CCC
CCC Intelligent Solutions Holdings Inc.
CCC has a slight edge over MSFT overall, supported by stronger fundamentals and stronger valuation.
MSFT
Microsoft Corporation
MSFT has lower modeled downside risk, despite its lower overall score.
CCC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| Strong | |
| Weak |
CCC's profitability and cash flow are currently strong, and its revenue is stable, but its balance sheet is weak.
MSFT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Healthy | |
| Strong |
MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.
CCC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 15x | $7.69 | — |
| Current | 59x | $7.69 | — |
| Cheap | 93x | $12.12 | +58% |
| Fair | 231x | $30.03 | +291% |
| Expensive | 804x | $104 | +1259% |
Historical ranges are pointers, not guarantees.
CCC has the edge over MSFT in the historical PE scenario, which offers more potential upside but is not a forecast.
MSFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 25x | $523 | — |
| Cheap | 27x | $525 | +0.4% |
| Current | 27x | $523 | — |
| Fair | 34x | $652 | +25% |
| Expensive | 37x | $711 | +36% |
Historical ranges are pointers, not guarantees.
MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.
CCC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Moderate |
CCC has the edge over MSFT on the outlook, with more favorable profitability expectations.
MSFT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Stable | |
| Moderate | |
| High |
Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.
CCC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.51 | +296% |
| Q3 2026 | $0.13 | +$0.13 |
| Q2 2026 | $0.08 | +$0.08 |
| Q1 2026 | $0.06 | +500% |
| Q4 2025 | $0.00 | -100% |
| Q3 2025 | $0.00 | -100% |
| Q2 2025 | $0.00 | -100% |
| Q1 2025 | $0.01 | +$0.16 |
| Q4 2024 | $0.04 | +$0.19 |
CCC has returned to profit: it earned $0.13 per share over the past year, after losing money the year before.
MSFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $20.79 | +8.6% |
| Q3 2026 | $19.15 | +36% |
| Q2 2026 | $17.95 | +32% |
| Q1 2026 | $16.80 | +30% |
| Q4 2025 | $15.99 | +29% |
| Q3 2025 | $14.06 | +16% |
| Q2 2025 | $13.64 | +16% |
| Q1 2025 | $12.93 | +12% |
| Q4 2024 | $12.41 | +12% |
MSFT has the edge over CCC on earnings, with more consistent year-over-year improvement.
CCC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $294.1M | +10% |
| Q2 2026 | $285.9M | +9.8% |
| Q1 2026 | $281.3M | +12% |
| Q4 2025 | $277.9M | +13% |
| Q3 2025 | $267.1M | +12% |
| Q2 2025 | $260.5M | +12% |
| Q1 2025 | $251.6M | +11% |
| Q4 2024 | $246.5M | +7.8% |
CCC's revenue has grown year over year for 18 quarters in a row: $294M last quarter, up 10% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 20% | +8.3 points |
| Q2 2026 | 17% | +7.3 points |
| Q1 2026 | 17% | +22 points |
| Q4 2025 | 18% | +9.5 points |
| Q3 2025 | 11% | -0.8 points |
| Q2 2025 | 9.4% | -0.3 points |
| Q1 2025 | -4.3% | -7.7 points |
| Q4 2024 | 8.6% | +0.1 points |
CCC's operating margin was 20% last quarter, up 8.3 points from the same quarter a year ago, near the top of its range since 2020.
MSFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.3B | +19% |
| Q2 2026 | $90B | +18% |
| Q1 2026 | $82.9B | +18% |
| Q4 2025 | $81.3B | +17% |
| Q3 2025 | $77.7B | +18% |
| Q2 2025 | $76.4B | +18% |
| Q1 2025 | $70.1B | +13% |
| Q4 2024 | $69.6B | +12% |
MSFT has the edge over CCC on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 50% | +0.9 points |
| Q2 2026 | 45% | +0.2 points |
| Q1 2026 | 46% | +0.7 points |
| Q4 2025 | 47% | +1.6 points |
| Q3 2025 | 49% | +2.3 points |
| Q2 2025 | 45% | +1.8 points |
| Q1 2025 | 46% | +1.1 points |
| Q4 2024 | 45% | +1.9 points |
MSFT has the edge over CCC on profitability, with a higher operating margin.
CCC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $82.5M | +4.9% |
| Q2 2026 | $82.4M | +201% |
| Q1 2026 | $41.6M | -4.7% |
| Q4 2025 | $104.9M | -0.8% |
| Q3 2025 | $78.6M | +59% |
| Q2 2025 | $27.4M | -24% |
| Q1 2025 | $43.6M | +10% |
| Q4 2024 | $105.7M | +41% |
CCC has the edge over MSFT on cash flow, with more consistent year-over-year improvement.
MSFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.6B | -27% |
| Q2 2026 | $19.6B | -23% |
| Q1 2026 | $15.8B | -22% |
| Q4 2025 | $5.9B | -9.3% |
| Q3 2025 | $25.7B | +33% |
| Q2 2025 | $25.6B | +9.6% |
| Q1 2025 | $20.3B | -3.2% |
| Q4 2024 | $6.5B | -29% |
MSFT's free cash flow has been positive every quarter for seven years: $60B over the past year, down 23% from the year before.
CCC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.5% | +8.5M shares |
| 1 year | -6% | -38M shares |
| 3 years | -5% | -31.5M shares |
| 5 years | +4.8% | +27M shares |
CCC has the edge over MSFT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $100.2M |
| Q4 2025 | $388.1M |
| Q3 2025 | $40M |
| Q2 2025 | $100.2M |
| Q1 2025 | $72.3M |
| Q4 2020 | $123,000 |
CCC spent $488M buying back its own shares over the past year.
MSFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | -0.3% | -20M shares |
| 3 years | -0.2% | -16M shares |
| 5 years | -1.6% | -121M shares |
| Available history | -3.2% | -245M shares |
MSFT has 7.4B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.4B |
| Q2 2026 | $4.6B |
| Q1 2026 | $4.6B |
| Q4 2025 | $7.4B |
| Q3 2025 | $5.7B |
| Q2 2025 | $4.5B |
| Q1 2025 | $4.8B |
| Q4 2024 | $5B |
MSFT spent $21B buying back its own shares over the past year, up 5.2% from the year before.
CCC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 4.1x | High |
| Q2 2026 | 4.9x | High |
| Q1 2026 | 5.8x | High |
| Q4 2025 | 7.7x | High |
| Q3 2025 | 7.2x | High |
| Q2 2025 | 8.1x | High |
| Q1 2025 | 7.9x | High |
| Q4 2024 | 3.0x | Elevated |
CCC's net debt is about 4.1 years of its operating earnings (EBITDA), down from 7.2 years a year ago.
MSFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.1x | Very low |
MSFT has the edge over CCC on leverage, with a lower net debt burden relative to earnings.
CCC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.0 | Neutral |
| Stochastic | 88.2 | Overbought |
CCC's weekly RSI is 62 (neutral) and its Stochastic is 88 (overbought).
MSFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.1 | Neutral |
| Stochastic | 68.0 | Neutral |
MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).
CCC PE vs Technology Sector
| Metric | CCC | Sector median | Relative |
|---|---|---|---|
| PE | 59x | 28x | 112% above |
| PE % | 2 | 38 | 36 pts below |
CCC is trading at 59x earnings, a 112% premium to the Technology sector's median of 28x.
MSFT PE vs Technology Sector
| Metric | MSFT | Sector median | Relative |
|---|---|---|---|
| PE | 27x | 28x | 2% below |
| PE % | 16 | 35 | 19 pts below |
MSFT has the edge over CCC on valuation relative to its sector.
CCC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $7.35 | 4.6% above |
| 20 week MA | $6.90 | 11% above |
| 50 week MA | $6.38 | 21% above |
| 100 week MA | $7.96 | 3.4% below |
| 200 week MA | $9.41 | 18% below |
CCC has bounced recently, but its long-term trend is still down: it's above its 8-, 20- and 50-week averages, but 18% below its 200-week average.
MSFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $524.7 | 0.3% below |
| 20 week MA | $484.8 | 7.9% above |
| 50 week MA | $446.9 | 17% above |
| 100 week MA | $453.8 | 15% above |
| 200 week MA | $411.5 | 27% above |
MSFT has the edge over CCC on trend strength, trading above more of its moving averages.
CCC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.4 | $14.0 | +23% |
| 2021 | $14.0 | $11.6 | -17% |
| 2022 | $11.6 | $8.82 | -24% |
| 2023 | $8.82 | $11.4 | +29% |
| 2024 | $11.4 | $12.0 | +4.9% |
| 2025 | $12.0 | $8.09 | -32% |
| 2026 YTD | $8.09 | $7.69 | -4.9% |
CCC has finished lower in three of the last six years. It's down 4.9% so far in 2026.
MSFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $159.0 | $222.8 | +40% |
| 2021 | $222.8 | $334.7 | +50% |
| 2022 | $334.7 | $238.7 | -29% |
| 2023 | $238.7 | $376.0 | +58% |
| 2024 | $376.0 | $430.5 | +14% |
| 2025 | $430.5 | $487.7 | +13% |
| 2026 YTD | $487.7 | $523.0 | +7.2% |
MSFT has the edge over CCC on returns for 2026, with the stronger performance.