CIB

Grupo Cibest S.A.

60
Fundamentals60/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential22/ 100

CIB lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

CIB Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

CIB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like CIB.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

CIB PE Valuation

CIB has no meaningful PE right now: it lost money over the past year.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

CIB Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Limited
Moderate

CIB has the edge over COIN on the outlook, with more favorable revenue expectations.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

CIB Risk to reward

ScenarioChangePrice
Upside+28%$113.61
Downside-22%$69.52

Calculated from the latest close: $88.64 on Nov 12.

There is not enough scenario data to compare CIB and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare CIB and COIN's risk to reward.

CIB Earnings Per Share

Q3 2023: $4.25Q4 2023: $4.97Q1 2024: $5.91Q2 2024: $6.74Q3 2024: $7.62Q4 2024: $7.89Q1 2025: $8.01Q2 2025: $8.45Q3 2025: $9.28Q4 2025: $9.20Q1 2026: $8.85Q2 2026: $9.82
Q3 2023: $4.25Q4 2023: $4.97Q1 2024: $5.91Q2 2024: $6.74Q3 2024: $7.62Q4 2024: $7.89Q1 2025: $8.01Q2 2025: $8.45Q3 2025: $9.28Q4 2025: $9.20Q1 2026: $8.85Q2 2026: $9.82
QuarterTTM EPSYoY
Q2 2026$9.82+16%
Q1 2026$8.85+10%
Q4 2025$9.20+17%
Q3 2025$9.28+22%
Q2 2025$8.45+25%
Q1 2025$8.01+36%
Q4 2024$7.89+59%
Q3 2024$7.62+79%

CIB has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36โ€”
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

CIB Quarterly Revenue

Q3 2023: $3.3BQ4 2023: $3.5BQ1 2024: $3.3BQ2 2024: $3.3BQ3 2024: $3.2BQ4 2024: $3.3BQ1 2025: $3.1BQ2 2025: $3.2BQ3 2025: $3.2BQ4 2025: $3.5BQ1 2026: $3.2BQ2 2026: $3.5B
Q3 2023: $3.3BQ4 2023: $3.5BQ1 2024: $3.3BQ2 2024: $3.3BQ3 2024: $3.2BQ4 2024: $3.3BQ1 2025: $3.1BQ2 2025: $3.2BQ3 2025: $3.2BQ4 2025: $3.5BQ1 2026: $3.2BQ2 2026: $3.5B
QuarterRevenueYoY
Q2 2026$3.5B+9.2%
Q1 2026$3.2B+1.7%
Q4 2025$3.5B+6.2%
Q3 2025$3.2B-0.3%
Q2 2025$3.2B-2.2%
Q1 2025$3.1B-4.5%
Q4 2024$3.3B-4.3%
Q3 2024$3.2B-2.9%

CIB's revenue has picked up after two years of holding roughly level: $3.5B last quarter, up 9.2% from the same quarter a year ago.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

CIB Free Cash Flow

Q3 2023: $1.3BQ4 2023: $3.5BQ1 2024: โˆ’$3.5BQ2 2024: $1.4BQ3 2024: โˆ’$1.5BQ4 2024: $3.1BQ1 2025: $46MQ2 2025: $1.8BQ3 2025: โˆ’$567MQ4 2025: $1.8BQ1 2026: $112MQ2 2026: $2.2B
Q3 2023: $1.3BQ4 2023: $3.5BQ1 2024: โˆ’$3.5BQ2 2024: $1.4BQ3 2024: โˆ’$1.5BQ4 2024: $3.1BQ1 2025: $46MQ2 2025: $1.8BQ3 2025: โˆ’$567MQ4 2025: $1.8BQ1 2026: $112MQ2 2026: $2.2B
QuarterFree cash flowYoY
Q2 2026$2.2B+25%
Q1 2026$111.6M+143%
Q4 2025$1.8B-42%
Q3 2025-$566.6M+$924.2M
Q2 2025$1.8B+22%
Q1 2025$45.9M+$3.6B
Q4 2024$3.1B-11%
Q3 2024-$1.5B-218%

CIB has the edge over COIN on cash flow, with more consistent year-over-year improvement.

COIN Free Cash Flow

Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: โˆ’$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: โˆ’$183MQ2 2025: $328MQ3 2025: โˆ’$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

CIB Total Shares

Q3 2023: 240MQ4 2023: 240MQ1 2024: 240MQ2 2024: 240MQ3 2024: 240MQ4 2024: 240MQ1 2025: 238MQ2 2025: 240MQ3 2025: 240MQ4 2025: 238MQ1 2026: 237MQ2 2026: 236M
Q3 2023: 240MQ4 2023: 240MQ1 2024: 240MQ2 2024: 240MQ3 2024: 240MQ4 2024: 240MQ1 2025: 238MQ2 2025: 240MQ3 2025: 240MQ4 2025: 238MQ1 2026: 237MQ2 2026: 236M
PeriodChange %Net change
Quarterly-0.5%-1.1M shares
1 year-1.8%-4.3M shares
3 years-1.8%-4.3M shares
5 years+293%+176M shares
Available history+293%+176M shares

CIB has the edge over COIN on shareholder dilution, with a more favorable share count trend.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has 288M diluted shares, down 1.4% from a year ago.

CIB Net Leverage

Q3 2023: 1.4xQ4 2023: 0.1xQ1 2024: 0.9xQ2 2024: -0.0xQ3 2024: 0.7xQ4 2024: 0.3xQ1 2025: 0.1xQ2 2025: -0.4xQ3 2025: -0.0xQ4 2025: -0.3xQ1 2026: -0.3xQ2 2026: -0.3x
Q3 2023: 1.4xQ4 2023: 0.1xQ1 2024: 0.9xQ2 2024: -0.0xQ3 2024: 0.7xQ4 2024: 0.3xQ1 2025: 0.1xQ2 2025: -0.4xQ3 2025: -0.0xQ4 2025: -0.3xQ1 2026: -0.3xQ2 2026: -0.3x
QuarterNet LeverageStatus
Q2 2026-0.3xNet Cash
Q1 2026-0.3xNet Cash
Q4 2025-0.3xNet Cash
Q3 2025-0.0xNet Cash
Q2 2025-0.4xNet Cash
Q1 20250.1xVery low
Q4 20240.3xVery low
Q3 20240.7xVery low

CIB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CIB.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has the edge over CIB on leverage, with a lower net debt burden relative to earnings.

CIB Weekly Momentum

MetricValueStatus
RSI50.4Neutral
Stochastic23.4Neutral

CIB's weekly RSI is 50 (neutral) and its Stochastic is 23 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

CIB PE vs Financial Services Sector

CIB has no meaningful PE right now: it lost money over the past year.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13xโ€”

COIN has no meaningful PE right now: it lost money over the past year.

CIB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$93.95.6% below
20 week MA$92.84.4% below
50 week MA$79.811% above
100 week MA$62.642% above
200 week MA$46.391% above

CIB has the edge over COIN on trend strength, trading above more of its moving averages.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

CIB Yearly ROI

YearStart priceEnd priceROI
2020$54.8$40.3-27%
2021$40.3$31.4-22%
2022$31.4$28.0-11%
2023$28.0$30.8+9.9%
2024$30.8$32.1+4.2%
2025$32.1$65.4+104%
2026 YTD$65.4$88.6+36%

CIB has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to โˆ’87% in 2022. It's down 45% so far in 2026.

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