+15%
Q3 2026$4.38+53%
Q2 2026$2.91+7.4%
Q1 2026$2.49-13%
Q4 2025$2.23-40%
Q3 2025$2.86+15%
Q2 2025$2.71-30%
Q1 2025$2.86-17%
Q4 2024$3.74+55%

CNO has the edge over CIFR on earnings quality, reporting a profit while its opponent remains loss making.

CIFR Quarterly Revenue

Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
Q4 2023: $43MQ1 2024: $48MQ2 2024: $37MQ3 2024: $24MQ4 2024: $42MQ1 2025: $49MQ2 2025: $44MQ3 2025: $72MQ4 2025: $60MQ1 2026: $35MQ2 2026: $25MQ3 2026: $27M
QuarterRevenueYoY
Q3 2026$26.7M-63%
Q2 2026$24.8M-43%
Q1 2026$34.8M-29%
Q4 2025$59.7M+41%
Q3 2025$71.7M+198%
Q2 2025$43.6M+18%
Q1 2025$49M+1.7%
Q4 2024$42.2M-2.8%

CIFR's revenue has slid since its 2025 peak: $27M last quarter, down 63% from the same quarter a year ago.

CNO Quarterly Revenue

Q4 2023: $1.2BQ1 2024: $1.2BQ2 2024: $1.1BQ3 2024: $1.1BQ4 2024: $1.1BQ1 2025: $1BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1BQ2 2026: $1.3BQ3 2026: $1.1B
Q4 2023: $1.2BQ1 2024: $1.2BQ2 2024: $1.1BQ3 2024: $1.1BQ4 2024: $1.1BQ1 2025: $1BQ2 2025: $1.2BQ3 2025: $1.2BQ4 2025: $1.1BQ1 2026: $1BQ2 2026: $1.3BQ3 2026: $1.1B
QuarterRevenueYoY
Q3 2026$1.1B-8.6%
Q2 2026$1.3B+12%
Q1 2026$1B+2.5%
Q4 2025$1.1B+4.2%
Q3 2025$1.2B+5.2%
Q2 2025$1.2B+8%
Q1 2025$1B-13%
Q4 2024$1.1B-6.3%

CNO has the edge over CIFR on sales, with more consistent year-over-year improvement.

CIFR Free Cash Flow

Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
Q4 2023: −$114MQ1 2024: −$35MQ2 2024: −$33MQ3 2024: −$83MQ4 2024: −$76MQ1 2025: −$72MQ2 2025: −$88MQ3 2025: −$256MQ4 2025: −$280MQ1 2026: −$462MQ2 2026: −$654MQ3 2026: −$1.7B
QuarterFree cash flowYoY
Q3 2026-$1.7B-$1.4B
Q2 2026-$653.8M-$566.3M
Q1 2026-$462.5M-$390.7M
Q4 2025-$280.3M-$204.2M
Q3 2025-$256.2M-$173.1M
Q2 2025-$87.5M-$54.3M
Q1 2025-$71.8M-$37.3M
Q4 2024-$76.1M+$38M

CIFR's free cash flow was −$3.1B over the past year, against −$492M the year before. Free cash flow isn't a meaningful measure for financial services companies like CIFR.

CNO Free Cash Flow

Q4 2023: $177MQ1 2024: $95MQ2 2024: $111MQ3 2024: $231MQ4 2024: $191MQ1 2025: $137MQ2 2025: $146MQ3 2025: $198MQ4 2025: $196MQ1 2026: $149MQ2 2026: $157MQ3 2026: $242M
Q4 2023: $177MQ1 2024: $95MQ2 2024: $111MQ3 2024: $231MQ4 2024: $191MQ1 2025: $137MQ2 2025: $146MQ3 2025: $198MQ4 2025: $196MQ1 2026: $149MQ2 2026: $157MQ3 2026: $242M
QuarterFree cash flowYoY
Q3 2026$242M+22%
Q2 2026$156.6M+7.6%
Q1 2026$148.8M+8.9%
Q4 2025$195.7M+2.5%
Q3 2025$197.8M-14%
Q2 2025$145.5M+31%
Q1 2025$136.7M+45%
Q4 2024$191M+8.1%

CNO has the edge over CIFR on cash generation, producing positive trailing cash flow while its opponent burns cash.

CIFR Total Shares

Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
Q4 2023: 252MQ1 2024: 304MQ2 2024: 314MQ3 2024: 333MQ4 2024: 323MQ1 2025: 361MQ2 2025: 375MQ3 2025: 393MQ4 2025: 382MQ1 2026: 405MQ2 2026: 409MQ3 2026: 440M
PeriodChange %Net change
Quarterly+7.4%+30.3M shares
1 year+12%+46.5M shares
3 years+75%+188M shares
5 years+102%+222M shares

CIFR has 440M diluted shares, up 12% from a year ago, despite $151M in buybacks over the past year.

