CG
The Carlyle Group Inc.
CG's outlook is improving despite an expensive valuation.
SOFI
SoFi Technologies, Inc.
SOFI has the edge over CG overall, supported by stronger valuation and stronger fundamentals.
CG Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Stable | |
| N/A | |
| N/A |
CG's profitability is currently stable, but its revenue is under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like CG.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
CG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.4x | $5.99 | -85% |
| Forward | 9.5x | $39.36 | — |
| Fair | 14x | $13.43 | -66% |
| Expensive | 36x | $33.42 | -15% |
| Current | 42x | $39.36 | — |
Historical ranges are pointers, not guarantees.
CG's PE is in its expensive range at 42x. If earnings grow as analysts expect, today's price would be 9.5x next year's earnings, in its fair range.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI has the edge over CG in the historical PE scenario, which offers more potential upside but is not a forecast.
CG Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Stable | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for CG, with profitability holding steady. However, they disagree widely on these estimates.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
SOFI has the edge over CG on the outlook, with more favorable profitability expectations.
CG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.16 | +343% |
| Q3 2026 | $0.94 | -47% |
| Q2 2026 | $0.96 | -72% |
| Q1 2026 | $1.46 | -50% |
| Q4 2025 | $2.18 | -21% |
| Q3 2025 | $1.78 | +493% |
| Q2 2025 | $3.41 | +$4.52 |
| Q1 2025 | $2.94 | +$4.72 |
| Q4 2024 | $2.77 | +$4.45 |
CG's earnings per share have fallen from their peak: $0.94 over the past year, against $8.20 in late 2021.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI has the edge over CG on earnings, with more consistent year-over-year improvement.
CG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $334.1M | +0.4% |
| Q2 2026 | $1.1B | -29% |
| Q1 2026 | $254M | -74% |
| Q4 2025 | $1.9B | +84% |
| Q3 2025 | $332.7M | -87% |
| Q2 2025 | $1.6B | +47% |
| Q1 2025 | $973.1M | +41% |
| Q4 2024 | $1B | +11% |
CG's revenue has slid since its 2021 peak: $334M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -16% | -5 points |
| Q2 2026 | 22% | -3 points |
| Q1 2026 | -45% | -62 points |
| Q4 2025 | 27% | +4.9 points |
| Q3 2025 | -11% | -41 points |
| Q2 2025 | 25% | +4.1 points |
| Q1 2025 | 17% | -1.6 points |
| Q4 2024 | 22% | +113 points |
CG's operating margin was −16% last quarter, down 5 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over CG on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over CG on profitability, with a higher operating margin.
CG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $333.7M | +$1.9B |
| Q2 2026 | -$32.5M | +$153.8M |
| Q1 2026 | -$1.3B | -$901.7M |
| Q4 2025 | -$1.2B | -$857.6M |
| Q3 2025 | -$1.6B | -305% |
| Q2 2025 | -$186.3M | +$1.1B |
| Q1 2025 | -$368.8M | -748% |
| Q4 2024 | -$379.5M | -260% |
CG has the edge over SOFI on cash flow, with more consistent year-over-year improvement.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
CG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -3.5% | -13M shares |
| 1 year | -5.9% | -22.2M shares |
| 3 years | -2.6% | -9.4M shares |
| 5 years | -2.9% | -10.4M shares |
| Available history | -0.8% | -3M shares |
CG has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $210.4M |
| Q2 2026 | $304.1M |
| Q1 2026 | $204.8M |
| Q4 2025 | $203.7M |
| Q3 2025 | $202.7M |
| Q2 2025 | $103.6M |
| Q1 2025 | $176.5M |
| Q4 2024 | $75.8M |
CG spent $923M buying back its own shares over the past year, up 65% from the year before.
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
CG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.0x | Net Cash |
| Q2 2026 | -1.5x | Net Cash |
| Q1 2026 | -1.8x | Net Cash |
| Q4 2025 | -1.6x | Net Cash |
| Q3 2025 | -2.4x | Net Cash |
| Q2 2025 | -0.7x | Net Cash |
| Q1 2025 | -0.8x | Net Cash |
| Q4 2024 | -0.8x | Net Cash |
CG has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like CG.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has the edge over CG on leverage, with a lower net debt burden relative to earnings.
CG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 39.1 | Neutral |
| Stochastic | 26.1 | Neutral |
CG's weekly RSI is 39 (neutral) and its Stochastic is 26 (neutral).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
CG PE vs Financial Services Sector
| Metric | CG | Sector median | Relative |
|---|---|---|---|
| PE | 42x | 13x | 222% above |
| PE % | 87 | 63 | 24 pts above |
CG is trading at 42x earnings, a 222% premium to the Financial Services sector's median of 13x.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI has the edge over CG on valuation relative to its sector.
CG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $39.1 | 0.8% above |
| 20 week MA | $43.1 | 8.7% below |
| 50 week MA | $48.5 | 19% below |
| 100 week MA | $50.5 | 22% below |
| 200 week MA | $44.4 | 11% below |
CG has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 11% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
CG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $31.2 | $31.4 | +0.4% |
| 2021 | $31.4 | $55.5 | +77% |
| 2022 | $55.5 | $29.9 | -46% |
| 2023 | $29.9 | $40.7 | +36% |
| 2024 | $40.7 | $50.9 | +25% |
| 2025 | $50.9 | $61.1 | +20% |
| 2026 YTD | $61.1 | $39.4 | -36% |
CG has the edge over SOFI on returns for 2026, with the stronger performance.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI's yearly returns have swung widely, from +116% in 2023 to −69% in 2022. It's down 42% so far in 2026.