CHYM

Chime Financial, Inc. Class A Common Stock

There isn't enough reported data to score CHYM yet.

COIN

Coinbase Global, Inc.

There isn't enough reported data to score COIN yet.

CHYM Fundamentals

MetricStatus
Healthy
Under pressure
N/A
N/A

CHYM's revenue is currently healthy, but its profitability is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like CHYM.

COIN Fundamentals

MetricStatus
Weak
Under pressure
N/A
N/A

COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.

CHYM PE Valuation

CHYM has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 36x next year's earnings.

COIN PE Valuation

COIN has no meaningful PE right now: it lost money over the past year.

CHYM Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
Strongly improving
Limited
Low

CHYM has the edge over COIN on the outlook, with more favorable revenue expectations.

COIN Forward outlook

MetricOutlook
--
Strong growth
Stable
Strongly improving
Moderate
Low

Analysts expect COIN's earnings to grow and its profitability to improve, with its revenue holding steady. However, they disagree widely on these estimates.

CHYM Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $33.03 on Nov 12.

There is not enough scenario data to compare CHYM and COIN's risk to reward.

COIN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $130.67 on Nov 12.

There is not enough scenario data to compare CHYM and COIN's risk to reward.

CHYM Earnings Per Share

Q1 2025: $0.09Q2 2025: $-7.20Q3 2025: $-7.29Forward: $0.92
Q1 2025: $0.09Q2 2025: $-7.20Q3 2025: $-7.29Forward: $0.92

CHYM and COIN do not have enough comparable growth data to identify a winner.

COIN Earnings Per Share

Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
Q4 2023: $0.37Q1 2024: $5.11Q2 2024: $5.67Q3 2024: $5.96Q4 2024: $9.48Q1 2025: $5.32Q2 2025: $10.32Q3 2025: $11.54Q4 2025: $4.45Q1 2026: $2.72Q2 2026: $-3.78Q3 2026: $-2.77Forward: $1.36
QuarterTTM EPSYoY
Forward$1.36—
Q3 2026-$2.77-124%
Q2 2026-$3.78-137%
Q1 2026$2.72-49%
Q4 2025$4.45-53%
Q3 2025$11.54+94%
Q2 2025$10.32+82%
Q1 2025$5.32+4.1%
Q4 2024$9.48+2462%

COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.

CHYM Quarterly Revenue

Q4 2023: $338MQ1 2024: $392MQ2 2024: $384MQ3 2024: $422MQ4 2024: $475MQ1 2025: $519MQ2 2025: $528MQ3 2025: $544MQ4 2025: $596MQ1 2026: $647MQ2 2026: $670MQ3 2026: $718M
Q4 2023: $338MQ1 2024: $392MQ2 2024: $384MQ3 2024: $422MQ4 2024: $475MQ1 2025: $519MQ2 2025: $528MQ3 2025: $544MQ4 2025: $596MQ1 2026: $647MQ2 2026: $670MQ3 2026: $718M
QuarterRevenueYoY
Q3 2026$718M+32%
Q2 2026$669.8M+27%
Q1 2026$647.4M+25%
Q4 2025$596.4M+25%
Q3 2025$543.5M+29%
Q2 2025$528.1M+37%
Q1 2025$518.7M+32%
Q4 2024$475.2M+41%

CHYM has the edge over COIN on sales, with more consistent year-over-year improvement.

COIN Quarterly Revenue

Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
Q4 2023: $954MQ1 2024: $1.6BQ2 2024: $1.4BQ3 2024: $1.2BQ4 2024: $2.3BQ1 2025: $2BQ2 2025: $1.5BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.4BQ2 2026: $1.2BQ3 2026: $1.2B
QuarterRevenueYoY
Q3 2026$1.2B-35%
Q2 2026$1.2B-19%
Q1 2026$1.4B-31%
Q4 2025$1.8B-22%
Q3 2025$1.9B+55%
Q2 2025$1.5B+3.3%
Q1 2025$2B+24%
Q4 2024$2.3B+138%

COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.

CHYM Free Cash Flow

Q4 2023: --Q1 2024: $70MQ2 2024: −$4MQ3 2024: --Q4 2024: --Q1 2025: −$31MQ2 2025: --Q3 2025: $15MQ4 2025: $18MQ1 2026: $81MQ2 2026: $198MQ3 2026: $121M
Q4 2023: --Q1 2024: $70MQ2 2024: −$4MQ3 2024: --Q4 2024: --Q1 2025: −$31MQ2 2025: --Q3 2025: $15MQ4 2025: $18MQ1 2026: $81MQ2 2026: $198MQ3 2026: $121M
QuarterFree cash flowYoY
Q3 2026$121.3M+687%
Q1 2026$80.9M+$112.2M
Q1 2025-$31.4M-145%

CHYM's free cash flow was $418M over the past year, about eight times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like CHYM.

