CGEM

Cullinan Therapeutics, Inc.

There isn't enough reported data to score CGEM yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

CGEM Fundamentals

MetricStatus
Weak
Weak
Unavailable
Strong

CGEM's balance sheet is currently strong, but its revenue and profitability are weak. There isn't enough data to rate its cash flow.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

CGEM PE Valuation

CGEM has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

CGEM Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
Low

Analysts expect CGEM's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

CGEM Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $10.19 on Nov 12.

There is not enough scenario data to compare CGEM and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare CGEM and OSCR's risk to reward.

CGEM Earnings Per Share

Q4 2023: $-3.69Q1 2024: $-3.13Q2 2024: $-3.06Q3 2024: $-2.84Q4 2024: $-3.12Q1 2025: $-3.08Q2 2025: $-3.51Q3 2025: $-3.68
Q4 2023: $-3.69Q1 2024: $-3.13Q2 2024: $-3.06Q3 2024: $-2.84Q4 2024: $-3.12Q1 2025: $-3.08Q2 2025: $-3.51Q3 2025: $-3.68
QuarterTTM EPSYoY
Q3 2025-$3.68-$0.84
Q2 2025-$3.51-$0.45
Q1 2025-$3.08+$0.05
Q4 2024-$3.12+$0.57
Q3 2024-$2.84+$0.89
Q2 2024-$3.06+$0.30
Q1 2024-$3.13-354%
Q4 2023-$3.69-255%

OSCR has the stronger earnings trend. Trailing diluted EPS is down 230% for CGEM versus OSCR up 147%.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has returned to profit: it earned $2.47 per share over the past year, after losing money the year before.

CGEM Quarterly Revenue

Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --
Q4 2023: --Q1 2024: --Q2 2024: --Q3 2024: --Q4 2024: --Q1 2025: --Q2 2025: --Q3 2025: --Q4 2025: --Q1 2026: --Q2 2026: --Q3 2026: --

CGEM's revenue has slid since its 2021 peak: $0 last quarter.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR's revenue has grown year over year every quarter since early 2021: $5.1B last quarter, up 72% from the same quarter a year ago.

CGEM Free Cash Flow

Q4 2023: −$18MQ1 2024: −$38MQ2 2024: −$36MQ3 2024: −$34MQ4 2024: −$37MQ1 2025: −$43MQ2 2025: −$58MQ3 2025: --Q4 2025: −$38MQ1 2026: −$46MQ2 2026: −$38MQ3 2026: --
Q4 2023: −$18MQ1 2024: −$38MQ2 2024: −$36MQ3 2024: −$34MQ4 2024: −$37MQ1 2025: −$43MQ2 2025: −$58MQ3 2025: --Q4 2025: −$38MQ1 2026: −$46MQ2 2026: −$38MQ3 2026: --
QuarterFree cash flowYoY
Q2 2026-$38.2M+$19.4M
Q1 2026-$46M-$2.9M
Q4 2025-$38.1M-$1.5M
Q2 2025-$57.6M-$21.3M
Q1 2025-$43.2M-$4.9M
Q4 2024-$36.6M-$18.5M
Q3 2024-$34.1M+$2K
Q2 2024-$36.3M-$5.2M

OSCR has the stronger cash trend. Its trailing FCF is up 545% versus its history, compared with CGEM at down 54%.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR usually generates cash, though not every quarter: the latest was −$1.2B, but it generated $4.1B over the past year.

CGEM Total Shares

Q4 2023: 42MQ1 2024: 43MQ2 2024: 55MQ3 2024: 58MQ4 2024: 59MQ1 2025: 59MQ2 2025: 59MQ3 2025: 59MQ4 2025: 61MQ1 2026: 61MQ2 2026: 64MQ3 2026: 65M
Q4 2023: 42MQ1 2024: 43MQ2 2024: 55MQ3 2024: 58MQ4 2024: 59MQ1 2025: 59MQ2 2025: 59MQ3 2025: 59MQ4 2025: 61MQ1 2026: 61MQ2 2026: 64MQ3 2026: 65M
PeriodChange %Net change
Quarterly+0.9%+566K shares
1 year+9.9%+5.8M shares
3 years+52%+22.2M shares
5 years+49%+21.5M shares
Available history+235%+45.6M shares

CGEM has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

CGEM Net Leverage

QuarterNet LeverageStatus
Q1 2023-1.1xNet Cash
Q4 2022-1.1xNet Cash
Q3 2022-1.7xNet Cash
Q2 2022-2.3xNet Cash

CGEM has more cash than debt.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

CGEM Weekly Momentum

MetricValueStatus
RSI36.1Neutral
Stochastic9.1Oversold

CGEM's weekly RSI is 36 (neutral) and its Stochastic is 9 (oversold).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

CGEM PE vs Healthcare Sector

MetricCGEMSector medianRelative
PEN/A26x—

CGEM has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

CGEM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$13.726% below
20 week MA$17.140% below
50 week MA$14.831% below
100 week MA$11.713% below
200 week MA$12.720% below

CGEM is in a downtrend: it's below all five of its weekly moving averages, and 20% below its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR has the edge over CGEM on trend strength, trading above more of its moving averages.

CGEM Yearly ROI

YearStart priceEnd priceROI
2021$29.9$16.7-44%
2022$16.7$10.2-39%
2023$10.2$10.2-0.5%
2024$10.2$12.0+18%
2025$12.0$10.4-14%
2026 YTD$10.4$10.2-1.7%

CGEM has finished lower in four of the last five years. It's down 1.7% so far in 2026.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR has the edge over CGEM on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key