CNO Total Shares

Q4 2023: 115MQ1 2024: 111MQ2 2024: 109MQ3 2024: 107MQ4 2024: 108MQ1 2025: 103MQ2 2025: 100MQ3 2025: 99MQ4 2025: 100MQ1 2026: 96MQ2 2026: 95MQ3 2026: 94M
Q4 2023: 115MQ1 2024: 111MQ2 2024: 109MQ3 2024: 107MQ4 2024: 108MQ1 2025: 103MQ2 2025: 100MQ3 2025: 99MQ4 2025: 100MQ1 2026: 96MQ2 2026: 95MQ3 2026: 94M
PeriodChange %Net change
Quarterly-0.7%-699K shares
1 year-4.4%-4.3M shares
3 years-18%-20.2M shares
5 years-27%-34.8M shares
Available history-40%-62.9M shares

CNO has the edge over CIFR on shareholder dilution, with a more favorable share count trend.

CIFR Net Leverage

Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
Q4 2023: -2.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -0.7xQ4 2024: 0.5xQ1 2025: 125.4xQ3 2025: -2.3x
QuarterNet LeverageStatus
Q3 2025-2.3xNet Cash
Q1 2025125.4xHigh
Q4 20240.5xVery low
Q3 2024-0.7xNet Cash
Q2 2024-1.2xNet Cash
Q1 2024-0.9xNet Cash
Q4 2023-2.2xNet Cash
Q2 2023-0.1xNet Cash

CIFR has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIFR.

CNO Net Leverage

Q4 2023: -1.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -1.5xQ4 2024: -2.4xQ1 2025: -1.2xQ2 2025: -1.0xQ3 2025: -1.4xQ4 2025: -1.1xQ1 2026: -1.3xQ2 2026: -1.4xQ3 2026: -1.4x
Q4 2023: -1.2xQ1 2024: -0.9xQ2 2024: -1.2xQ3 2024: -1.5xQ4 2024: -2.4xQ1 2025: -1.2xQ2 2025: -1.0xQ3 2025: -1.4xQ4 2025: -1.1xQ1 2026: -1.3xQ2 2026: -1.4xQ3 2026: -1.4x
QuarterNet LeverageStatus
Q3 2026-1.4xNet Cash
Q2 2026-1.4xNet Cash
Q1 2026-1.3xNet Cash
Q4 2025-1.1xNet Cash
Q3 2025-1.4xNet Cash
Q2 2025-1.0xNet Cash
Q1 2025-1.2xNet Cash
Q4 2024-2.4xNet Cash

CNO has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CNO.

CIFR Weekly Momentum

MetricValueStatus
RSI34.4Neutral
Stochastic7.8Oversold

CIFR's weekly RSI is 34 (neutral) and its Stochastic is 8 (oversold).

CNO Weekly Momentum

MetricValueStatus
RSI63.3Neutral
Stochastic74.8Neutral

CNO's weekly RSI is 63 (neutral) and its Stochastic is 75 (neutral).

CIFR PE vs Financial Services Sector

MetricCIFRSector medianRelative
PEN/A13x—

CIFR has no meaningful PE right now: it lost money over the past year.

CNO PE vs Financial Services Sector

MetricCNOSector medianRelative
PE13x13x0.7% above
PE %72639 pts above

CNO is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

CIFR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$10.633% below
20 week MA$15.554% below
50 week MA$17.058% below
100 week MA$12.241% below
200 week MA$7.869% below

CIFR is in a downtrend: it's below all five of its weekly moving averages, and 9% below its 200-week average.

CNO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$55.04.5% above
20 week MA$54.65.2% above
50 week MA$48.119% above
100 week MA$43.532% above
200 week MA$35.462% above

CNO has the edge over CIFR on trend strength, trading above more of its moving averages.

CIFR Yearly ROI

YearStart priceEnd priceROI
2020$9.92$9.95+0.3%
2021$9.95$5.21-48%
2022$5.21$0.54-90%
2023$0.54$4.13+665%
2024$4.13$4.86+18%
2025$4.86$15.2+213%
2026 YTD$15.2$7.15-53%

CIFR's yearly returns have swung widely, from +665% in 2023 to −90% in 2022. It's down 53% so far in 2026.

CNO Yearly ROI

YearStart priceEnd priceROI
2020$18.2$22.8+25%
2021$22.8$24.0+5%
2022$24.0$22.9-4.6%
2023$22.9$27.9+22%
2024$27.9$37.3+34%
2025$37.3$43.3+16%
2026 YTD$43.3$57.4+33%

CNO has the edge over CIFR on returns for 2026, with the stronger performance.

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