COIN Free Cash Flow

Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
Q4 2023: −$5MQ1 2024: $411MQ2 2024: $484MQ3 2024: $697MQ4 2024: $965MQ1 2025: −$183MQ2 2025: $328MQ3 2025: −$785MQ4 2025: $3.1BQ1 2026: $183MQ2 2026: $197MQ3 2026: $405M
QuarterFree cash flowYoY
Q3 2026$405.5M+$1.2B
Q2 2026$197.3M-40%
Q1 2026$182.7M+$365.5M
Q4 2025$3.1B+218%
Q3 2025-$784.5M-213%
Q2 2025$328.5M-32%
Q1 2025-$182.7M-144%
Q4 2024$964.6M+$969.8M

COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.

CHYM Total Shares

Q4 2023: 364MQ2 2024: 364MQ3 2024: 364MQ4 2024: 364MQ1 2025: 364MQ2 2025: 127MQ3 2025: 372MQ1 2026: 400MQ2 2026: 393MQ3 2026: 400M
Q4 2023: 364MQ2 2024: 364MQ3 2024: 364MQ4 2024: 364MQ1 2025: 364MQ2 2025: 127MQ3 2025: 372MQ1 2026: 400MQ2 2026: 393MQ3 2026: 400M
PeriodChange %Net change
Quarterly+1.7%+6.7M shares
1 year+216%+273M shares

CHYM has 400M diluted shares, up 216% from a year ago, despite $300M in buybacks over the past year.

COIN Total Shares

Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
Q4 2023: 254MQ1 2024: 268MQ2 2024: 267MQ3 2024: 267MQ4 2024: 273MQ1 2025: 271MQ2 2025: 279MQ3 2025: 292MQ4 2025: 287MQ1 2026: 265MQ2 2026: 263MQ3 2026: 288M
PeriodChange %Net change
Quarterly+9.3%+24.6M shares
1 year-1.4%-4M shares
3 years+21%+50.7M shares
5 years+15%+37.4M shares
Available history+330%+221M shares

COIN has the edge over CHYM on shareholder dilution, with a more favorable share count trend.

CHYM Net Leverage

Q3 2026: -6.8x
Q3 2026: -6.8x
QuarterNet LeverageStatus
Q3 2026-6.8xNet Cash

CHYM has the edge over COIN on leverage, with a lower net debt burden relative to earnings.

COIN Net Leverage

Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
Q1 2024: -2.9xQ2 2024: -2.4xQ3 2024: -2.3xQ4 2024: -1.8xQ1 2025: -1.6xQ2 2025: -1.6xQ3 2025: -0.6xQ4 2025: -2.3xQ1 2026: -2.8xQ2 2026: -2.5xQ3 2026: -4.4x
QuarterNet LeverageStatus
Q3 2026-4.4xNet Cash
Q2 2026-2.5xNet Cash
Q1 2026-2.8xNet Cash
Q4 2025-2.3xNet Cash
Q3 2025-0.6xNet Cash
Q2 2025-1.6xNet Cash
Q1 2025-1.6xNet Cash
Q4 2024-1.8xNet Cash

COIN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like COIN.

CHYM Weekly Momentum

MetricValueStatus
RSI62.3Neutral
Stochastic62.5Neutral

CHYM's weekly RSI is 62 (neutral) and its Stochastic is 63 (neutral).

COIN Weekly Momentum

MetricValueStatus
RSI35.3Neutral
Stochastic5.0Oversold

COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).

CHYM PE vs Financial Services Sector

CHYM has no meaningful PE right now: it lost money over the past year.

COIN PE vs Financial Services Sector

MetricCOINSector medianRelative
PEN/A13x—

COIN has no meaningful PE right now: it lost money over the past year.

CHYM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.512% above
20 week MA$28.416% above
50 week MA$24.436% above

CHYM has stronger trend alignment. CHYM is above 3 of 3 weekly averages versus COIN above 0 of 5.

COIN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$163.020% below
20 week MA$165.621% below
50 week MA$184.429% below
100 week MA$232.844% below
200 week MA$190.331% below

COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.

CHYM Yearly ROI

YearStart priceEnd priceROI
2025$34.8$26.5-24%
2026 YTD$26.5$33.0+25%

CHYM has the edge over COIN on returns for 2026, with the stronger performance.

COIN Yearly ROI

YearStart priceEnd priceROI
2021$342.0$268.2-22%
2022$268.2$35.5-87%
2023$35.5$173.9+390%
2024$173.9$265.7+53%
2025$265.7$236.9-11%
2026 YTD$236.9$130.7-45%

COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.

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